Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance rates for an Audi Q3 are $1,370 a year for full coverage insurance. Comprehensive insurance costs on average $268 a year, collision costs $484, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,976 or more. Teenage drivers pay the highest rates at $5,224 a year or more.

Average premium for full coverage: $1,370

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why it is important to get quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi Q3 insurance rates for different risk profiles and scenarios.

• The best discount rate is $790
• Choosing higher $1,000 deductibles can save around $1,200 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,370
• Using low $100 deductibles for comp and collision coverage will cost an additional $334 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,976 or more
• The price that insures a teenage driver may cost $5,224 each year

View Chart as Image

Insurance prices for an Audi Q3 are also quite variable based on the trim level of your Q3, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi Q3 insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $510 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

How to Find More Affordable Audi Q3 Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices at every other renewal by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a summary of the concepts that were presented in the illustrations above.

• Drivers who have multiple accidents or major violations may pay on average $1,610 more each year for car insurance
• Teenagers pay higher prices, as much as $435 a month if comprehensive and collision insurance is included
• It is possible to save as much as $160 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $500 each year
• It is possible to save as much as $160 per year simply by quoting early and online

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.