Kia K900 Insurance Rates
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Estimated insurance rates for a Kia K900 are $978 a year for full coverage insurance. Comprehensive costs approximately $172, collision insurance costs $206, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, and high-risk insurance costs around $2,092. 16-year-old drivers pay the most at up to $3,908 a year.
Average premium for full coverage: $978
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different K900 trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Kia K900 range from as low as $496 for liability-only coverage to a much higher rate of $2,092 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities. The price range example below illustrates the effect of geographic area on auto insurance prices.
These rate differences illustrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Kia K900 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $599
- Choosing higher $1,000 deductibles can save $88 each year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $978
- Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,140
- Unlucky drivers with multiple tickets or accidents could pay around $2,092
- An auto insurance policy for full coverage for a teen driver with full coverage can cost $3,908 each year
Auto insurance prices for a Kia K900 also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.
An older driver with a good driving record and high deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Kia K900 insurance prices. A good driver about age 40 could pay as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,320 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $884 | -$94 | -9.6% |
| Alaska | $752 | -$226 | -23.1% |
| Arizona | $814 | -$164 | -16.8% |
| Arkansas | $978 | -$0 | 0.0% |
| California | $1,114 | $136 | 13.9% |
| Colorado | $934 | -$44 | -4.5% |
| Connecticut | $1,006 | $28 | 2.9% |
| Delaware | $1,108 | $130 | 13.3% |
| Florida | $1,224 | $246 | 25.2% |
| Georgia | $902 | -$76 | -7.8% |
| Hawaii | $704 | -$274 | -28.0% |
| Idaho | $662 | -$316 | -32.3% |
| Illinois | $730 | -$248 | -25.4% |
| Indiana | $738 | -$240 | -24.5% |
| Iowa | $660 | -$318 | -32.5% |
| Kansas | $930 | -$48 | -4.9% |
| Kentucky | $1,336 | $358 | 36.6% |
| Louisiana | $1,450 | $472 | 48.3% |
| Maine | $604 | -$374 | -38.2% |
| Maryland | $808 | -$170 | -17.4% |
| Massachusetts | $784 | -$194 | -19.8% |
| Michigan | $1,700 | $722 | 73.8% |
| Minnesota | $818 | -$160 | -16.4% |
| Mississippi | $1,172 | $194 | 19.8% |
| Missouri | $866 | -$112 | -11.5% |
| Montana | $1,052 | $74 | 7.6% |
| Nebraska | $772 | -$206 | -21.1% |
| Nevada | $1,174 | $196 | 20.0% |
| New Hampshire | $704 | -$274 | -28.0% |
| New Jersey | $1,094 | $116 | 11.9% |
| New Mexico | $866 | -$112 | -11.5% |
| New York | $1,030 | $52 | 5.3% |
| North Carolina | $562 | -$416 | -42.5% |
| North Dakota | $800 | -$178 | -18.2% |
| Ohio | $676 | -$302 | -30.9% |
| Oklahoma | $1,006 | $28 | 2.9% |
| Oregon | $896 | -$82 | -8.4% |
| Pennsylvania | $934 | -$44 | -4.5% |
| Rhode Island | $1,304 | $326 | 33.3% |
| South Carolina | $886 | -$92 | -9.4% |
| South Dakota | $826 | -$152 | -15.5% |
| Tennessee | $858 | -$120 | -12.3% |
| Texas | $1,178 | $200 | 20.4% |
| Utah | $724 | -$254 | -26.0% |
| Vermont | $670 | -$308 | -31.5% |
| Virginia | $586 | -$392 | -40.1% |
| Washington | $758 | -$220 | -22.5% |
| West Virginia | $898 | -$80 | -8.2% |
| Wisconsin | $676 | -$302 | -30.9% |
| Wyoming | $872 | -$106 | -10.8% |
Opting for high physical damage deductibles can save as much as $250 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,600 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 41% to 137% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Kia K900 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Kia K900 Insurance
Finding better rates on car insurance takes being safe and accident-free, having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to compare rates every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a summary of the coverage data covered in the above illustrations.
- It is possible to save around $110 per year just by shopping early and online
- Increasing policy deductibles can save around $250 each year
- Youthful drivers have the highest car insurance prices, with premiums being up to $326 per month if they have full coverage
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,110 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,908 |
| 20 | $2,224 |
| 30 | $996 |
| 40 | $978 |
| 50 | $898 |
| 60 | $878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,140 |
| $250 | $1,066 |
| $500 | $978 |
| $1,000 | $890 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $978 |
| 50/100 | $1,066 |
| 100/300 | $1,177 |
| 250/500 | $1,464 |
| 100 CSL | $1,111 |
| 300 CSL | $1,354 |
| 500 CSL | $1,531 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,496 |
| 20 | $3,536 |
| 30 | $2,110 |
| 40 | $2,092 |
| 50 | $2,000 |
| 60 | $1,980 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $35 |
| Advance Quote | $42 |
| Online Quote | $66 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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