Volvo V90 Insurance Rates

The average insurance prices for a Volvo V90 are $902 every 12 months for full coverage. Comprehensive insurance costs an estimated $166, collision insurance costs $224, and liability insurance costs around $376. Buying just liability costs as low as $426 a year, and insurance for high-risk drivers costs $1,932 or more. 16-year-old drivers cost the most to insure at up to $3,542 a year.

Average premium for full coverage: $902

Policy rates broken down by type of insurance:

Includes $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all V90 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities. The example below illustrates how where you live affects insurance prices.

The examples above show why everyone should compare prices for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volvo V90 insurance rates for other coverage scenarios.

• The best full coverage rate is $546
• Using higher $1,000 deductibles will save approximately $90 a year
• The average price for a good driver age 40 who has $500 deductibles is $902
• Buying pricier low deductibles for physical damage coverage costs an extra $170 a year
• Drivers with multiple tickets or accidents could pay up to $1,932
• Policy cost to insure a teen driver for full coverage can cost as much as $3,542 or more

View Chart as Image

Insurance rates for a Volvo V90 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $260 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $3,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,100 to $1,500 extra every year, depending on your age. Volvo V90 insurance for high-risk drivers can be anywhere from 42% to 136% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Volvo V90 insurance rates. A driver around age 40 might see rates as low as $600 a year in states like Iowa, Maine, and Idaho, or at least $1,290 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Cheapest Volvo V90 Insurance

Finding cheaper rates on Volvo V90 insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every couple of years by obtaining price quotes from direct carriers, and also from several local insurance agents.

The next list is a recap of the material that was touched on in the above illustrations.

• Drivers who want increased levels of liability coverage will pay around $410 each year to increase from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger are charged the highest rates, costing up to $295 each month if they have full coverage
• High-risk drivers that have major violations or accidents pay on average $1,030 more annually to buy Volvo V90 insurance
• Increasing comprehensive and collision deductibles could save as much as $250 each year