Volkswagen Tiguan Insurance Rates
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UPDATED: Jun 6, 2023
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
Estimated insurance rates for a Volkswagen Tiguan are $1,256 a year with full coverage. Comprehensive costs approximately $260, collision insurance costs $484, and liability coverage is $376. Liability-only coverage costs around $426 a year, and high-risk coverage costs around $2,724. Teenage drivers pay the most at up to $4,698 a year.
Average premium for full coverage: $1,256
Premium estimates by type of coverage:
Price estimates include $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for different Tiguan trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Volkswagen Tiguan range from as low as $426 for the bare minimum liability coverage to a much higher rate of $2,724 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.
These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Volkswagen Tiguan insurance rates for additional coverage and risk scenarios.
- The best discount rate is $717
- Raising to $1,000 deductibles will save $168 annually
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,256
- Using more expensive low deductibles will increase the cost to $1,584
- Unlucky drivers who are prone to accidents and violations could pay around $2,724
- An auto insurance policy for full coverage for a teenage driver with full coverage can cost $4,698
Insurance prices for a Volkswagen Tiguan also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age
Where you choose to live also has a big influence on Volkswagen Tiguan insurance rates. A middle-age driver might find prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,690 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$122 | -9.7% |
| Alaska | $962 | -$294 | -23.4% |
| Arizona | $1,042 | -$214 | -17.0% |
| Arkansas | $1,256 | -$0 | 0.0% |
| California | $1,430 | $174 | 13.9% |
| Colorado | $1,198 | -$58 | -4.6% |
| Connecticut | $1,288 | $32 | 2.5% |
| Delaware | $1,420 | $164 | 13.1% |
| Florida | $1,568 | $312 | 24.8% |
| Georgia | $1,162 | -$94 | -7.5% |
| Hawaii | $902 | -$354 | -28.2% |
| Idaho | $850 | -$406 | -32.3% |
| Illinois | $934 | -$322 | -25.6% |
| Indiana | $948 | -$308 | -24.5% |
| Iowa | $848 | -$408 | -32.5% |
| Kansas | $1,192 | -$64 | -5.1% |
| Kentucky | $1,710 | $454 | 36.1% |
| Louisiana | $1,858 | $602 | 47.9% |
| Maine | $774 | -$482 | -38.4% |
| Maryland | $1,036 | -$220 | -17.5% |
| Massachusetts | $1,002 | -$254 | -20.2% |
| Michigan | $2,180 | $924 | 73.6% |
| Minnesota | $1,052 | -$204 | -16.2% |
| Mississippi | $1,502 | $246 | 19.6% |
| Missouri | $1,114 | -$142 | -11.3% |
| Montana | $1,346 | $90 | 7.2% |
| Nebraska | $988 | -$268 | -21.3% |
| Nevada | $1,502 | $246 | 19.6% |
| New Hampshire | $906 | -$350 | -27.9% |
| New Jersey | $1,404 | $148 | 11.8% |
| New Mexico | $1,110 | -$146 | -11.6% |
| New York | $1,320 | $64 | 5.1% |
| North Carolina | $722 | -$534 | -42.5% |
| North Dakota | $1,028 | -$228 | -18.2% |
| Ohio | $864 | -$392 | -31.2% |
| Oklahoma | $1,286 | $30 | 2.4% |
| Oregon | $1,150 | -$106 | -8.4% |
| Pennsylvania | $1,196 | -$60 | -4.8% |
| Rhode Island | $1,674 | $418 | 33.3% |
| South Carolina | $1,136 | -$120 | -9.6% |
| South Dakota | $1,058 | -$198 | -15.8% |
| Tennessee | $1,098 | -$158 | -12.6% |
| Texas | $1,512 | $256 | 20.4% |
| Utah | $928 | -$328 | -26.1% |
| Vermont | $856 | -$400 | -31.8% |
| Virginia | $752 | -$504 | -40.1% |
| Washington | $968 | -$288 | -22.9% |
| West Virginia | $1,150 | -$106 | -8.4% |
| Wisconsin | $868 | -$388 | -30.9% |
| Wyoming | $1,116 | -$140 | -11.1% |
Using high physical damage deductibles can reduce prices by up to $500 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 133% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,180 | $98 |
| Volkswagen Tiguan S 2WD | $1,180 | $98 |
| Volkswagen Tiguan SE 4Motion AWD | $1,256 | $105 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,332 | $111 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Volkswagen Tiguan Insurance
Finding better rates on auto insurance consists of not taking risks behind the wheel, maintaining good credit, being claim-free, and possibly raising deductibles. Set aside time to shop around every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a condensed summary of the material that was raised in the charts and tables above.
- Consumers who purchase higher liability limits will pay an extra $410 every year to raise from 30/60 bodily injury limits to 250/500 limits
- Teens are expensive to insure, possibly costing $392 per month for full coverage
- Drivers with multiple at-fault accidents pay on average $1,470 more per year for Tiguan insurance
- Increasing policy deductibles can save around $500 each year
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,698 |
| 20 | $2,902 |
| 30 | $1,308 |
| 40 | $1,256 |
| 50 | $1,148 |
| 60 | $1,128 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,584 |
| $250 | $1,430 |
| $500 | $1,256 |
| $1,000 | $1,088 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,256 |
| 50/100 | $1,407 |
| 100/300 | $1,501 |
| 250/500 | $1,746 |
| 100 CSL | $1,445 |
| 300 CSL | $1,652 |
| 500 CSL | $1,802 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,710 |
| 20 | $4,624 |
| 30 | $2,784 |
| 40 | $2,724 |
| 50 | $2,600 |
| 60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $539 |
Discounts are estimated and may not be available from every company or in every state.
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