Volkswagen ID7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Volkswagen ID7 are $1,578 every 12 months for full coverage. Comprehensive costs on average $376, collision insurance costs $750, and liability coverage costs around $316. Liability-only insurance costs as low as $376 a year, and high-risk driver insurance costs around $3,430. Teenage drivers pay the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,578

Price estimates by individual coverage:

Comprehensive $376
Collision $750
Liability $316

Prices include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all ID7 models.

Price Range from Low to High

For the average driver, Volkswagen ID7 insurance prices range from the cheapest price of $376 for just the minimum liability insurance to the much higher price of $3,430 for a policy for a high-risk driver.

Liability Only $376
Full Coverage $1,578
High Risk $3,430

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

The ranges above show why everyone should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Volkswagen ID7 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $877
  • Using higher $1,000 deductibles will save around $256 a year
  • The average price for the average middle-age driver with $500 deductibles is $1,578
  • Using pricier low deductibles for physical damage coverage increases the price to $2,078
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,430
  • The price to insure a teenage driver for full coverage may cost $5,628 or more

View Chart as Image

Volkswagen ID7 insurance cost comparison chart
Column chart showing Volkswagen ID7 insurance rates range from $877 to $5,628 for full coverage

Car insurance prices for a Volkswagen ID7 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your ID7.

Using high physical damage deductibles could cut prices by as much as $760 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $285 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,900 to $2,500 extra each year, depending on your age. Volkswagen ID7 insurance for high-risk drivers can be around 44% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Volkswagen ID7 insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,250 on average in Michigan, Louisiana, and New York.

Volkswagen ID7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,426 -$152 -9.6%
Alaska $1,208 -$370 -23.4%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,798 $220 13.9%
Colorado $1,506 -$72 -4.6%
Connecticut $1,620 $42 2.7%
Delaware $1,784 $206 13.1%
Florida $1,972 $394 25.0%
Georgia $1,458 -$120 -7.6%
Hawaii $1,134 -$444 -28.1%
Idaho $1,068 -$510 -32.3%
Illinois $1,174 -$404 -25.6%
Indiana $1,190 -$388 -24.6%
Iowa $1,064 -$514 -32.6%
Kansas $1,498 -$80 -5.1%
Kentucky $2,152 $574 36.4%
Louisiana $2,336 $758 48.0%
Maine $974 -$604 -38.3%
Maryland $1,302 -$276 -17.5%
Massachusetts $1,258 -$320 -20.3%
Michigan $2,740 $1,162 73.6%
Minnesota $1,322 -$256 -16.2%
Mississippi $1,890 $312 19.8%
Missouri $1,400 -$178 -11.3%
Montana $1,694 $116 7.4%
Nebraska $1,242 -$336 -21.3%
Nevada $1,894 $316 20.0%
New Hampshire $1,138 -$440 -27.9%
New Jersey $1,764 $186 11.8%
New Mexico $1,396 -$182 -11.5%
New York $1,662 $84 5.3%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,088 -$490 -31.1%
Oklahoma $1,618 $40 2.5%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,502 -$76 -4.8%
Rhode Island $2,104 $526 33.3%
South Carolina $1,430 -$148 -9.4%
South Dakota $1,332 -$246 -15.6%
Tennessee $1,380 -$198 -12.5%
Texas $1,904 $326 20.7%
Utah $1,166 -$412 -26.1%
Vermont $1,078 -$500 -31.7%
Virginia $946 -$632 -40.1%
Washington $1,216 -$362 -22.9%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,090 -$488 -30.9%
Wyoming $1,406 -$172 -10.9%

View Chart as Image

Volkswagen ID7 insurance rates by U.S. city
Volkswagen ID7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID7 $358 $720 $332 $1,546

Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Volkswagen ID7 Insurance

Getting lower rates on auto insurance requires being safe and accident-free, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the coverage data touched on above.

  • Drivers can save as much as $200 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $750 each year
  • Youthful drivers are expensive to insure, with premiums as much as $469 a month if the policy includes full coverage
  • Drivers with reckless driving or DUI convictions pay an average of $1,850 more each year than a low-risk driver

Rates by Driver Age

Volkswagen ID7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,660
30 $1,670
40 $1,578
50 $1,436
60 $1,412

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,078
$250 $1,844
$500 $1,578
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,641
100/300 $1,720
250/500 $1,926
100 CSL $1,673
300 CSL $1,847
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,102
20 $5,822
30 $3,528
40 $3,430
50 $3,266
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $128
5-yr Claim Free $104
Paid in Full/EFT $81
Advance Quote $83
Online Quote $115
Total Discounts $701
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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