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New Customer/New Plan Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 30, 2021

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Key Takeaways

  • New customer/new plan car insurance discounts reduce the rates of drivers that switch insurance providers
  • Quite a few of the top car insurance companies offer new customer/new plan car insurance discounts
  • Some companies offer a higher discount depending on how early you get a quote

Getting a cheap car insurance policy that best fits you and your need is tricky. Thankfully, most car insurance companies provide an assortment of discounts that give you more affordable car insurance rates.

New customer/new plan car insurance discounts are one of such deals and are offered by most companies to drivers that switch car insurance providers. Keep reading to find out what you need to know about these car insurance discounts.

Before learning more about new customer/new plan car insurance discounts, enter your ZIP code into our free online tool for instant, affordable car insurance quotes in your area.

What is a new customer/new plan car insurance discount?

A new customer/new plan car insurance discount is given to drivers that change their current policy to a new insurance company. Some companies offer an even higher discount for transferring early before your old policy expires.

For example, Travelers offers an early quote discount that can save drivers anywhere between three to 10 percent depending on how far in advance they get a quote from Travelers.

A new customer/new plan car insurance discount does not just apply to customers adding a policy with a new provider. It also applies to adding a new car to an already existing one.

The Insurance Information Institute explains that seeking out discounts is one of the best ways to save money on your car insurance. You may not know you are eligible for a discount until you look at or discuss your options with an insurance agent.

If you decide that liability insurance alone is not enough to cover you adequately, discounts serve to reduce the amount of added coverages to your policy.

For the most savings and the best discount auto insurance, make sure to not only compare quotes from multiple car insurance companies but to do so before your previous policy is due to expire.

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Which companies offer new customer/new plan car insurance discounts?

Almost all companies offer discounts that make their policies more appealing to drivers in need of insurance. Most insurance companies even provide very similar discounts to one another.

Fortunately, though this discount is rarer than others, quite a few top car insurance companies have a new customer/new plan discount or something similar. Companies that offer this discount are:

  • Liberty Mutual
  • MetLife
  • SafeAuto
  • Travelers

MetLife’s welcome discount is limited to only one transfer or customer per policy and requires at least six or more months of coverage with the previous provider.

A new customer/new plan discount and other discounts reduce the cost of car insurance, especially with more expensive policies such as a teen driver or high-risk car insurance.

If you’re looking to get discount car insurance, be sure to compare different companies, their rates, and their discounts. Knowing which discounts you are eligible for can save you a lot of money on car insurance premiums

Ready to see if changing providers will reduce your car insurance rates? Enter your ZIP code into our free online tool for instant car insurance quotes from companies in your area.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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