Volkswagen Touareg Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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U.S. average insurance rates for a Volkswagen Touareg are $988 a year for full coverage. Comprehensive costs approximately $166, collision insurance costs $218, and liability is estimated at $446. Buying just liability costs approximately $500 a year, and insurance for high-risk drivers costs around $2,122. 16-year-old drivers pay the highest rates at up to $3,962 a year.

Average premium for full coverage: $988

Price estimates by individual coverage:

Comprehensive $166
Collision $218
Liability $446

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Touareg models.

Price Range from Low to High

For an average driver, Volkswagen Touareg insurance prices range from the low end price of $500 for the bare minimum liability coverage to the much higher price of $2,122 for a driver who has had serious violations or accidents.

Liability Only $500
Full Coverage $988
High Risk $2,122

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than congested cities. The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $741
Small Cities $1,037
Large Cities $1,334

The ranges above show why everyone should get quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $602
  • Choosing higher $1,000 deductibles can save $88 a year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $988
  • Buying pricier low deductibles for comp and collision coverage bumps up the cost to $1,154
  • Unlucky drivers with multiple tickets or accidents could pay around $2,122
  • The price that insures a teen driver for full coverage can cost $3,962 each year

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance rates range from $602 to $3,962 for full coverage

Insurance prices for a Volkswagen Touareg are also quite variable based on the model of your Touareg, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,200 to $1,700 additional each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers ranges as much as 43% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volkswagen Touareg insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Iowa, Maine, and Idaho, or at least $1,410 on average in New York, Louisiana, and Michigan.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $894 -$94 -9.5%
Alaska $758 -$230 -23.3%
Arizona $820 -$168 -17.0%
Arkansas $988 -$0 0.0%
California $1,128 $140 14.2%
Colorado $944 -$44 -4.5%
Connecticut $1,018 $30 3.0%
Delaware $1,120 $132 13.4%
Florida $1,238 $250 25.3%
Georgia $912 -$76 -7.7%
Hawaii $710 -$278 -28.1%
Idaho $668 -$320 -32.4%
Illinois $736 -$252 -25.5%
Indiana $744 -$244 -24.7%
Iowa $666 -$322 -32.6%
Kansas $940 -$48 -4.9%
Kentucky $1,348 $360 36.4%
Louisiana $1,464 $476 48.2%
Maine $610 -$378 -38.3%
Maryland $816 -$172 -17.4%
Massachusetts $792 -$196 -19.8%
Michigan $1,718 $730 73.9%
Minnesota $828 -$160 -16.2%
Mississippi $1,186 $198 20.0%
Missouri $876 -$112 -11.3%
Montana $1,062 $74 7.5%
Nebraska $782 -$206 -20.9%
Nevada $1,186 $198 20.0%
New Hampshire $712 -$276 -27.9%
New Jersey $1,106 $118 11.9%
New Mexico $876 -$112 -11.3%
New York $1,042 $54 5.5%
North Carolina $572 -$416 -42.1%
North Dakota $810 -$178 -18.0%
Ohio $682 -$306 -31.0%
Oklahoma $1,014 $26 2.6%
Oregon $906 -$82 -8.3%
Pennsylvania $944 -$44 -4.5%
Rhode Island $1,320 $332 33.6%
South Carolina $894 -$94 -9.5%
South Dakota $834 -$154 -15.6%
Tennessee $866 -$122 -12.3%
Texas $1,192 $204 20.6%
Utah $732 -$256 -25.9%
Vermont $678 -$310 -31.4%
Virginia $592 -$396 -40.1%
Washington $764 -$224 -22.7%
West Virginia $906 -$82 -8.3%
Wisconsin $686 -$302 -30.6%
Wyoming $882 -$106 -10.7%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $260 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $988 $82
Volkswagen Touareg 3.6 AWD 4-Dr $988 $82

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Volkswagen Touareg $244 $390 $474 $1,266
2007 Volkswagen Touareg $184 $240 $460 $1,042
2005 Volkswagen Touareg $166 $218 $446 $988
2004 Volkswagen Touareg $160 $206 $442 $966

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volkswagen Touareg Insurance

Getting lower rates on car insurance takes having a good driving record, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop every other policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The next list is a brief review of the ideas that were covered in the above illustrations.

  • Drivers age 20 and younger are the costliest to insure, with premiums as much as $330 a month if comprehensive and collision insurance is included
  • Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,130 more per year to buy Volkswagen Touareg insurance
  • Increasing physical damage deductibles can save approximately $250 each year
  • Drivers can save around $110 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $3,962
20 $2,258
30 $1,006
40 $988
50 $906
60 $888

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,154
$250 $1,078
$500 $988
$1,000 $900

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $988
50/100 $1,077
100/300 $1,189
250/500 $1,479
100 CSL $1,122
300 CSL $1,367
500 CSL $1,546

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $5,578
20 $3,592
30 $2,140
40 $2,122
50 $2,030
60 $2,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $131

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $53
Homeowner $17
5-yr Accident Free $60
5-yr Claim Free $61
Paid in Full/EFT $36
Advance Quote $43
Online Quote $66
Total Discounts $386
Rate after discounts $602

Discounts are estimated and may not be available from every company or in every state.

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