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1990 Jeep Wrangler Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 3, 2020

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Average insurance rates for a 1990 Jeep Wrangler are $904 a year for full coverage. Comprehensive costs on average $116, collision insurance costs $108, and liability costs $500. Buying a liability-only policy costs as little as $560 a year, and high-risk insurance costs around $1,928. Teen drivers receive the highest rates at up to $3,808 a year.

Annual premium for full coverage: $904

Rate estimates for 1990 Jeep Wrangler Insurance

Comprehensive $116
Collision $108
Liability $500

Rate data is compiled from all 50 U.S. states and averaged for all 1990 Jeep Wrangler models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $560 for basic liability insurance to the much higher price of $1,928 for a driver that may need high-risk insurance.

Liability Only $560
Full Coverage $904
High Risk $1,928

View Chart as Image

1990 Jeep Wrangler insurance rates compared
Column chart showing 1990 Jeep Wrangler insurance prices range from $572 to $3,808 for full coverage

These differences show why everyone should compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1990 Jeep Wrangler Insurance

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Looking for lower auto insurance rates for your Jeep Wrangler? Have you fallen victim to high-priced auto insurance? Trust us, there are a lot of people just like you who feel imprisoned by their auto insurance policy. Drivers have multiple insurers to choose from, and although it’s a good thing to have a choice, having more insurance companies makes it harder to adequately compare rates.

The purpose of this post is to let you in on the most effective way to quote insurance and some tips to save money. If you have car insurance now, you stand a good chance to be able to cut costs considerably using these tips. Drivers only need an understanding of the most efficient way to get comparison quotes online.

Which Insurance is Cheapest?

Finding a lower price on 1990 Jeep Wrangler insurance is not a difficult process. Just invest a few minutes to get quotes online from several insurance companies. This can be accomplished using a couple different methods.

  • The first (and easiest) way to find the lowest comparison rates is a comparison rater form click to view form in new window. This easy form keeps you from doing separate forms to each individual insurance company. Filling out one form compares rates instantly.
  • Another way to obtain and compare quotes online requires visiting each company website to complete their respective quote request forms. For example, let’s say you want rates from Farmers, Allstate and American Family. To find out each rate you need to visit each site and enter your policy data, which is why the first method is quicker. For a list of links to insurance companies in your area, click here.
  • The hardest way of comparing rate quotes is driving around to and from local insurance agencies. Shopping for insurance online eliminates the need for an insurance agent unless you require the professional advice of a licensed agent. Drivers can get prices online and get advice from an agent in your area and you’ll learn how to do that later.

It doesn’t matter which method you choose, just make darn sure you compare apples-to-apples coverages on every quote. If each company quotes unequal deductibles or liability limits you will not be able to find the best deal for your Jeep Wrangler.

When should I use an insurance agent?

When buying adequate coverage, there really is no best way to insure your cars. Every situation is different and a cookie cutter policy won’t apply. Here are some questions about coverages that can help discover whether or not you might need an agent’s assistance.

  • What is roadside assistance coverage?
  • Should I drop comprehensive coverage on older vehicles?
  • Does having multiple vehicles earn me a discount?
  • Does liability extend to a camper or trailer?
  • Does my policy pay for OEM or aftermarket parts?
  • Am I insured when driving a different vehicle?
  • What is the rate difference between pleasure use and commuting?

If it’s difficult to answer those questions, you may need to chat with a licensed agent. If you don’t have a local agent, fill out this quick form or you can also visit this page to select a carrier It only takes a few minutes and may give you better protection.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Coverages available on your policy

Understanding the coverages of your policy can be of help when determining the right coverages and proper limits and deductibles. Policy terminology can be impossible to understand and reading a policy is terribly boring. Shown next are the normal coverages available from insurance companies.

Liability car insurance

Liability insurance provides protection from damage that occurs to other people or property in an accident. It protects you against other people’s claims. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 25/50/25 which stand for a limit of $25,000 per injured person, a limit of $50,000 in injury protection per accident, and property damage coverage for $25,000. Alternatively, you may have a combined single limit or CSL which provides one coverage limit and claims can be made without the split limit restrictions.

Liability coverage pays for things like attorney fees, loss of income, emergency aid, pain and suffering and repair costs for stationary objects. The amount of liability coverage you purchase is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.

Collision protection

Collision insurance pays for damage to your Wrangler resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage pays for things like rolling your car, sustaining damage from a pot hole and scraping a guard rail. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible in order to get cheaper collision rates.

Coverage for medical payments

Coverage for medical payments and/or PIP reimburse you for immediate expenses like chiropractic care, ambulance fees, funeral costs, hospital visits and surgery. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. They cover not only the driver but also the vehicle occupants and will also cover getting struck while a pedestrian. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage

Uninsured and underinsured coverage

This coverage gives you protection from other motorists when they either have no liability insurance or not enough. Covered claims include hospital bills for your injuries and also any damage incurred to your 1990 Jeep Wrangler.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important. Normally these coverages do not exceed the liability coverage limits.

Comprehensive coverages

This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims like falling objects, damage from flooding and fire damage. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle’s value is low it’s not worth carrying full coverage.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

1990 Jeep Wrangler Insurance Rates by City
City Premium
New York City, NY $1,428
Los Angeles, CA $1,542
Philadelphia, PA $1,201
Jacksonville, FL $1,308
Phoenix, AZ $1,050
Chicago, IL $1,206
Houston, TX $1,412
Seattle, WA $877
Columbus, OH $753
Indianapolis, IN $768

Need a specific model?

Choose your model and trim below

Rates by Driver Age

1990 Jeep Wrangler Insurance Rates by Driver Age
Driver Age Premium
16 $3,808
20 $2,058
30 $904
40 $904
50 $832
60 $814

Full coverage, $500 deductibles

Rates by Deductible

1990 Jeep Wrangler Insurance Rates with Different Deductibles
Deductible Premium
$100 $998
$250 $956
$500 $904
$1,000 $852

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wrangler Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $904
50/100 $1,004
100/300 $1,129
250/500 $1,454
100 CSL $1,054
300 CSL $1,329
500 CSL $1,529

Full coverage, driver age 40

Rates for High Risk Drivers

1990 Jeep Wrangler Insurance Rates for High Risk Drivers
Age Premium
16 $5,316
20 $3,272
30 $1,928
40 $1,928
50 $1,846
60 $1,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $48
5-yr Claim Free $54
Paid in Full/EFT $27
Advance Quote $36
Online Quote $58
Total Discounts $332
Rate after discounts $572

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1990 Jeep Wrangler Insurance Rates by State
State Premium
Alabama $816
Alaska $692
Arizona $750
Arkansas $904
California $1,028
Colorado $860
Connecticut $926
Delaware $1,022
Florida $1,128
Georgia $834
Hawaii $646
Idaho $612
Illinois $670
Indiana $680
Iowa $608
Kansas $856
Kentucky $1,232
Louisiana $1,336
Maine $558
Maryland $744
Massachusetts $720
Michigan $1,566
Minnesota $754
Mississippi $1,082
Missouri $800
Montana $970
Nebraska $710
Nevada $1,084
New Hampshire $652
New Jersey $1,008
New Mexico $798
New York $952
North Carolina $520
North Dakota $740
Ohio $622
Oklahoma $924
Oregon $826
Pennsylvania $858
Rhode Island $1,204
South Carolina $818
South Dakota $762
Tennessee $788
Texas $1,086
Utah $668
Vermont $618
Virginia $540
Washington $696
West Virginia $826
Wisconsin $624
Wyoming $804

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