Who Has the Cheapest Auto Insurance Quotes After a Speeding Ticket in Georgia?
Enter your Georgia zip code below to view companies that have cheap auto insurance rates.
UPDATED: Nov 12, 2019
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The vehicle that is being insured is one of the largest factors that determines if you can find the cheapest car insurance after a speeding ticket in Georgia. Vehicles with lots of horsepower, poor safety features, or an increased likelihood of liability claims will cost quite a bit more to insure than more modest models.
The list below showcases auto insurance costs for some of the cheaper vehicles to buy coverage for.
|Vehicle Insured||Estimated Cost for Full Coverage|
|Honda CR-V EX 2WD||$1,740|
|Honda Accord LX 4-Dr Sedan||$1,750|
|Ford Escape XLS 4WD||$1,740|
|Chevrolet Traverse LT 2WD||$2,020|
|Dodge Ram Quad Cab ST 2WD||$2,062|
|Chevrolet Silverado LT Extended Cab 4WD||$2,064|
|Hyundai Tucson GLS 2WD||$2,086|
|Subaru Outback 2.5I Limited||$2,112|
|Dodge Grand Caravan CV||$2,135|
|Hyundai Elantra Blue 4-Dr Sedan||$2,147|
|Subaru Forester X Premium AWP AWD||$2,161|
|Honda Odyssey EX W/Rear Entertainment||$2,227|
|Jeep Grand Cherokee Limited 2WD||$2,239|
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Premium data assumes single female driver age 30, two speeding tickets, no at-fault accidents, $500 deductibles, and Georgia minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, and multi-policy. Rates do not factor in vehicle location which can modify premium rates noticeably.
By looking at the data, we can assume that models like the Honda CR-V, Honda Accord, Ford Escape, and Chevrolet Traverse are going to be a few of the most budget-friendly vehicles to insure after a few driving violations.
Figuring out which companies quote the best auto insurance rates after a speeding ticket will take a bit more effort in order to find a policy that fits your budget.
Each auto insurer has their own guidelines for setting prices, so let’s look at the rankings for the most affordable auto insurance companies in Georgia. It’s important to know that Georgia auto insurance rates are influenced by many factors that can increase the price of your policy. Simply having a birthday, having a teen driver, or having an at-fault accident can trigger price changes that can now make some companies more affordable than before.
|Rank||Company||Cost Per Year|
|5||Georgia Farm Bureau||$1,260|
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Auto-Owners generally has some of the best car insurance rates in Georgia at around $839 annually. The Hartford, USAA, Central Mutual, and Georgia Farm Bureau would also be considered some of the cheapest Georgia auto insurance companies.
As shown in the table above, if you are a customer of Central Mutual and switched to Auto-Owners, you could earn annual savings of roughly $318. Drivers with Georgia Farm Bureau could save as much as $421 a year, and MetLife insureds might reduce rates by $425 a year.
It’s important to note that these estimates are averages for all types of insureds and vehicles and do not factor in a rate discount after a speeding ticket. So the insurer that fits your age and vehicle best may not even be shown in the chart above. That emphasizes why you need to compare rates from as many companies as possible using your own specific driver and vehicle information.
Enter your zip code below to view companies that have cheap auto insurance rates.
Get discount Georgia car insurance
Car insurance companies that offer the cheapest car insurance after a speeding ticket in Georgia may also provide special discounts that may potentially lower prices by as much as 40% or more if you qualify. A list of auto insurance companies and some of their more popular discounts are detailed below.
|Discount||Progressive||Geico||Allstate||State Farm||Liberty Mutual|
|Pay in full||Yes||Yes||Yes||No||Yes|
|Student at college||Yes||No||Yes||Yes||Yes|
|Use seat belts||No||Yes||No||No||No|
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The example below illustrates the difference between car insurance rates with and without discounts. The information is based on a male driver, three citations and no at-fault accidents, Georgia state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with homeowner, paperless filing, anti-theft, marriage, vehicle safety, and passive restraint discounts applied. When discounts are applied, the amount saved on auto insurance after a speeding ticket is % or $.
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