Volkswagen Touareg Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Estimated insurance rates for a Volkswagen Touareg are $1,020 a year with full coverage. Comprehensive costs around $182, collision insurance costs $228, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $2,184. 16-year-old drivers pay the most at up to $4,050 a year.

Average premium for full coverage: $1,020

Premium estimates for type of coverage:

Comprehensive $182
Collision $228
Liability $452

Includes $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Touareg models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Volkswagen Touareg range from the low end price of $504 for a discount liability-only rate to the much higher price of $2,184 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $1,020
High Risk $2,184

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than congested cities. The example below illustrates how location helps determine auto insurance rates.

Rural Areas $765
Small Cities $1,071
Large Cities $1,377

These rate differences demonstrate why everyone should compare rates for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Volkswagen Touareg insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $620
  • Drivers who choose higher $1,000 deductibles will pay about $94 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,020
  • Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,196
  • High-risk insureds with multiple tickets or accidents could pay at least $2,184
  • An auto insurance policy that insures a teenage driver for full coverage can be $4,050 a year

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance rates range from $620 to $4,050 for full coverage

Insurance prices for a Volkswagen Touareg also have a wide range based on the model of your Touareg, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,200 to $1,700 extra annually, depending on your age. Volkswagen Touareg insurance for high-risk drivers can cost around 42% to 131% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or at least $1,380 on average in Florida, Michigan, and New York.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $922 -$98 -9.6%
Alaska $784 -$236 -23.1%
Arizona $846 -$174 -17.1%
Arkansas $1,020 -$0 0.0%
California $1,160 $140 13.7%
Colorado $974 -$46 -4.5%
Connecticut $1,048 $28 2.7%
Delaware $1,154 $134 13.1%
Florida $1,276 $256 25.1%
Georgia $940 -$80 -7.8%
Hawaii $732 -$288 -28.2%
Idaho $688 -$332 -32.5%
Illinois $760 -$260 -25.5%
Indiana $766 -$254 -24.9%
Iowa $686 -$334 -32.7%
Kansas $968 -$52 -5.1%
Kentucky $1,392 $372 36.5%
Louisiana $1,508 $488 47.8%
Maine $628 -$392 -38.4%
Maryland $840 -$180 -17.6%
Massachusetts $814 -$206 -20.2%
Michigan $1,772 $752 73.7%
Minnesota $854 -$166 -16.3%
Mississippi $1,222 $202 19.8%
Missouri $904 -$116 -11.4%
Montana $1,094 $74 7.3%
Nebraska $804 -$216 -21.2%
Nevada $1,224 $204 20.0%
New Hampshire $734 -$286 -28.0%
New Jersey $1,140 $120 11.8%
New Mexico $902 -$118 -11.6%
New York $1,072 $52 5.1%
North Carolina $588 -$432 -42.4%
North Dakota $834 -$186 -18.2%
Ohio $706 -$314 -30.8%
Oklahoma $1,046 $26 2.5%
Oregon $934 -$86 -8.4%
Pennsylvania $972 -$48 -4.7%
Rhode Island $1,360 $340 33.3%
South Carolina $922 -$98 -9.6%
South Dakota $860 -$160 -15.7%
Tennessee $892 -$128 -12.5%
Texas $1,230 $210 20.6%
Utah $756 -$264 -25.9%
Vermont $698 -$322 -31.6%
Virginia $608 -$412 -40.4%
Washington $788 -$232 -22.7%
West Virginia $934 -$86 -8.4%
Wisconsin $706 -$314 -30.8%
Wyoming $910 -$110 -10.8%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $270 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,020 $85
Volkswagen Touareg 3.6 AWD 4-Dr $1,020 $85

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Volkswagen Touareg $250 $418 $464 $1,290
2007 Volkswagen Touareg $188 $246 $468 $1,060
2005 Volkswagen Touareg $182 $228 $452 $1,020
2004 Volkswagen Touareg $166 $218 $446 $988

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volkswagen Touareg Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, being claim-free, and dropping full coverage on older vehicles. Comparison shop at every policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following is a recap of the data covered in the charts and tables above.

  • Consumers who may need higher liability limits will pay around $500 every year to go from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save up to $110 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $275 each year
  • Teens pay higher prices, possibly costing $338 per month if full coverage is included

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $4,050
20 $2,322
30 $1,040
40 $1,020
50 $936
60 $916

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,196
$250 $1,118
$500 $1,020
$1,000 $926

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,020
50/100 $1,110
100/300 $1,223
250/500 $1,517
100 CSL $1,156
300 CSL $1,404
500 CSL $1,585

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $5,708
20 $3,690
30 $2,204
40 $2,184
50 $2,088
60 $2,068

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $62
5-yr Claim Free $64
Paid in Full/EFT $37
Advance Quote $44
Online Quote $69
Total Discounts $400
Rate after discounts $620

Discounts are estimated and may not be available from every company or in every state.

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