Buick Envision Insurance Rates

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UPDATED: Apr 27, 2024

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U.S. average insurance prices for a Buick Envision are $1,266 every 12 months for full coverage. Comprehensive costs approximately $248, collision insurance costs $400, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,736. Teen drivers pay the highest rates at up to $4,866 a year.

Average premium for full coverage: $1,266

Price estimates by individual coverage:

Comprehensive $248
Collision $400
Liability $460

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Envision models.

Price Range from Low to High

For the average 40-year-old driver, Buick Envision insurance prices range from the cheapest price of $510 for the bare minimum liability coverage to the much higher price of $2,736 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,266
High Risk $2,736

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

The ranges above show why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Buick Envision insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $743
  • Using higher $1,000 deductibles will save $146 a year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,266
  • Choosing pricier low deductibles for physical damage coverage increases the price to $1,550
  • High-risk insureds with multiple violations and an at-fault accident could pay around $2,736
  • The price to insure a 16-year-old driver for full coverage can cost $4,866 or more

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing Buick Envision insurance rates range from $743 to $4,866 for full coverage

Insurance prices for a Buick Envision are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Envision.

Choosing high deductibles could cut prices by as much as $430 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 additional each year, depending on your age. Buick Envision insurance for high-risk drivers can be from 43% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Buick Envision insurance prices. A driver around age 40 might see prices as low as $840 a year in states like Iowa, Maine, and Idaho, or as much as $1,810 on average in New York, Louisiana, and Michigan.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,146 -$120 -9.5%
Alaska $972 -$294 -23.2%
Arizona $1,052 -$214 -16.9%
Arkansas $1,266 -$0 0.0%
California $1,444 $178 14.1%
Colorado $1,212 -$54 -4.3%
Connecticut $1,304 $38 3.0%
Delaware $1,436 $170 13.4%
Florida $1,586 $320 25.3%
Georgia $1,170 -$96 -7.6%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $944 -$322 -25.4%
Indiana $954 -$312 -24.6%
Iowa $854 -$412 -32.5%
Kansas $1,204 -$62 -4.9%
Kentucky $1,730 $464 36.7%
Louisiana $1,876 $610 48.2%
Maine $784 -$482 -38.1%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,014 -$252 -19.9%
Michigan $2,202 $936 73.9%
Minnesota $1,062 -$204 -16.1%
Mississippi $1,518 $252 19.9%
Missouri $1,124 -$142 -11.2%
Montana $1,362 $96 7.6%
Nebraska $1,000 -$266 -21.0%
Nevada $1,520 $254 20.1%
New Hampshire $914 -$352 -27.8%
New Jersey $1,418 $152 12.0%
New Mexico $1,122 -$144 -11.4%
New York $1,336 $70 5.5%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $876 -$390 -30.8%
Oklahoma $1,304 $38 3.0%
Oregon $1,162 -$104 -8.2%
Pennsylvania $1,210 -$56 -4.4%
Rhode Island $1,692 $426 33.6%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,070 -$196 -15.5%
Tennessee $1,110 -$156 -12.3%
Texas $1,528 $262 20.7%
Utah $938 -$328 -25.9%
Vermont $868 -$398 -31.4%
Virginia $760 -$506 -40.0%
Washington $982 -$284 -22.4%
West Virginia $1,162 -$104 -8.2%
Wisconsin $878 -$388 -30.6%
Wyoming $1,130 -$136 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city
Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $332 $570 $390 $1,450
2023 Buick Envision $320 $566 $398 $1,442
2022 Buick Envision $308 $552 $416 $1,434
2021 Buick Envision $298 $530 $430 $1,416
2020 Buick Envision $282 $512 $442 $1,394
2019 Buick Envision $270 $474 $452 $1,354
2018 Buick Envision $260 $446 $456 $1,320
2017 Buick Envision $248 $400 $460 $1,266
2016 Buick Envision $232 $368 $460 $1,218

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Buick Envision Insurance

Getting lower rates on insurance for a Buick Envision requires avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief recap of the data touched on in this article.

  • Insureds who purchase increased liability limits will pay about $510 each year to increase from a low limit to a 250/500 level
  • Drivers can save around $150 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $425 each year
  • Drivers under the age of 20 are the costliest to insure, with premiums as much as $406 a month if full coverage is included

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,866
20 $2,910
30 $1,310
40 $1,266
50 $1,160
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,550
$250 $1,420
$500 $1,266
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,358
100/300 $1,473
250/500 $1,772
100 CSL $1,404
300 CSL $1,657
500 CSL $1,841

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,912
20 $4,638
30 $2,784
40 $2,736
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $89
Total Discounts $523
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

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