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Travelers IntelliDrive Review: How Much Can You Save (2021)

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 14, 2021

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Key Takeaways

  • Signing up for Travelers IntelliDrive can save you up to 30 percent
  • Your rates may increase if the data reveals you are a risky driver
  • IntelliDrive needs only an app, so no device is needed for your car

In this Travelers IntelliDrive review, we go over all you need to know to sign up for usage-based car insurance that can save you money by tracking your safe driving habits.

Travelers IntelliDrive is a telematics program that offers you car insurance discounts based on safe driving habits. Better driving equals cheap car insurance.

Your vehicle year and model certainly affect your rates, but it could also disqualify you from certain usage-based programs. However, you can still get affordable car insurance quotes.

Before jumping into our Travelers Intellidrive review, enter your ZIP code now to compare quotes from car insurance companies in your area.

How does Travelers IntelliDrive work?

Can usage-based car insurance rates really be that significantly lower than normal?

Telematics has been utilized for nearly a decade, and the technology is getting more and more advanced. Travelers IntelliDrive runs on your smartphone for 90 days and then your discount is in effect for the rest of your policy.

All policyholders are eligible to try it out. Use your Travelers insurance login to find out if IntelliDrive is an option in your state.

Travelers IntelliDrive monitors your driving habits that are most important to be safe on the roads.

  • It makes sure you are following the speed limits
  • It takes notes on when you drive, day or night
  • It records your rate of acceleration and braking
  • It observes how often and for how long you use your smartphone

You get a score and turn-by-turn report for each trip. If you pick up your phone while your vehicle is in motion, your score will decrease.

If you are wondering how to beat Travelers Intellidrive, there is really no way to cheat telematics. Data never lies, but you can call the Travelers IntelliDrive phone number and speak with a representative if you feel the app is malfunctioning.

All of this may sound unfair, but Travelers is doing their part to prevent distracted driving. If you are unhappy with your score and your discount, you can still shop around for affordable usage-based car insurance from other companies.

But, consider the statistics. The Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed in 2018 and almost 400,000 were injured by distracted driving.

Safe driving not only saves lives but also saves you money. Even teens can use Intellidrive, and parents can see their reports. No matter what car insurance company you choose, preventing deaths with usage-based insurance is always a good thing.

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Is Travelers IntelliDrive worth it?

It’s incredibly beneficial that technology has advanced so much that we can help save lives and get rewarded for safe driving. However, there are disadvantages to Travelers IntelliDrive.

The app is continuously running in the background, so your phone battery will drain quickly or your data usage will increase.

But if you get an unlimited data plan and keep a charger in your car, you could save money on your car insurance rates and become even more aware of how safe of a driver you really are (or are not).

Who should use Travelers IntelliDrive?

Even if usage-based car insurance rates can be cheaper, usage-based car insurance isn’t right for everyone.

It’s the perfect program for those who work from home, have a very short commute to work, and do most of their driving during the day.

However, if you work second or third shift, have a long drive to work and back to home, or live in a busy city with traffic problems, IntelliDrive may not be best for you.

Travelers IntelliDrive can decrease (or increase) your car insurance rates, so find the most affordable car insurance. Buy car insurance from a company that best suits your needs.

If usage-based car insurance is not right for you, you can still save by entering your ZIP code now to compare car insurance quotes from multiple companies.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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