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1993 Chevrolet Suburban Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 1993 Chevrolet Suburban are $890 a year including full coverage. Comprehensive costs approximately $138, collision costs $152, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing around $1,906. Teenage drivers receive the highest rates at $3,648 a year or more.

Annual premium for full coverage: $890

Rate estimates for 1993 Chevrolet Suburban Insurance

Comprehensive $138
Collision $152
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 1993 Chevrolet Suburban models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for just liability coverage to the much higher price of $1,906 for a high risk driver.

Liability Only $496
Full Coverage $890
High Risk $1,906

View Chart as Image

1993 Chevrolet Suburban insurance rates compared
Column chart showing 1993 Chevrolet Suburban insurance prices range from $553 to $3,648 for full coverage

These differences highlight why everyone should compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1993 Chevrolet Suburban Insurance

Searching Companies

Nobody enjoys paying for car insurance, in particular when the cost is too high. Insurance companies such as Progressive, GEICO and Farmers Insurance constantly blast consumers with ads and it is difficult to ignore the promise of big savings and do the work needed to find the best deal.

If you have a policy now or need new coverage, you can use these techniques to shop for the lowest rates and still get good coverage. Buying car insurance is not that difficult. Drivers just need to understand the most effective way to get comparison quotes over the internet.

How to reduce Chevy Suburban insurance rates

Companies offering auto insurance do not advertise every discount in an easy-to-find place, so we break down both the well known and the more hidden savings tricks you should be using. If they aren’t giving you every credit available, you are throwing money away.

  • Federal Employees – Active or retired federal employment could cut as much as 10% off on Suburban coverage with a few auto insurance companies.
  • Anti-theft Discount – Vehicles equipped with anti-theft or alarm systems help deter theft and qualify for as much as a 10% discount.
  • Drive Less and Save – Low mileage vehicles can earn discounted rates on garaged vehicles.
  • Good Students Pay Less – This discount can get you a discount of up to 25%. The good student discount can last up to age 25.
  • Club Memberships – Affiliation with certain professional organizations is a good way to get lower rates on auto insurance on Suburban coverage.

A little note about advertised discounts, most credits do not apply to the overall cost of the policy. The majority will only reduce the price of certain insurance coverages like liability and collision coverage. Just because it seems like adding up those discounts means a free policy, companies don’t profit that way.

To see a list of providers with the best auto insurance discounts, click here.

Where Can I Get Cheap Insurance?

Finding lower insurance rates can be quick and easy. All that’s required is to take the time to compare quotes provided by online insurance companies. This can be accomplished in several different ways.

One of the simplest ways consumers can make multiple comparisons is to use a rate comparison form (click to open form in new window). This method saves time by eliminating repetitive form submissions for each company you want a rate for. Completing one form will return price quotes direct from many companies.

A less efficient way to get quotes online requires you to visit the website for each individual company and request a quote. For examples sake, we’ll pretend you want to compare Auto-Owners, Allstate and Progressive. To find out each rate you need to go to every website and enter your information, which is why most consumers use the first method.

To view a list of companies in your area, click here.

The hardest method to get comparison rates is to waste gas driving to insurance agents’ offices. Shopping for insurance online has reduced the need for local agents unless you prefer the trained guidance of a licensed agent. You can, however, obtain prices from the web and get advice from an agent in your area and we’ll talk about that later.

It’s up to you how you get prices quotes, just double check that you are using identical coverage limits and deductibles for each comparison quote. If you enter unequal deductibles or liability limits it’s not possible to determine the best price for your Chevy Suburban.

Tailor your coverage to you

When choosing the right insurance coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Everyone’s needs are different and your policy should reflect that. For example, these questions can help discover if your insurance needs would benefit from an agent’s advice.

  • Do I need added coverage for expensive stereo equipment?
  • Should I file a claim if it’s only slightly more than my deductible?
  • Am I covered if hit by an uninsured driver?
  • Does medical payments coverage apply to all occupants?
  • Is my vehicle covered by my employer’s policy when using it for work?
  • Do I need to file an SR-22 for a DUI in my state?
  • What discounts do I qualify for?

If you can’t answer these questions but a few of them apply, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, complete this form or go to this page to view a list of companies. It is quick, free and you can get the answers you need.

