Nissan Leaf Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 14, 2024
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Estimated insurance rates for a Nissan Leaf are $1,256 a year including full coverage. Comprehensive insurance costs an estimated $234 a year, collision insurance costs $400, and liability coverage costs $464. A liability-only policy costs as little as $514 a year, and high-risk insurance costs $2,722 or more. Teen drivers pay the most at up to $4,858 a year.
Average premium for full coverage: $1,256
Premium estimates broken down by type of coverage:
Price estimates include $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Leaf trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Nissan Leaf range from as low as $514 for your basic liability-only policy to a high of $2,722 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.
These rate differences highlight why it is important to compare rates for a targeted area and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Nissan Leaf insurance rates for other coverage scenarios.
- The lowest rate with discounts is $734
- Drivers who choose higher $1,000 deductibles will pay approximately $1,112 every year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,256
- Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $278 each year
- High-risk insureds with multiple violations and an at-fault accident could pay up to $2,722
- An auto insurance policy for full coverage for a teenage driver can cost as much as $4,858 a year
Auto insurance prices for a Nissan Leaf also have a wide range based on your driving characteristics, the model of your Leaf, and liability limits and deductibles.
Older drivers with a good driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,800 a year. View Rates by Age
Where you choose to live makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,790 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,136 | -$120 | -9.6% |
Alaska | $962 | -$294 | -23.4% |
Arizona | $1,044 | -$212 | -16.9% |
Arkansas | $1,256 | -$0 | 0.0% |
California | $1,432 | $176 | 14.0% |
Colorado | $1,200 | -$56 | -4.5% |
Connecticut | $1,292 | $36 | 2.9% |
Delaware | $1,422 | $166 | 13.2% |
Florida | $1,572 | $316 | 25.2% |
Georgia | $1,160 | -$96 | -7.6% |
Hawaii | $902 | -$354 | -28.2% |
Idaho | $848 | -$408 | -32.5% |
Illinois | $936 | -$320 | -25.5% |
Indiana | $946 | -$310 | -24.7% |
Iowa | $848 | -$408 | -32.5% |
Kansas | $1,194 | -$62 | -4.9% |
Kentucky | $1,714 | $458 | 36.5% |
Louisiana | $1,860 | $604 | 48.1% |
Maine | $774 | -$482 | -38.4% |
Maryland | $1,036 | -$220 | -17.5% |
Massachusetts | $1,006 | -$250 | -19.9% |
Michigan | $2,182 | $926 | 73.7% |
Minnesota | $1,050 | -$206 | -16.4% |
Mississippi | $1,504 | $248 | 19.7% |
Missouri | $1,114 | -$142 | -11.3% |
Montana | $1,348 | $92 | 7.3% |
Nebraska | $990 | -$266 | -21.2% |
Nevada | $1,506 | $250 | 19.9% |
New Hampshire | $904 | -$352 | -28.0% |
New Jersey | $1,402 | $146 | 11.6% |
New Mexico | $1,112 | -$144 | -11.5% |
New York | $1,322 | $66 | 5.3% |
North Carolina | $724 | -$532 | -42.4% |
North Dakota | $1,028 | -$228 | -18.2% |
Ohio | $868 | -$388 | -30.9% |
Oklahoma | $1,290 | $34 | 2.7% |
Oregon | $1,150 | -$106 | -8.4% |
Pennsylvania | $1,198 | -$58 | -4.6% |
Rhode Island | $1,678 | $422 | 33.6% |
South Carolina | $1,138 | -$118 | -9.4% |
South Dakota | $1,060 | -$196 | -15.6% |
Tennessee | $1,100 | -$156 | -12.4% |
Texas | $1,516 | $260 | 20.7% |
Utah | $930 | -$326 | -26.0% |
Vermont | $862 | -$394 | -31.4% |
Virginia | $752 | -$504 | -40.1% |
Washington | $970 | -$286 | -22.8% |
West Virginia | $1,150 | -$106 | -8.4% |
Wisconsin | $870 | -$386 | -30.7% |
Wyoming | $1,120 | -$136 | -10.8% |
Choosing high deductibles could save up to $430 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than average. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Leaf | $346 | $660 | $390 | $1,554 |
2023 Nissan Leaf | $332 | $656 | $398 | $1,544 |
2022 Nissan Leaf | $320 | $640 | $416 | $1,534 |
2021 Nissan Leaf | $310 | $612 | $430 | $1,510 |
2020 Nissan Leaf | $292 | $592 | $442 | $1,484 |
2019 Nissan Leaf | $282 | $548 | $452 | $1,440 |
2018 Nissan Leaf | $270 | $516 | $456 | $1,400 |
2017 Nissan Leaf | $258 | $464 | $460 | $1,340 |
2015 Nissan Leaf | $234 | $400 | $464 | $1,256 |
2014 Nissan Leaf | $228 | $374 | $474 | $1,234 |
2013 Nissan Leaf | $210 | $346 | $474 | $1,188 |
2012 Nissan Leaf | $206 | $314 | $478 | $1,156 |
2011 Nissan Leaf | $192 | $288 | $474 | $1,112 |
Rates are averaged for all Nissan Leaf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Nissan Leaf Insurance
Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, refrain from filing small claims, and consideration of higher deductibles. Make time to compare rates once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following is a condensed summary of the data that was touched on in this article.
- You may be able to save approximately $150 per year just by quoting early and online
- Consumers who want higher liability limits will pay about $510 per year to go from 30/60 bodily injury limits to 250/500 limits
- Teens are the costliest to insure, with the cost nearing $405 per month if they have full coverage
- Drivers with multiple at-fault accidents may pay on average $1,470 more annually for Leaf insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,858 |
20 | $2,896 |
30 | $1,294 |
40 | $1,256 |
50 | $1,150 |
60 | $1,128 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,534 |
$250 | $1,406 |
$500 | $1,256 |
$1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,256 |
50/100 | $1,349 |
100/300 | $1,465 |
250/500 | $1,766 |
100 CSL | $1,395 |
300 CSL | $1,650 |
500 CSL | $1,836 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,900 |
20 | $4,620 |
30 | $2,764 |
40 | $2,722 |
50 | $2,600 |
60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $66 |
Multi-vehicle | $67 |
Homeowner | $20 |
5-yr Accident Free | $87 |
5-yr Claim Free | $81 |
Paid in Full/EFT | $53 |
Advance Quote | $60 |
Online Quote | $88 |
Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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