1. States
  2. MultipleDriversCarInsuranceDiscount

Multiple Drivers Car Insurance Discount

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Mar 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways

  • You can save an average of 5 percent on your premiums with a multiple drivers car insurance discount
  • Only two national providers offer a multiple drivers car insurance discount
  • To qualify for a multi-driver car insurance discount, you must insure more than one licensed driver under the same policy

If you have more than one licensed driver on your car insurance policy, you might qualify for a multiple drivers car insurance discount. Take advantage of discounts to earn cheap car insurance.

Both MetLife and The Hartford provide affordable multiple drivers car insurance discount rates. Below, see how much you can save with this discount and how you can qualify.

Compare multi-car insurance quotes for free right now by entering your ZIP code into our quote tool above.

What car insurance companies offer a multiple drivers discount?

Of the major national providers, only MetLife and The Hartford offer multiple drivers car insurance discount rates.

However, local agencies near you might also provide consumers with this savings opportunity.

According to DataUSA, the average American family owns two vehicles. Insure the owners of both cars under the same qualifying policy to take advantage of this discount.

What is a multiple drivers car insurance discount?

A multiple drivers car insurance discount is essentially a customer loyalty discount.

Your insurance provider wants as much of your business as possible. That includes insuring every licensed driver in your household.

As a reward for bringing the company more business, you receive a small discounted car insurance rate.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

How can I qualify for a multiple drivers car insurance discount?

Qualifying for a multiple drivers car insurance discount is easy. MetLife and The Hartford both use similar qualification guidelines.

Simply insure more than one licensed driver under the same policy. Your discount is automatically applied and lasts as long as multiple drivers are insured.

The Hartford also refers to this discount as the family plan car insurance discount.

How much can I save with a multiple drivers car insurance discount?

Overall, expect to save around 5 percent on your annual premiums with a multiple drivers car insurance discount.

How much does car insurance cost on average? Around $1,418 for full coverage. That’s an average discounted rate of $70.90 annually.

Enter your ZIP code into our free tool below and compare multiple car insurance rates from reputable companies near you.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles