Volvo V90 Insurance Rates

The average insurance rates for a Volvo V90 are $1,456 a year including full coverage. Comprehensive insurance costs on average $312, collision insurance costs $624, and liability costs around $384. A liability-only policy costs as low as $432 a year, and high-risk insurance costs $3,174 or more. Teen drivers cost the most to insure at up to $5,356 a year.

Average premium for full coverage: $1,456

Policy rates by type of insurance:

Prices include $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all V90 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Volvo V90 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $816
• Using higher $1,000 deductibles will save around $212 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,456
• Choosing pricier low deductibles for physical damage coverage will cost an additional $414 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,174
• Policy cost that insures a teen driver for full coverage may cost $5,356 or more

View Chart as Image

Car insurance rates for a Volvo V90 also range considerably based on the model of your V90, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,700 to $2,400 extra every year, depending on your age. Volvo V90 insurance for high-risk drivers can be as much as 45% to 130% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $5,300 a year. View Rates by Age

Your home state has a huge impact on Volvo V90 insurance prices. A driver around age 40 might see rates as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $630 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $345 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Volvo V90 Insurance

Finding cheaper rates on car insurance requires having a good driving record, having a positive credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around at every policy renewal by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a quick rundown of the data covered in the above illustrations.

• Policyholders who require increased levels of liability coverage will pay about $420 per year to increase from a 30/60 limit to the 250/500 level
• You may be able to save as much as $180 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $625 each year
• Drivers age 20 and younger are expensive to insure, with premiums being up to $446 each month if full coverage is purchased