Volkswagen Touareg Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated insurance rates for a Volkswagen Touareg are $1,020 a year with full coverage. Comprehensive costs around $182, collision insurance costs $228, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $2,184. 16-year-old drivers pay the most at up to $4,050 a year.
Average premium for full coverage: $1,020
Premium estimates for type of coverage:
Includes $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Touareg models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Volkswagen Touareg range from the low end price of $504 for a discount liability-only rate to the much higher price of $2,184 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than congested cities. The example below illustrates how location helps determine auto insurance rates.
These rate differences demonstrate why everyone should compare rates for a specific zip code, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Volkswagen Touareg insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $620
- Drivers who choose higher $1,000 deductibles will pay about $94 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,020
- Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,196
- High-risk insureds with multiple tickets or accidents could pay at least $2,184
- An auto insurance policy that insures a teenage driver for full coverage can be $4,050 a year
Insurance prices for a Volkswagen Touareg also have a wide range based on the model of your Touareg, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,200 to $1,700 extra annually, depending on your age. Volkswagen Touareg insurance for high-risk drivers can cost around 42% to 131% more than the average rate. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age
Where you choose to live makes a big difference in Volkswagen Touareg insurance rates. A 40-year-old driver could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or at least $1,380 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $922 | -$98 | -9.6% |
| Alaska | $784 | -$236 | -23.1% |
| Arizona | $846 | -$174 | -17.1% |
| Arkansas | $1,020 | -$0 | 0.0% |
| California | $1,160 | $140 | 13.7% |
| Colorado | $974 | -$46 | -4.5% |
| Connecticut | $1,048 | $28 | 2.7% |
| Delaware | $1,154 | $134 | 13.1% |
| Florida | $1,276 | $256 | 25.1% |
| Georgia | $940 | -$80 | -7.8% |
| Hawaii | $732 | -$288 | -28.2% |
| Idaho | $688 | -$332 | -32.5% |
| Illinois | $760 | -$260 | -25.5% |
| Indiana | $766 | -$254 | -24.9% |
| Iowa | $686 | -$334 | -32.7% |
| Kansas | $968 | -$52 | -5.1% |
| Kentucky | $1,392 | $372 | 36.5% |
| Louisiana | $1,508 | $488 | 47.8% |
| Maine | $628 | -$392 | -38.4% |
| Maryland | $840 | -$180 | -17.6% |
| Massachusetts | $814 | -$206 | -20.2% |
| Michigan | $1,772 | $752 | 73.7% |
| Minnesota | $854 | -$166 | -16.3% |
| Mississippi | $1,222 | $202 | 19.8% |
| Missouri | $904 | -$116 | -11.4% |
| Montana | $1,094 | $74 | 7.3% |
| Nebraska | $804 | -$216 | -21.2% |
| Nevada | $1,224 | $204 | 20.0% |
| New Hampshire | $734 | -$286 | -28.0% |
| New Jersey | $1,140 | $120 | 11.8% |
| New Mexico | $902 | -$118 | -11.6% |
| New York | $1,072 | $52 | 5.1% |
| North Carolina | $588 | -$432 | -42.4% |
| North Dakota | $834 | -$186 | -18.2% |
| Ohio | $706 | -$314 | -30.8% |
| Oklahoma | $1,046 | $26 | 2.5% |
| Oregon | $934 | -$86 | -8.4% |
| Pennsylvania | $972 | -$48 | -4.7% |
| Rhode Island | $1,360 | $340 | 33.3% |
| South Carolina | $922 | -$98 | -9.6% |
| South Dakota | $860 | -$160 | -15.7% |
| Tennessee | $892 | -$128 | -12.5% |
| Texas | $1,230 | $210 | 20.6% |
| Utah | $756 | -$264 | -25.9% |
| Vermont | $698 | -$322 | -31.6% |
| Virginia | $608 | -$412 | -40.4% |
| Washington | $788 | -$232 | -22.7% |
| West Virginia | $934 | -$86 | -8.4% |
| Wisconsin | $706 | -$314 | -30.8% |
| Wyoming | $910 | -$110 | -10.8% |
Opting for high physical damage deductibles could save up to $270 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,020 | $85 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $1,020 | $85 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Volkswagen Touareg | $250 | $418 | $464 | $1,290 |
| 2007 Volkswagen Touareg | $188 | $246 | $468 | $1,060 |
| 2005 Volkswagen Touareg | $182 | $228 | $452 | $1,020 |
| 2004 Volkswagen Touareg | $166 | $218 | $446 | $988 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Volkswagen Touareg Insurance
Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, being claim-free, and dropping full coverage on older vehicles. Comparison shop at every policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.
The following is a recap of the data covered in the charts and tables above.
- Consumers who may need higher liability limits will pay around $500 every year to go from 30/60 bodily injury limits to the 250/500 level
- You may be able to save up to $110 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $275 each year
- Teens pay higher prices, possibly costing $338 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,050 |
| 20 | $2,322 |
| 30 | $1,040 |
| 40 | $1,020 |
| 50 | $936 |
| 60 | $916 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,196 |
| $250 | $1,118 |
| $500 | $1,020 |
| $1,000 | $926 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,020 |
| 50/100 | $1,110 |
| 100/300 | $1,223 |
| 250/500 | $1,517 |
| 100 CSL | $1,156 |
| 300 CSL | $1,404 |
| 500 CSL | $1,585 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,708 |
| 20 | $3,690 |
| 30 | $2,204 |
| 40 | $2,184 |
| 50 | $2,088 |
| 60 | $2,068 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $400 |
Discounts are estimated and may not be available from every company or in every state.
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