Insurance specifics

Knowing the specifics of your insurance policy helps when choosing which coverages you need and proper limits and deductibles. Insurance terms can be ambiguous and even agents have difficulty translating policy wording. Below you’ll find typical coverages offered by insurance companies.

Liability insurance

Liability coverage provides protection from damages or injuries you inflict on other people or property that is your fault. It protects you from legal claims by others. It does not cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see policy limits of 25/50/25 which means $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and a limit of $25,000 paid for damaged property.

Liability insurance covers things such as medical services, legal defense fees, emergency aid and bail bonds. The amount of liability coverage you purchase is your choice, but buy as much as you can afford.

Collision protection

This coverage pays for damage to your Suburban caused by collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision can pay for claims like sustaining damage from a pot hole, damaging your car on a curb, backing into a parked car, driving through your garage door and crashing into a building. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are 8 years or older. It’s also possible to bump up the deductible to save money on collision insurance.

Comprehensive insurance

Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims such as hitting a deer, a tree branch falling on your vehicle, damage from getting keyed, damage from a tornado or hurricane and a broken windshield. The highest amount your insurance company will pay is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for short-term medical expenses for dental work, ambulance fees, doctor visits and hospital visits. They are used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Coverage applies to not only the driver but also the vehicle occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage

Coverage for uninsured or underinsured drivers

This coverage provides protection from other motorists when they are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your Chevy Suburban.

Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family.

Final considerations

As you restructure your insurance plan, you should never skimp on critical coverages to save a buck or two. There have been many situations where consumers will sacrifice collision coverage only to find out that saving that couple of dollars actually costed them tens of thousands. The aim is to buy enough coverage at a price you can afford.

We just showed you quite a bit of information on how to shop for 1993 Chevy Suburban insurance online. The most important thing to understand is the more providers you compare, the more likely it is that you will get a better rate. Consumers may even find the biggest savings come from the least-expected company. Smaller companies may cover specific market segments cheaper than their larger competitors like State Farm or Progressive.

To read more, link through to the resources below:

Rates by U.S. City

1993 Chevrolet Suburban Insurance Rates by City
City Premium
New York City, NY $1,410
Los Angeles, CA $1,524
Philadelphia, PA $1,193
Jacksonville, FL $1,292
Phoenix, AZ $1,036
Chicago, IL $1,195
Houston, TX $1,396
Seattle, WA $869
Columbus, OH $748
Indianapolis, IN $757

Need a specific model?

Choose your model and trim below

Rates by Driver Age

1993 Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $3,648
20 $2,028
30 $902
40 $890
50 $818
60 $800

Full coverage, $500 deductibles

Rates by Deductible

1993 Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,014
$250 $960
$500 $890
$1,000 $822

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $890
50/100 $978
100/300 $1,089
250/500 $1,376
100 CSL $1,023
300 CSL $1,266
500 CSL $1,443

Full coverage, driver age 40

Rates for High Risk Drivers

1993 Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $5,112
20 $3,228
30 $1,914
40 $1,906
50 $1,824
60 $1,804

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $337
Rate after discounts $553

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1993 Chevrolet Suburban Insurance Rates by State
State Premium
Alabama $806
Alaska $684
Arizona $740
Arkansas $890
California $1,016
Colorado $852
Connecticut $916
Delaware $1,008
Florida $1,114
Georgia $822
Hawaii $640
Idaho $604
Illinois $664
Indiana $670
Iowa $600
Kansas $846
Kentucky $1,216
Louisiana $1,320
Maine $548
Maryland $736
Massachusetts $714
Michigan $1,548
Minnesota $746
Mississippi $1,066
Missouri $790
Montana $958
Nebraska $702
Nevada $1,068
New Hampshire $642
New Jersey $996
New Mexico $790
New York $940
North Carolina $514
North Dakota $728
Ohio $618
Oklahoma $916
Oregon $816
Pennsylvania $852
Rhode Island $1,190
South Carolina $806
South Dakota $752
Tennessee $782
Texas $1,074
Utah $660
Vermont $610
Virginia $534
Washington $690
West Virginia $816
Wisconsin $618
Wyoming $794

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