Hyundai Veracruz Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for a Hyundai Veracruz are $870 annually for full coverage insurance. Comprehensive costs around $154, collision costs $182, and liability insurance is $398. A policy with just liability insurance costs around $444 a year, with coverage for high-risk drivers costing around $1,860. Teenage drivers receive the highest rates at $3,464 a year or more.
Average premium for full coverage: $870
Rate estimates for individual coverage type:
Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all Veracruz models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $444 for liability-only coverage to the much higher price of $1,860 for high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities.
The example below illustrates how where you live affects auto insurance rates.
These examples illustrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Hyundai Veracruz insurance rates for additional coverage choices and driver risks.
- The best discount rate is $531
- Raising to $1,000 deductibles will save about $76 each year
- The estimated rate for a 40-year-old driver using $500 deductibles is $870
- Using pricier low deductibles will cost $1,014
- Higher-risk drivers who are prone to accidents and violations could pay at least $1,860 or more
- The cost with full coverage for a teen driver for full coverage can be $3,464
Insurance rates for a Hyundai Veracruz can also vary considerably based on the trim level of your Veracruz, your risk profile, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $800 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $3,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at least $1,000 to $1,500 additional per year, depending on your age. Hyundai Veracruz insurance for high-risk drivers is expensive and can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $220 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Hyundai Veracruz insurance rates. A middle-age driver might find rates as low as $570 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,170 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $786 | -$84 | -9.7% |
| Alaska | $668 | -$202 | -23.2% |
| Arizona | $720 | -$150 | -17.2% |
| Arkansas | $870 | -$0 | 0.0% |
| California | $990 | $120 | 13.8% |
| Colorado | $830 | -$40 | -4.6% |
| Connecticut | $892 | $22 | 2.5% |
| Delaware | $982 | $112 | 12.9% |
| Florida | $1,086 | $216 | 24.8% |
| Georgia | $804 | -$66 | -7.6% |
| Hawaii | $624 | -$246 | -28.3% |
| Idaho | $588 | -$282 | -32.4% |
| Illinois | $648 | -$222 | -25.5% |
| Indiana | $654 | -$216 | -24.8% |
| Iowa | $586 | -$284 | -32.6% |
| Kansas | $824 | -$46 | -5.3% |
| Kentucky | $1,186 | $316 | 36.3% |
| Louisiana | $1,286 | $416 | 47.8% |
| Maine | $538 | -$332 | -38.2% |
| Maryland | $718 | -$152 | -17.5% |
| Massachusetts | $692 | -$178 | -20.5% |
| Michigan | $1,508 | $638 | 73.3% |
| Minnesota | $730 | -$140 | -16.1% |
| Mississippi | $1,044 | $174 | 20.0% |
| Missouri | $772 | -$98 | -11.3% |
| Montana | $932 | $62 | 7.1% |
| Nebraska | $684 | -$186 | -21.4% |
| Nevada | $1,044 | $174 | 20.0% |
| New Hampshire | $628 | -$242 | -27.8% |
| New Jersey | $972 | $102 | 11.7% |
| New Mexico | $766 | -$104 | -12.0% |
| New York | $914 | $44 | 5.1% |
| North Carolina | $500 | -$370 | -42.5% |
| North Dakota | $712 | -$158 | -18.2% |
| Ohio | $598 | -$272 | -31.3% |
| Oklahoma | $890 | $20 | 2.3% |
| Oregon | $798 | -$72 | -8.3% |
| Pennsylvania | $828 | -$42 | -4.8% |
| Rhode Island | $1,160 | $290 | 33.3% |
| South Carolina | $788 | -$82 | -9.4% |
| South Dakota | $734 | -$136 | -15.6% |
| Tennessee | $760 | -$110 | -12.6% |
| Texas | $1,048 | $178 | 20.5% |
| Utah | $642 | -$228 | -26.2% |
| Vermont | $594 | -$276 | -31.7% |
| Virginia | $518 | -$352 | -40.5% |
| Washington | $672 | -$198 | -22.8% |
| West Virginia | $798 | -$72 | -8.3% |
| Wisconsin | $600 | -$270 | -31.0% |
| Wyoming | $774 | -$96 | -11.0% |
With so much variability in rates, the only way to figure out your exact price is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $842 | $70 |
| Hyundai Veracruz GLS AWD | $858 | $72 |
| Hyundai Veracruz Limited 2WD | $888 | $74 |
| Hyundai Veracruz Limited AWD | $888 | $74 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Hyundai Veracruz | $154 | $182 | $398 | $870 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Hyundai Veracruz Insurance
Saving money on Hyundai Veracruz insurance consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every couple of years by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The items below are a summary of the material that was touched on in the above illustrations.
- Drivers who may need more liability coverage will pay an extra $440 annually to raise from a minimum limit to higher 250/500 limits
- Teen drivers are charged the highest rates, costing up to $289 per month if they have full coverage
- High-risk drivers who have multiple accidents or major violations pay on average $990 more every year to insure their Veracruz
- Increasing deductibles could save up to $225 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,972 |
| 30 | $886 |
| 40 | $870 |
| 50 | $800 |
| 60 | $784 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,014 |
| $250 | $948 |
| $500 | $870 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $870 |
| 50/100 | $968 |
| 100/300 | $1,067 |
| 250/500 | $1,326 |
| 100 CSL | $1,007 |
| 300 CSL | $1,226 |
| 500 CSL | $1,386 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $3,140 |
| 30 | $1,878 |
| 40 | $1,860 |
| 50 | $1,776 |
| 60 | $1,758 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $339 |
Discounts are estimated and may not be available from every company or in every state.
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