Volvo 240 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 31, 2023

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Finding cheaper auto insurance on the web is easy and there is a good chance you may find lower rates. The key is to get rates from as many companies as possible in order to have every company's rates.

Consumers who are new to the process of shopping for insurance may think finding cut-rate Volvo 240 insurance is not very easy. Getting cheaper insurance rates isn't really that difficult. The only thing you need to do is invest a few minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Insurance premiums for your Volvo 240 can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • The size of your community
  • High miles vs. low miles
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your 240
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new 240 models so the payout to repair will push premiums down. But newer models have more advanced features including lane departure warning system, a telematics system, and a collision avoidance system which may lower rates.

Liability car insurance

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverage

another car or object. . , . .

Comprehensive insurance

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage . , . .

Coverage for medical expenses

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

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