Kia Rondo Insurance Rates
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UPDATED: Jun 12, 2015
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Do you need to find cheap rates for your Kia Rondo? Our guide will help you understand how insurers calculate vehicle rates. We cover everything from typical premiums to the average sale price of a Kia Rondo.
Our guide to Kia Rondo insurance rates will also discuss the safety features of the vehicle and how this can impact rates, so you will understand the risks and benefits of driving a Kia Rondo.
Ready to start saving? Enter your ZIP code in our free rate tool to find cheap car insurance rates for your Kia Rondo.
The average insurance rates for a Kia Rondo are $914 a year with full coverage. Comprehensive costs an estimated $156, collision insurance costs $220, and liability coverage costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs around $1,968. Teens cost the most to insure at up to $3,634 a year.
Average premium for full coverage: $914
Policy rates broken down by type of insurance:
Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Rondo trim levels.
Price Range Variability
Using a middle-aged driver as an example, Kia Rondo insurance rates range from the low end price of $446 for basic liability insurance to a much higher rate of $1,968 for a high-risk driver policy.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects insurance prices.
The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
The chart below details average Kia Rondo insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $550
- Drivers who choose higher $1,000 deductibles will pay approximately $86 annually
- The estimated price for a good driver age 40 who has $500 deductibles is $914
- Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,076
- High-risk insureds with serious driving violations could pay up to $1,968
- Policy cost that insures a teenage driver with full coverage can cost as much as $3,634 a year
Insurance rates for a Kia Rondo also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you may be forking out $1,100 to $1,500 additional every year, depending on your age. High-risk driver insurance can cost around 41% to 134% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,600 a year. View Rates by Age
Your home state makes a big difference in Kia Rondo insurance rates. A 40-year-old driver could pay as low as $660 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,230 on average in New York, Michigan, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing higher comprehensive and collision insurance deductibles could save up to $250 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Kia Rondo LX||$914||$76|
|Kia Rondo LX||$914||$76|
|Kia Rondo LX||$914||$76|
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2009 Kia Rondo||$156||$220||$402||$914|
|2008 Kia Rondo||$150||$200||$406||$892|
|2007 Kia Rondo||$140||$184||$402||$862|
Rates are averaged for all Kia Rondo models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Kia Rondo Insurance
Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.
The items below are a quick review of the information touched on in the above illustrations.
- You may be able to save approximately $100 per year just by shopping early and online
- Teen drivers are expensive to insure, as much as $303 each month if comprehensive and collision insurance is included
- Increasing comprehensive and collision deductibles can save approximately $250 each year
- Drivers with a DUI or reckless driving violation could be forced to pay on average $1,050 more annually to insure their Rondo
- Consumers who want more liability coverage will pay approximately $440 every year to go from a 30/60 limit to the 250/500 level
By shopping online and increasing your deductible, you could save almost $400 on car insurance for your Kia Rondo. However, prices can increase if you have a poor driving record, you are a newly licensed driver, or you upgrade your liability coverage.
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How does the size and class of the Kia Rondo affect liability car insurance rates?
We’ve mentioned liability insurance, but we haven’t fully explained what liability coverage covers, as liability coverage is made up of two different parts designed to protect you if you cause an accident. Bodily injury liability will pay for the other driver’s medical bills, while property damage liability will pay for the other driver’s vehicle repair costs. Watch the video below for more information about liability insurance.
So how exactly does the size and class of your vehicle affect liability rates? Simply put, if you have a large vehicle that rams through other vehicles in a crash, there will be more damage to others than to yourself. The plus side to this, of course, is that you will be safer in a vehicle that inflicts damage rather than being the vehicle crumpled on the side of the road.
The Kia Rondo is classified as a small minivan. Model years were made from 2007 to 2010, and Kia hasn’t brought it back since then. We want to make sure that Kia Rondo wasn’t discontinued because of major issues, so we are going to take a look at the Insurance Institute for Highway Safety’s (IIHS) insurance losses by make and model.
- Kia Rondo Property Damage Liability Loss: -10 percent
- Kia Rondo Bodily Injury Liability Loss: -19 percent
Both of these liability losses are average among small minivans. A negative loss is always a good indicator, as means insurers have paid out only a few claims (or none) for that vehicle model. So owners of Kia Rondo may see a lower rate on their liability insurance compared to other cars they’ve owned.
What does liability insurance cost for a Kia Rondo?
To give you an idea of what you’ll be paying for liability insurance on your Kia Rondo, we went ahead and collected rate data from Geico. Our sample quote was based on a 40-year-old male driver in Pennsylvania with a bachelor’s degree, a clean driving record, and a full coverage policy (with a $500 deductible). Our sample driver owns his vehicle and travels an average of 13,000 miles a year.
Take a look at the bodily injury costs below for six-month premiums. We’ve collected rates for three different coverage levels.
- Low ($15,000/$30,000): $36.96
- Medium ($100,000/$200,000): $75.77
- High ($500,000/$500,000): $121.97
If you upgrade from low to high bodily injury coverage on your Kia Rondo, it will cost you about $85, or $14 a month. This isn’t too bad. The increases for property damage liability rates are fairly low too, as you can see from the list below.
