Pontiac G3 Insurance Rates

U.S. average insurance rates for a Pontiac G3 are $924 a year with full coverage. Comprehensive insurance costs an estimated $126, collision insurance costs $166, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs $1,994 or more. Teens pay the highest rates at up to $3,826 a year.

Average premium for full coverage: $924

Price estimates broken down by individual coverage:

Estimates include $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all G3 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Pontiac G3 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $566
• Choosing higher $1,000 deductibles can save approximately $66 annually
• The average rate for the average middle-age driver who has $500 deductibles is $924
• Selecting pricier low deductibles for comp and collision coverage will cost an extra $126 a year
• High-risk insureds with serious driving violations could pay up to $1,994
• The price for full coverage for a teen driver for full coverage can cost as much as $3,826 each year

View Chart as Image

Insurance prices for a Pontiac G3 are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $3,800 a year. View Rates by Age

The state you live in plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,250 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $200 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,100 to $1,600 extra each year, depending on your age. Pontiac G3 insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Pontiac G3 Insurance

Getting lower rates on Pontiac G3 insurance takes not taking risks behind the wheel, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a review of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $100 per year just by quoting online well ahead of the renewal date
• High-risk drivers who have several accidents or serious violations may pay on average $1,070 more annually for G3 insurance
• Increasing physical damage deductibles can save around $200 each year
• Teens are charged the highest prices, costing up to $319 a month for full coverage