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Life Insurance Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Feb 3, 2021

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Key Takeaways

  • The “life insurance care insurance discount” really just means bundling together your life and car insurance
  • Bundling insurance means getting more than one form of insurance from the same provider
  • Most providers will happily give you discounts on your car insurance for purchasing additional forms of insurance with them

Buying car insurance isn’t cheap. Neither is life insurance. Luckily, in the world of insurance, there’s a little thing called bundling.

If you’re looking to get car insurance, or life insurance (or any other type of insurance, really), check out this handy guide to bundling and the life insurance car insurance discount.

Ready to looks at the best car insurance rates now? Enter your ZIP code and start comparing today.

What is the life insurance car insurance discount?

The “life insurance car insurance discount” might be a bit misleading. Most insurance companies aren’t going to offer you a discount on your car insurance just because you have life insurance.

But, if you bundle your life insurance from that same company? Different story.

What is bundled insurance?

Bundled insurance (also know as bundling discounts, multiple policy discounts, and just bundling) means when you get more than one type of insurance from the same insurance provider.

Most insurance companies will offer discounts to customers who choose to bundle with them, as an incentive to get more business. This incentive typically works out in your favor, especially if you’re in need of multiple kinds of insurance.

For example, say you own your home. You probably have (or need to get) home insurance. With affordable bundled insurance, you can most likely get a discount on your car insurance just by choosing to get your home insurance from the same company.

Who has the best life insurance?

Life insurance is a pretty serious topic. The idea is to make sure your family is supported should anything happen to you. Definitely not something you want to skimp on.

Is life insurance from a car insurance company actually good?

Surprisingly, yes. Most companies that you might think of as “just a car insurance company” actually offers multiple kinds of insurance, life included.

In fact, State Farm is one of the leading providers of life insurance (according to the Insurance Information Institute).

What other kinds of discounts are there?

Here’s an overview of the most common car insurance discounts that you might qualify for.

Annual Car Insurance Discount Savings
DiscountAnnual Savings
Multi-policy$76
Multi-vehicle$73
Homeowner$20
5-yr Accident Free$108
5-yr Claim Free$92
Paid in Full/EFT$68
Advance Quote$72
Online Quote$101
Total Discounts$610
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Getting a discount for bundling multiple insurance policies together is great, but that’s not all the savings to be had.

Tips to Get the Best Car Insurance Discounts

Bundling is a great way to get some major savings when it comes to car insurance. But there are plenty of other discounts hiding out there.

For example, you can get cheaper car insurance rates just for being a homeowner, or for taking a defensive driver course, and even for having a college degree.

To make sure you sniff out all the best discounts for car insurance, check out your insurance provider’s website. There will usually be a list of the discounts they offer, so you can go through and see which you qualify for.

Or, enter your ZIP code to compare the best car insurance rates and discounts right now.

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