Honda Passport Insurance Rates
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UPDATED: Jun 2, 2023
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Average insurance rates for a Honda Passport are $850 a year for full coverage insurance. Comprehensive insurance costs on average $150, collision costs $188, and liability insurance is estimated at $376. A policy with just liability insurance costs approximately $426 a year, with coverage for high-risk drivers costing $1,816 or more. Teen drivers receive the highest rates at $3,376 a year or more.
Average premium for full coverage: $850
Rate estimates by individual coverage type:
Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all Passport models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as low as $426 for just the minimum liability insurance to the much higher price of $1,816 for a high-risk driver policy.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates how location helps determine car insurance rates.
These examples illustrate why everyone should get quotes based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Honda Passport insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $517
- Choosing higher $1,000 deductibles can save around $78 each year
- The average rate for a 40-year-old driver with $500 deductibles is $850
- Choosing pricier low deductibles for comp and collision coverage will cost an extra $144 a year
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,816 or more
- The cost for full coverage for a teen driver for full coverage may cost $3,376 each year
Insurance rates for a Honda Passport can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.
A more mature driver with no violations or accidents and high deductibles could pay as little as $800 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $3,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,150 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $766 | -$84 | -9.9% |
| Alaska | $650 | -$200 | -23.5% |
| Arizona | $704 | -$146 | -17.2% |
| Arkansas | $850 | -$0 | 0.0% |
| California | $966 | $116 | 13.6% |
| Colorado | $810 | -$40 | -4.7% |
| Connecticut | $872 | $22 | 2.6% |
| Delaware | $958 | $108 | 12.7% |
| Florida | $1,060 | $210 | 24.7% |
| Georgia | $786 | -$64 | -7.5% |
| Hawaii | $610 | -$240 | -28.2% |
| Idaho | $574 | -$276 | -32.5% |
| Illinois | $632 | -$218 | -25.6% |
| Indiana | $640 | -$210 | -24.7% |
| Iowa | $572 | -$278 | -32.7% |
| Kansas | $806 | -$44 | -5.2% |
| Kentucky | $1,156 | $306 | 36.0% |
| Louisiana | $1,254 | $404 | 47.5% |
| Maine | $524 | -$326 | -38.4% |
| Maryland | $700 | -$150 | -17.6% |
| Massachusetts | $676 | -$174 | -20.5% |
| Michigan | $1,472 | $622 | 73.2% |
| Minnesota | $710 | -$140 | -16.5% |
| Mississippi | $1,016 | $166 | 19.5% |
| Missouri | $754 | -$96 | -11.3% |
| Montana | $910 | $60 | 7.1% |
| Nebraska | $668 | -$182 | -21.4% |
| Nevada | $1,016 | $166 | 19.5% |
| New Hampshire | $614 | -$236 | -27.8% |
| New Jersey | $948 | $98 | 11.5% |
| New Mexico | $750 | -$100 | -11.8% |
| New York | $892 | $42 | 4.9% |
| North Carolina | $488 | -$362 | -42.6% |
| North Dakota | $696 | -$154 | -18.1% |
| Ohio | $584 | -$266 | -31.3% |
| Oklahoma | $870 | $20 | 2.4% |
| Oregon | $776 | -$74 | -8.7% |
| Pennsylvania | $808 | -$42 | -4.9% |
| Rhode Island | $1,132 | $282 | 33.2% |
| South Carolina | $768 | -$82 | -9.6% |
| South Dakota | $716 | -$134 | -15.8% |
| Tennessee | $742 | -$108 | -12.7% |
| Texas | $1,022 | $172 | 20.2% |
| Utah | $628 | -$222 | -26.1% |
| Vermont | $578 | -$272 | -32.0% |
| Virginia | $508 | -$342 | -40.2% |
| Washington | $656 | -$194 | -22.8% |
| West Virginia | $776 | -$74 | -8.7% |
| Wisconsin | $586 | -$264 | -31.1% |
| Wyoming | $754 | -$96 | -11.3% |
Choosing high deductibles can save as much as $230 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,400 additional per year, depending on your age. Honda Passport insurance for high-risk drivers ranges anywhere from 41% to 131% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, and rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Honda Passport Insurance
Saving money on Honda Passport insurance takes being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every time your policy renews by getting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.
The items below are a quick review of the information covered in the charts and tables above.
- It is possible to save as much as $90 per year simply by quoting online well ahead of the renewal date
- Teen drivers pay higher rates, costing up to $281 per month including comprehensive and collision insurance
- Increasing deductibles can save around $225 each year
- High-risk drivers with a DUI or reckless driving violation pay an average of $970 more each year to insure their Passport
- Drivers who require more liability coverage will pay about $410 annually to raise limits from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,376 |
| 20 | $1,930 |
| 30 | $866 |
| 40 | $850 |
| 50 | $780 |
| 60 | $766 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $994 |
| $250 | $930 |
| $500 | $850 |
| $1,000 | $772 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $850 |
| 50/100 | $925 |
| 100/300 | $1,019 |
| 250/500 | $1,264 |
| 100 CSL | $963 |
| 300 CSL | $1,170 |
| 500 CSL | $1,320 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,752 |
| 20 | $3,068 |
| 30 | $1,834 |
| 40 | $1,816 |
| 50 | $1,734 |
| 60 | $1,714 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $31 |
| Advance Quote | $37 |
| Online Quote | $57 |
| Total Discounts | $333 |
Discounts are estimated and may not be available from every company or in every state.
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