Senior Driver Car Insurance Discount
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UPDATED: Feb 24, 2021
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- There is no clearly defined age when you become a senior citizen, but many people consider it to be either 60 or 65
- Organizations like AARP can help you qualify for senior citizen discounts on car insurance
- Always talk to your insurance provider to find out what other discounts you may qualify for
No matter who you are, whether you’re a new driver or a senior driver, you’re probably looking for ways to save on your car insurance.
What determines the price of car insurance? There are many factors that determine the price of car insurance, but the primary ones are age, gender, location, and driving history.
Fortunately, if you’re a senior citizen, you likely qualify for a senior driver car insurance discount to help you find lower car insurance rate.
Keep reading to learn if you qualify for a senior driver car insurance discount, where you can find a senior driver car insurance discount, and how much you could save.
Enter your ZIP code into our free comparison tool to find affordable car insurance companies near you; once you do, ask them about their senior driver car insurance discounts. Always make sure you have the best deal before you buy car insurance.
What age is a senior citizen?
Before you can score a senior driver car insurance discount, you have to make sure you qualify. So you may be wondering, “What age is senior citizen anyway?”
There is no clearly defined age when you become a senior citizen, but most people are considered senior citizens when they reach either age 60 or 65. This is usually when many people retire and become eligible for Social Security and Medicare.
Who offers insurance discounts for senior drivers?
According to the Insurance Information Institute, most insurance companies offer car insurance discounts to drivers over 55 because they are in the car less and generally exhibit safe driving behaviors.
One of the best ways to find senior car insurance discounts is to join AARP. Your membership there will offer you lots of promotional pricing from major car insurance providers.
You will likely start paying a little more for car insurance when you reach age 65 due to risks associated with driving and old age, but you can still save a lot of money by looking out for other car insurance discounts for seniors.
AARP offers defensive driving courses for seniors that could help you save 5-15 percent on car insurance. Driving less and switching to a pay-per-mile car insurance policy can also net you some huge savings. If you are driving much less as you get older, this could be a great opportunity to save.
And of course, as long as you keep a clean record and buy the latest safety features, you could qualify for further discounts that can heavily reduce your premiums. Find out which cars are cheapest to insure to save even more.
Now that you know how to find senior citizen discounts for car insurance, enter your ZIP code into our free comparison tool below to find affordable senior driver car insurance quotes in your area.
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