1990 Chevrolet Suburban Insurance Rates
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UPDATED: Jun 12, 2015
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Average insurance rates for a 1990 Chevrolet Suburban are $890 a year for full coverage insurance. Comprehensive insurance costs around $138 each year, collision insurance costs $152, and liability costs around $442. Buying a liability-only policy costs as low as $496 a year, and high-risk insurance costs $1,906 or more. Teen drivers receive the highest rates at up to $3,648 a year.
Annual premium for full coverage: $890
Rate estimates for 1990 Chevrolet Suburban Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 1990 Chevrolet Suburban models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range range from as low as $496 for just liability coverage to a high rate of $1,906 for a high risk driver.
These differences illustrate why all drivers should compare prices for a specific zip code and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 1990 Chevrolet Suburban Insurance
Want the cheapest car insurance rates for your Chevrolet Suburban? Are you tired of paying out the nose to pay your car insurance bill each month? You are in the same boat as many other drivers.
You have multiple insurance companies to pick from, and although it’s nice to have a choice, so many choices can make it hard to compare company pricing.
It’s important to compare prices once or twice a year since insurance rates go up and down regularly. If you had the best deal for Suburban insurance a few years ago you can probably find a lower rate today. Ignore everything you know about car insurance because you’re about to find out the things you must know in order to properly buy coverages while reducing your premium.
Low Cost Auto Insurance
All major auto insurance companies provide price estimates on the web. Getting quotes doesn’t take a lot of time as you simply enter the coverages you want as requested by the quote form. When the form is submitted, the company’s rating system will order credit information and your driving record and generates pricing information determined by many factors. Online price quotes makes comparing rates easy, but the process of having to visit multiple sites and fill out multiple forms gets old quite quickly. But it’s absolutely necessary to perform this step if you want to find the lowest auto insurance rates.
A quicker way to get multiple rate quotes uses one simple form that gets price quotes from a bunch of companies at once. It’s a real time-saver, eliminates form submissions, and makes online price comparison much more enjoyable. After your information is entered, your coverage is rated and you can select your choice of the quotes returned.
If you find a better price it’s easy to complete the application and buy the new coverage. The whole process just takes a couple of minutes and can result in significant savings.
To quickly compare rates now, simply click here to open in new window and begin entering your coverage information. If you currently have coverage, we recommend you copy your coverages identical to your current policy. This ensures you will receive rate quotes based on the exact same insurance coverage.
Discounts mean cheaper 1990 Chevy Suburban insurance rates
Car insurance can cost a lot, but you may find discounts that you may not know about. Most are applied when you get a quote, but some must be specifically requested prior to getting the savings.
- Anti-theft System – Vehicles equipped with anti-theft or alarm systems are stolen less frequently and earn discounts up to 10%.
- Drivers Ed for Students – Have your child enroll in driver’s education in high school.
- Homeowners Discount – Owning a home can save you money due to the fact that maintaining a home requires personal responsibility.
- Accident Free – Good drivers with no accidents pay much less compared to frequent claim filers.
- Multi-policy Discount – When you combine your home and auto insurance with one company you could get a discount of up to 20% off your total premium.
- Low Mileage Discounts – Driving fewer miles can earn a substantially lower rate.
- Senior Citizens – Mature drivers can possibly qualify for reduced rates for Suburban insurance.
- More Vehicles More Savings – Buying coverage for multiple cars or trucks on the same car insurance policy can get a discount on all vehicles.
- Early Switch Discount – Some insurance companies reward drivers for signing up prior to your current policy expiring. It’s a savings of about 10%.
- Pay Upfront and Save – If you pay your bill all at once rather than paying monthly you could save up to 5%.
A little note about advertised discounts, some credits don’t apply to the entire policy premium. Most only cut specific coverage prices like physical damage coverage or medical payments. So when the math indicates all those discounts means the company will pay you, it just doesn’t work that way. But any discount will bring down your overall premium however.
To see a list of providers who offer car insurance discounts, click this link.
Tailor your coverage to you
When it comes to buying the best insurance coverage for your vehicles, there really is no best way to insure your cars. Your needs are not the same as everyone else’s and your policy should reflect that. These are some specific questions can aid in determining whether you will benefit from professional help.
- Am I covered if I break a side mirror?
- Am I covered by my spouse’s policy after a separation?
- Does my insurance cover damage caused when ticketed for reckless driving?
- Is my state a no-fault state?
- Is my Chevy Suburban covered if I use it for business?
- Should I sign the liability waiver when renting a car?
If you can’t answer these questions but you think they might apply to your situation then you might want to talk to a licensed agent. If you want to speak to an agent in your area, simply complete this short form or you can also visit this page to select a carrier
Specific coverage details
Knowing the specifics of your policy helps when choosing which coverages you need at the best deductibles and correct limits. Car insurance terms can be difficult to understand and coverage can change by endorsement. These are typical coverages found on most car insurance policies.
Liability car insurance – Liability insurance provides protection from damages or injuries you inflict on people or other property. It protects YOU from claims by other people. It does not cover your injuries or vehicle damage.
Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have limits of 50/100/50 which means $50,000 bodily injury coverage, a limit of $100,000 in injury protection per accident, and property damage coverage for $50,000. Some companies may use a combined single limit or CSL which limits claims to one amount rather than limiting it on a per person basis.
Liability coverage protects against things such as pain and suffering, legal defense fees and structural damage. How much liability coverage do you need? That is your choice, but it’s cheap coverage so purchase as much as you can afford.
Coverage for uninsured or underinsured drivers – This gives you protection when the “other guys” are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your Chevy Suburban.
Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked. Frequently these coverages are similar to your liability insurance amounts.
Coverage for medical expenses – Medical payments and Personal Injury Protection insurance pay for bills like chiropractic care, funeral costs, rehabilitation expenses and hospital visits. The coverages can be used to fill the gap from your health insurance policy or if you do not have health coverage. They cover you and your occupants in addition to any family member struck as a pedestrian. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage
Comprehensive car insurance – Comprehensive insurance will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.
Comprehensive insurance covers things like hitting a deer, theft, rock chips in glass, hitting a bird and damage from getting keyed. The maximum payout a car insurance company will pay at claim time is the cash value of the vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.
Collision coverages – This coverage pays for damage to your Suburban caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder.
Collision insurance covers claims such as damaging your car on a curb, crashing into a ditch and hitting a mailbox. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. You can also raise the deductible in order to get cheaper collision rates.
Rates by U.S. City
|New York City, NY||$1,410|
|Los Angeles, CA||$1,524|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$50|
|5-yr Claim Free||$54|
|Paid in Full/EFT||$30|
Discounts are estimated and may not be available from every company or in every state.