Volvo V90 Insurance Rates
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Average auto insurance rates for a Volvo V90 are $902 annually including full coverage. Comprehensive insurance costs on average $166 each year, collision costs $224, and liability insurance costs around $376. A policy with just liability insurance costs as low as $426 a year, with coverage for high-risk drivers costing $1,932 or more. Teens receive the highest rates at $3,542 a year or more.
Average premium for full coverage: $902
Rate estimates by individual coverage type:
Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and V90 models.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $426 for just liability insurance to a high rate of $1,932 for a driver who requires high-risk insurance.
Price Range by Location
Where you live has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how location impacts car insurance rates.
These examples highlight why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Volvo V90 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $546
- Using higher $1,000 deductibles will save around $90 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $902
- Selecting low deductibles for physical damage coverage costs an additional $170 a year
- Drivers with serious driving violations could pay upwards of $1,932 or more
- The cost with full coverage for a teen driver may cost $3,542 or more
Insurance rates for a Volvo V90 can also vary considerably based on the trim level of your V90, your driving characteristics, and policy deductibles and limits.
More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $3,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,500 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 136% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Volvo V90 insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,290 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $814 | -$88 | -9.8% |
| Alaska | $692 | -$210 | -23.3% |
| Arizona | $748 | -$154 | -17.1% |
| Arkansas | $902 | -$0 | 0.0% |
| California | $1,028 | $126 | 14.0% |
| Colorado | $860 | -$42 | -4.7% |
| Connecticut | $924 | $22 | 2.4% |
| Delaware | $1,020 | $118 | 13.1% |
| Florida | $1,126 | $224 | 24.8% |
| Georgia | $834 | -$68 | -7.5% |
| Hawaii | $648 | -$254 | -28.2% |
| Idaho | $610 | -$292 | -32.4% |
| Illinois | $670 | -$232 | -25.7% |
| Indiana | $680 | -$222 | -24.6% |
| Iowa | $608 | -$294 | -32.6% |
| Kansas | $856 | -$46 | -5.1% |
| Kentucky | $1,228 | $326 | 36.1% |
| Louisiana | $1,334 | $432 | 47.9% |
| Maine | $556 | -$346 | -38.4% |
| Maryland | $742 | -$160 | -17.7% |
| Massachusetts | $718 | -$184 | -20.4% |
| Michigan | $1,566 | $664 | 73.6% |
| Minnesota | $754 | -$148 | -16.4% |
| Mississippi | $1,078 | $176 | 19.5% |
| Missouri | $800 | -$102 | -11.3% |
| Montana | $966 | $64 | 7.1% |
| Nebraska | $708 | -$194 | -21.5% |
| Nevada | $1,078 | $176 | 19.5% |
| New Hampshire | $652 | -$250 | -27.7% |
| New Jersey | $1,008 | $106 | 11.8% |
| New Mexico | $796 | -$106 | -11.8% |
| New York | $948 | $46 | 5.1% |
| North Carolina | $518 | -$384 | -42.6% |
| North Dakota | $740 | -$162 | -18.0% |
| Ohio | $620 | -$282 | -31.3% |
| Oklahoma | $924 | $22 | 2.4% |
| Oregon | $826 | -$76 | -8.4% |
| Pennsylvania | $858 | -$44 | -4.9% |
| Rhode Island | $1,202 | $300 | 33.3% |
| South Carolina | $816 | -$86 | -9.5% |
| South Dakota | $760 | -$142 | -15.7% |
| Tennessee | $790 | -$112 | -12.4% |
| Texas | $1,086 | $184 | 20.4% |
| Utah | $666 | -$236 | -26.2% |
| Vermont | $616 | -$286 | -31.7% |
| Virginia | $540 | -$362 | -40.1% |
| Washington | $694 | -$208 | -23.1% |
| West Virginia | $826 | -$76 | -8.4% |
| Wisconsin | $622 | -$280 | -31.0% |
| Wyoming | $802 | -$100 | -11.1% |
With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company calculates rates differently, and rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Volvo V90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Volvo V90 Insurance
Saving money on Volvo V90 insurance requires avoiding accidents and violations, having good credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around at every other renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a condensed summary of the concepts that were touched on above.
- High-risk drivers with multiple at-fault accidents pay on average $1,030 more each year for car insurance
- Teenagers pay higher rates, as much as $295 per month if they have full coverage
- You may be able to save as much as $100 per year simply by quoting online in advance
- Increasing deductibles could save up to $250 each year
- You may be able to save as much as $100 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,542 |
| 20 | $2,054 |
| 30 | $924 |
| 40 | $902 |
| 50 | $826 |
| 60 | $810 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,072 |
| $250 | $994 |
| $500 | $902 |
| $1,000 | $812 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $902 |
| 50/100 | $977 |
| 100/300 | $1,071 |
| 250/500 | $1,316 |
| 100 CSL | $1,015 |
| 300 CSL | $1,222 |
| 500 CSL | $1,372 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,998 |
| 20 | $3,264 |
| 30 | $1,956 |
| 40 | $1,932 |
| 50 | $1,846 |
| 60 | $1,826 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $47 |
| Homeowner | $15 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $61 |
| Total Discounts | $356 |
Discounts are estimated and may not be available from every company or in every state.
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