Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Jeep Grand Wagoneer are $1,702 a year for full coverage insurance. Comprehensive insurance costs around $306 each year, collision insurance costs $922, and liability coverage costs $338. Liability-only coverage costs as little as $394 a year, and high-risk coverage costs $3,792 or more. Teens pay the highest rates at up to $6,304 a year.

Average premium for full coverage: $1,702

Price estimates for individual coverage:

Comprehensive $306
Collision $922
Liability $338

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Grand Wagoneer models.

Price Range from Low to High

For a driver in their 40's, Jeep Grand Wagoneer insurance prices range from the low end price of $394 for just liability coverage to a high rate of $3,792 for a high-risk driver policy.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Geographic Price Range

Your location has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

The ranges above illustrate why all drivers should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Jeep Grand Wagoneer insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $911
  • Drivers who choose higher $1,000 deductibles will pay about $274 each year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,702
  • Selecting low deductibles for comprehensive and collision insurance will cost an additional $558 each year
  • High-risk insureds with serious driving violations could pay at least $3,792
  • The price that insures a teenage driver can be $6,304 a year

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing Jeep Grand Wagoneer insurance prices range from $911 to $6,304 for full coverage

Auto insurance prices for a Jeep Grand Wagoneer are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $2,100 to $2,800 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 137% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,600 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $6,300 a year. View Rates by Age

The state you live in makes a big difference in Jeep Grand Wagoneer insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,300 on average in Michigan, New York, and Florida.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $840 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Jeep Grand Wagoneer Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare rates every time your policy renews by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the information covered in the charts and tables above.

  • It is possible to save up to $220 per year just by quoting online in advance
  • Teenagers are expensive to insure, as much as $525 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $825 each year
  • Drivers who tend to receive serious violations could be forced to pay on average $2,090 more every year for car insurance
  • Consumers who may need higher liability limits will pay approximately $370 annually to go from a low limit to the 250/500 level

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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