Hyundai Kona Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 30, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for a Hyundai Kona are $1,218 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $268, collision costs $482, and liability coverage is estimated at $332. A liability-only policy costs approximately $388 a year, with high-risk insurance costing $2,624 or more. 16-year-old drivers receive the highest rates at $4,486 a year or more.
Average premium for full coverage: $1,218
Rate estimates broken down by individual coverage type:
Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different Kona trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $388 for the bare minimum liability coverage to a much higher rate of $2,624 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a large influence on the price of insurance. More rural locations tend to have more infrequent physical damage claims than congested cities.
The price range example below illustrates the difference location can make on insurance prices.
These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Hyundai Kona insurance rates for other coverage scenarios.
- The best full coverage rate is $698
- Choosing higher $1,000 deductibles can save approximately $170 each year
- The average price for a 40-year-old driver who has $500 deductibles is $1,218
- Buying more expensive low deductibles for comp and collision coverage costs an extra $328 each year
- Drivers with multiple tickets or accidents could pay up to $2,624 or more
- The cost to insure a teenage driver with full coverage can cost as much as $4,486 each year
Insurance rates for a Hyundai Kona can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles can save as much as $500 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $299 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $4,400 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges around 45% to 128% more than the average rate. View High Risk Driver Rates
Where you live plays a big part in determining prices for Hyundai Kona insurance rates. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,640 on average in Florida, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Hyundai Kona||$268||$482||$332||$1,218|
|2019 Hyundai Kona||$256||$478||$338||$1,208|
|2018 Hyundai Kona||$248||$466||$354||$1,204|
Rates are averaged for all Hyundai Kona models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Hyundai Kona Insurance
Saving money on auto insurance takes having a good driving record, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The next list is a condensed summary of the primary concepts that were touched on in this article.
- It is possible to save approximately $150 per year simply by shopping early and online
- Drivers with multiple at-fault accidents could be forced to pay on average $1,410 more annually to buy Hyundai Kona insurance
- Increasing deductibles could save as much as $500 each year
- Drivers age 20 and younger are charged the highest rates, costing up to $374 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$91|
|5-yr Claim Free||$79|
|Paid in Full/EFT||$57|
Discounts are estimated and may not be available from every company or in every state.