Ford Bronco Insurance Rates

The average insurance rates for a Ford Bronco are $1,374 a year for full coverage insurance. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $592, and liability costs $376. A liability-only policy costs as little as $426 a year, and high-risk insurance costs $3,006 or more. 16-year-old drivers cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Bronco trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Ford Bronco insurance rates for other coverage scenarios.

• The best full coverage rate is $769
• Drivers who choose higher $1,000 deductibles will pay approximately $1,180 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,374
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $384 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,006
• Policy cost for full coverage for a teen driver can cost as much as $5,134 a year

View Chart as Image

Car insurance rates for a Ford Bronco also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $5,100 a year. View Rates by Age

Your home state makes a big difference in Ford Bronco insurance prices. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $580 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 138% more than the average rate. View High Risk Driver Rates

How to Find the Best Ford Bronco Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and possibly higher deductibles. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief recap of the data covered in the above illustrations.

• Policyholders who want higher levels of liability will pay around $410 annually to go from a 30/60 limit to 250/500 limits
• It is possible to save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $575 each year
• Teenage drivers have the highest car insurance rates, possibly costing $428 each month if full coverage is included