Kia K900 Insurance Rates

U.S. average auto insurance rates for a Kia K900 are $978 annually for full coverage. Comprehensive insurance costs approximately $172 a year, collision costs $206, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, with coverage for high-risk drivers costing $2,092 or more. Teen drivers pay the highest rates at $3,908 a year or more.

Average premium for full coverage: $978

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and K900 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have fewer accident claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Kia K900 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $599
• Drivers who choose higher $1,000 deductibles will pay $890 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $978
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $162 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,092 or more
• The price with full coverage for a 16-year-old driver can cost $3,908 a year

View Chart as Image

Insurance prices for a Kia K900 are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,200 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can cost from 41% to 137% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $250 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Kia K900 insurance prices. A 40-year-old driver could pay as low as $650 a year in states like Iowa, Maine, and Idaho, or as much as $1,400 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes from multiple companies. Every company uses a different rate calculation, so the prices may be quite different between companies.

How to Buy More Affordable Kia K900 Insurance

Getting lower rates on insurance for a Kia K900 not only requires avoiding accidents and claims, but also having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a summary of the information presented in the illustrations above.

• Drivers can save around $110 per year simply by quoting early and online
• Drivers under the age of 20 are expensive to insure, with premiums as much as $326 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $250 each year
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,110 more per year to insure a Kia K900
• Insureds who purchase increased liability limits will pay about $490 each year to go from a low limit to higher 250/500 limits