Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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U.S. average insurance prices for a Volkswagen Tiguan Limited are $1,232 every 12 months with full coverage. Comprehensive costs around $280 each year, collision costs $500, and liability coverage costs around $316. A policy with just liability insurance costs as low as $376 a year, with coverage for high-risk drivers costing around $2,658. Teen drivers pay the highest rates at $4,510 a year or more.

Average premium for full coverage: $1,232

Price estimates for individual coverage:

Comprehensive $280
Collision $500
Liability $316

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Tiguan Limited models.

Price Range from Low to High

For a driver around age 40, Volkswagen Tiguan Limited insurance prices go from the cheapest price of $376 for the bare minimum liability coverage to a high rate of $2,658 for a high-risk insurance policy.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Geographic Price Range

Where you live has a large influence on insurance rates. Areas with sparse population have more infrequent collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The ranges above demonstrate why all drivers should compare prices for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Volkswagen Tiguan Limited insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $708
  • Using higher $1,000 deductibles will save about $176 annually
  • The average price for the average middle-age driver using $500 deductibles is $1,232
  • Choosing low deductibles for physical damage coverage increases the price to $1,576
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,658 or more
  • The price to insure a teenage driver can be $4,510 or more

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan Limited insurance rates range from $708 to $4,510

Insurance prices for a Volkswagen Tiguan Limited are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Choosing high deductibles could cut prices by as much as $520 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $285 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can be around 44% to 136% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Volkswagen Tiguan Limited insurance rates. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,660 on average in Florida, Michigan, and New York.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so the prices may be quite different.

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $200 $338 $390 $1,064

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volkswagen Tiguan Limited Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at least every other year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the car insurance concepts covered above.

  • Drivers who tend to receive serious violations pay on average $1,430 more every year for car insurance
  • You may be able to save up to $150 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save as much as $525 each year
  • Consumers who may need higher liability limits will pay about $350 every year to increase from a low limit to a 250/500 level

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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