Honda Clarity Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED:
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated auto insurance rates for a Honda Clarity are $912 annually for full coverage insurance. Comprehensive insurance costs approximately $132, collision insurance costs $180, and liability insurance is estimated at $442. A liability-only policy costs approximately $496 a year, and high-risk insurance costs $1,962 or more. Teens pay the most at up to $3,742 a year.
Average premium for full coverage: $912
Premium estimates by type of coverage:
Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Clarity models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Honda Clarity range from as cheap as $496 for just liability insurance to the much higher price of $1,962 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance prices.
These rate differences illustrate why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Honda Clarity insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $561
- Choosing higher $1,000 deductibles can save $72 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $912
- Selecting pricier low deductibles for comp and collision coverage costs an additional $136 a year
- High-risk insureds with serious driving violations could pay around $1,962
- An auto insurance policy with full coverage for a teen driver for full coverage can cost $3,742 each year
Auto insurance prices for a Honda Clarity also have a wide range based on the model of your Clarity, your risk profile, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $3,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,100 to $1,600 in extra premium annually, depending on your age. Honda Clarity insurance for high-risk drivers ranges anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $210 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Honda Clarity insurance rates. A good driver about age 40 could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,230 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $826 | -$86 | -9.4% |
Alaska | $702 | -$210 | -23.0% |
Arizona | $758 | -$154 | -16.9% |
Arkansas | $912 | -$0 | 0.0% |
California | $1,038 | $126 | 13.8% |
Colorado | $872 | -$40 | -4.4% |
Connecticut | $938 | $26 | 2.9% |
Delaware | $1,032 | $120 | 13.2% |
Florida | $1,142 | $230 | 25.2% |
Georgia | $842 | -$70 | -7.7% |
Hawaii | $654 | -$258 | -28.3% |
Idaho | $618 | -$294 | -32.2% |
Illinois | $680 | -$232 | -25.4% |
Indiana | $688 | -$224 | -24.6% |
Iowa | $616 | -$296 | -32.5% |
Kansas | $868 | -$44 | -4.8% |
Kentucky | $1,244 | $332 | 36.4% |
Louisiana | $1,352 | $440 | 48.2% |
Maine | $562 | -$350 | -38.4% |
Maryland | $754 | -$158 | -17.3% |
Massachusetts | $732 | -$180 | -19.7% |
Michigan | $1,586 | $674 | 73.9% |
Minnesota | $762 | -$150 | -16.4% |
Mississippi | $1,092 | $180 | 19.7% |
Missouri | $810 | -$102 | -11.2% |
Montana | $980 | $68 | 7.5% |
Nebraska | $720 | -$192 | -21.1% |
Nevada | $1,094 | $182 | 20.0% |
New Hampshire | $658 | -$254 | -27.9% |
New Jersey | $1,020 | $108 | 11.8% |
New Mexico | $808 | -$104 | -11.4% |
New York | $962 | $50 | 5.5% |
North Carolina | $526 | -$386 | -42.3% |
North Dakota | $746 | -$166 | -18.2% |
Ohio | $632 | -$280 | -30.7% |
Oklahoma | $938 | $26 | 2.9% |
Oregon | $836 | -$76 | -8.3% |
Pennsylvania | $870 | -$42 | -4.6% |
Rhode Island | $1,218 | $306 | 33.6% |
South Carolina | $826 | -$86 | -9.4% |
South Dakota | $772 | -$140 | -15.4% |
Tennessee | $800 | -$112 | -12.3% |
Texas | $1,100 | $188 | 20.6% |
Utah | $676 | -$236 | -25.9% |
Vermont | $624 | -$288 | -31.6% |
Virginia | $548 | -$364 | -39.9% |
Washington | $706 | -$206 | -22.6% |
West Virginia | $836 | -$76 | -8.3% |
Wisconsin | $632 | -$280 | -30.7% |
Wyoming | $814 | -$98 | -10.7% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|
Rates are averaged for all Honda Clarity models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Honda Clarity Insurance
Finding better rates on Honda Clarity insurance takes being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest the time to shop around every other policy renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
Below is a brief review of the ideas that were illustrated above.
- Teenage drivers have the highest car insurance prices, with premiums being up to $312 per month if full coverage is included
- High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,050 more per year for auto insurance
- Increasing policy deductibles could save up to $200 each year
- It is possible to save around $100 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,742 |
20 | $2,094 |
30 | $924 |
40 | $912 |
50 | $840 |
60 | $822 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,048 |
$250 | $984 |
$500 | $912 |
$1,000 | $840 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $912 |
50/100 | $1,000 |
100/300 | $1,111 |
250/500 | $1,398 |
100 CSL | $1,045 |
300 CSL | $1,288 |
500 CSL | $1,465 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,256 |
20 | $3,336 |
30 | $1,972 |
40 | $1,962 |
50 | $1,880 |
60 | $1,860 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $45 |
Multi-vehicle | $49 |
Homeowner | $16 |
5-yr Accident Free | $54 |
5-yr Claim Free | $56 |
Paid in Full/EFT | $32 |
Advance Quote | $39 |
Online Quote | $60 |
Total Discounts | $351 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area