- Low ($5,000): $437.35
- Medium ($20,000): $466.70
- High ($100,000): $488.14
The upgrade from low to high property damage liability only costs $51, which is less than $10 a month. So if you own a Kia Rondo, you can get the best property damage and bodily injury liability protection possible for only an average of $22 a month. Paying a little extra each month will prevent huge accident bills in the future.
What are the safety features and ratings of the Kia Rondo?
Quite a few car commercials focus on the safety features of a car, especially when the commercial subject is a parent letting their teenager drive off for the first time. However, it’s not just teens that benefit from safety features like collision avoidance and backup cameras. Any driver can use these features to help them drive safer, which is why insurers love safety features.
Watch the video below to learn about some of the highlights of the Kia Rondo, such as quick braking and fog lights.
Insurers will look for any features that help prevent crashes, protect drivers in crashes, or prevent theft. The more features there are on your vehicle, the better the discount. According to AutoBlog.com, the safety features on a 2009 Kia Rondo are:
- Crash prevention: anti-lock brakes and stability control.
- Crash protection: front-impact airbags, side-impact airbags, overhead airbags, seatbelt pretensioners, and anti-whiplash headrests.
- Theft prevention: ignition disable device.
The Kia Rondo has some great safety features. It has multiple airbags (including overhead), which are vital in a crash and aren’t always included in cars. It also has anti-lock brakes and stability control, which can help prevent skidding and hydroplaning. Insurers will take all of these features into consideration when they calculate your discount.
In addition to safety features, the crash rating of a vehicle is also important to insurers. While the IIHS did a crash test on the 2010 Kia Rondo, the test only focused on the crashworthiness of the head restraints and seats, which the IIHS rated as good (the highest rating). This is great, and it may result in insurers taking a bit off your premium.
Do you know which cars are cheapest to insure? Insurers will also look at the overall fatalities of different vehicle types to determine rates (small minivans are classified as cars on the IIHS’s fatality study by vehicle type). The IIHS found that in 2018, there were 48 driver car deaths per million vehicles. This is higher than driver deaths for both pickups (34 per million vehicles) and SUVs (23 per million vehicles).
The death rates are also higher for cars for all occupant deaths. In 2018, there were 69 car deaths per million vehicles, compared to 32 SUV deaths and 42 pickup deaths. Since cars have the highest number of fatalities, we want to take a look at the IIHS’s 2018 data on fatalities by crash type for cars.
- Frontal Impact: 7,433 fatalities
- Side Impact: 3,568 fatalities
- Rear Impact: 834 fatalities
- Other (mostly rollovers): 1,303 fatalities
The various crash types make up a total of 13,138 fatalities and also show that frontal impacts and side impacts are the most dangerous in cars. The total number of car fatalities is also very high compared to the total SUV fatalities (5,035) and pickup fatalities (4,369).
While the higher number of car fatalities is likely partially due to ownership, as fewer people have SUVs and pickups. Because insurers look at these numbers, however, better safety ratings on your car will help lower insurance ratings.
What is the MSRP of the Kia Rondo?
You may have seen MSRP before, whether it’s tagged on your car or your new pair of shoes. MSRP means the manufacturer suggested retail price, and it is what sellers will base their final price on. Sellers usually won’t sell a car at the MSRP price and will mark down the price. Still, a high MSRP means a more expensive price.
Kelley Blue Book (KBB) doesn’t list the MSRP price of the Kia Rondo (as it is an older car), but KBB does list the following prices for a 2010 Kia Rondo:
- Fair Market Price Range: $3,893 to $6,426
- Typical Listing Price: $5,581
The fair market price is usually a few thousand dollars less than the MSRP, so the MSRP for a 2010 Kia Rondo is likely around $9,000. What the MSRP is set as will affect both your collision and comprehensive rates, as high MSRPs mean more expensive repair parts.
Since collision and comprehensive insurance both pay to repair your vehicles, insurers will raise prices if the MSRP is high. You may also be forced to carry collision and comprehensive insurance if you lease a car with a high MSRP, as your lender doesn’t want a huge loss if you total or wreck your car.
The insurance losses for collision and comprehensive insurance will also affect your rates, in addition to a high MSRP, as multiple claims paid out on a vehicle model is a red flag to insurers. While the IIHS doesn’t have losses recorded for the Kia Rondo, the overall collision and comprehensive losses for small minivans are average or good.
Since insurers will have to look at overall losses whenever there isn’t data for a specific vehicle, this is good news. High losses mean insurers will charge more, especially if there is also a high MSRP on a vehicle. Since the Kia Rondo has a lower MSRP and the losses for small minivans are fairly good, you shouldn’t see a drastic change in your comprehensive and collision rates.
Now that you’ve reached the end of our guide to the Kia Rondo, you should have a better understanding of how to reduce your rates. We hope you are ready to start shopping around for cheap car insurance on your Kia Rondo. Enter your ZIP code in our free tool to get started.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$57|
|5-yr Claim Free||$58|
|Paid in Full/EFT||$34|
Discounts are estimated and may not be available from every company or in every state.