Volkswagen Touareg Insurance Rates

The average insurance rates for a Volkswagen Touareg are $1,444 a year with full coverage. Comprehensive costs an estimated $290 a year, collision costs $540, and liability insurance is estimated at $456. A liability-only policy costs approximately $508 a year, with high-risk insurance costing around $3,138. Teen drivers cost the most to insure at $5,454 a year or more.

Average premium for full coverage: $1,444

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Touareg trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates how geographic area affects insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Volkswagen Touareg insurance rates for other coverage scenarios.

• The lowest rate with discounts is $827
• Choosing higher $1,000 deductibles can save approximately $1,256 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,444
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,812
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,138 or more
• Policy cost that insures a teen driver can cost as much as $5,454 each year

View Chart as Image

Car insurance rates for a Volkswagen Touareg also range considerably based on the trim level of your Touareg, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,700 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 131% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $5,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Touareg insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,950 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $560 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Volkswagen Touareg Insurance

Finding cheaper rates on Volkswagen Touareg insurance takes not taking risks behind the wheel, having a positive credit history, not filing small claims, and not having any coverage lapses. Shop around every couple of years by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following is a brief summary of the material that was presented in the illustrations above.

• Drivers who want higher liability limits will pay about $500 every year to raise limits from a 30/60 limit to the 250/500 level
• Teens have the highest car insurance rates, as much as $455 each month if full coverage is purchased
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,690 more annually for Touareg insurance
• Increasing comprehensive and collision deductibles can save approximately $550 each year