Nissan Leaf Insurance Rates

Average insurance rates for a Nissan Leaf are $1,400 a year for full coverage. Comprehensive insurance costs approximately $270 a year, collision insurance costs $516, and liability is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs $3,048 or more. 16-year-old drivers receive the highest rates at up to $5,330 a year.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities. The diagram below illustrates how location impacts auto insurance prices.

These examples show why it is important to compare rates quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $803
• Raising to $1,000 deductibles will save $1,224 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,400
• Buying low $100 deductibles will cost an additional $350 every year
• At-risk drivers with multiple tickets or accidents could pay around $3,048
• The cost that insures a teen driver can cost $5,330

View Chart as Image

Car insurance rates for a Nissan Leaf can also vary considerably based on the trim level of your Leaf, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,300 a year. View Rates by Age

Where you live also has a big influence on Nissan Leaf insurance prices. A middle-age driver might find rates as low as $920 a year in states like Iowa, Maine, and Idaho, or at least $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $530 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Nissan Leaf Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a positive credit history, eliminating unneeded coverage, and attention to physical damage deductibles. Comparison shop every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the information touched on above.

• Drivers can save around $170 per year just by quoting early and online
• Teenage drivers pay the highest auto insurance rates, costing as high as $444 per month if full coverage is purchased
• Increasing deductibles can save approximately $525 each year
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,650 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay around $500 each year to raise from a minimum limit to the 250/500 level