Ford Bronco Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance prices for a Ford Bronco are $1,374 every 12 months with full coverage. Comprehensive costs an estimated $270, collision costs $592, and liability insurance is $376. Liability-only insurance costs around $426 a year, with high-risk driver insurance costing around $3,006. Teenage drivers pay the highest rates at $5,134 a year or more.

Average premium for full coverage: $1,374

Price estimates broken down by individual coverage:

Comprehensive $270
Collision $592
Liability $376

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different Bronco trim levels.

Price Range from Low to High

For an average driver, Ford Bronco insurance prices go from the cheapest price of $426 for just liability insurance to a much higher rate of $3,006 for a driver who requires high-risk insurance.

Liability Only $426
Full Coverage $1,374
High Risk $3,006

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,031
Small Cities $1,443
Large Cities $1,855

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Ford Bronco insurance rates for other coverage scenarios.

  • The best discount rate is $769
  • Raising to $1,000 deductibles will save approximately $194 annually
  • The average price for the average middle-age driver who has $500 deductibles is $1,374
  • Using more expensive low deductibles increases the price to $1,758
  • Higher-risk drivers who are prone to accidents and violations could pay up to $3,006 or more
  • The price to insure a teen driver with full coverage can cost as much as $5,134

View Chart as Image

Ford Bronco insurance cost comparison chart
Column chart showing full coverage Ford Bronco insurance rates range from $769 to $5,134

Car insurance prices for a Ford Bronco are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $580 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 45% to 138% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Ford Bronco insurance rates. A middle-age driver might find prices as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

Ford Bronco Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$134 -9.8%
Alaska $1,054 -$320 -23.3%
Arizona $1,138 -$236 -17.2%
Arkansas $1,374 -$0 0.0%
California $1,564 $190 13.8%
Colorado $1,310 -$64 -4.7%
Connecticut $1,410 $36 2.6%
Delaware $1,554 $180 13.1%
Florida $1,716 $342 24.9%
Georgia $1,270 -$104 -7.6%
Hawaii $986 -$388 -28.2%
Idaho $930 -$444 -32.3%
Illinois $1,022 -$352 -25.6%
Indiana $1,036 -$338 -24.6%
Iowa $926 -$448 -32.6%
Kansas $1,304 -$70 -5.1%
Kentucky $1,870 $496 36.1%
Louisiana $2,032 $658 47.9%
Maine $846 -$528 -38.4%
Maryland $1,134 -$240 -17.5%
Massachusetts $1,094 -$280 -20.4%
Michigan $2,386 $1,012 73.7%
Minnesota $1,150 -$224 -16.3%
Mississippi $1,644 $270 19.7%
Missouri $1,220 -$154 -11.2%
Montana $1,474 $100 7.3%
Nebraska $1,080 -$294 -21.4%
Nevada $1,646 $272 19.8%
New Hampshire $990 -$384 -27.9%
New Jersey $1,534 $160 11.6%
New Mexico $1,216 -$158 -11.5%
New York $1,444 $70 5.1%
North Carolina $790 -$584 -42.5%
North Dakota $1,126 -$248 -18.0%
Ohio $946 -$428 -31.1%
Oklahoma $1,408 $34 2.5%
Oregon $1,258 -$116 -8.4%
Pennsylvania $1,308 -$66 -4.8%
Rhode Island $1,830 $456 33.2%
South Carolina $1,244 -$130 -9.5%
South Dakota $1,160 -$214 -15.6%
Tennessee $1,202 -$172 -12.5%
Texas $1,654 $280 20.4%
Utah $1,016 -$358 -26.1%
Vermont $936 -$438 -31.9%
Virginia $822 -$552 -40.2%
Washington $1,058 -$316 -23.0%
West Virginia $1,258 -$116 -8.4%
Wisconsin $950 -$424 -30.9%
Wyoming $1,220 -$154 -11.2%

View Chart as Image

Ford Bronco insurance rates by U.S. city

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Ford Bronco Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Bronco $306 $656 $338 $1,436
2023 Ford Bronco $296 $640 $354 $1,426
2022 Ford Bronco $286 $612 $364 $1,398
2021 Ford Bronco $270 $592 $376 $1,374
2020 Ford Bronco $260 $548 $384 $1,328

Rates are averaged for all Ford Bronco models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Ford Bronco Insurance

Getting lower rates on Ford Bronco insurance consists of being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at every other renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick review of the concepts that were covered in the above illustrations.

  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,630 more annually than a low-risk driver
  • Youthful drivers have the highest car insurance prices, costing up to $428 a month if the policy includes full coverage
  • You may be able to save approximately $170 per year simply by shopping early and online
  • Increasing physical damage deductibles could save as much as $575 each year
  • You may be able to save approximately $170 per year simply by shopping early and online

Rates by Driver Age

Ford Bronco Insurance Rates by Driver Age
Driver Age Premium
16 $5,134
20 $3,216
30 $1,440
40 $1,374
50 $1,256
60 $1,236

Full coverage, $500 deductibles

Rates by Deductible

Ford Bronco Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,758
$250 $1,578
$500 $1,374
$1,000 $1,180

Full coverage, driver age 40

Rates by Liability Limit

Ford Bronco Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,374
50/100 $1,449
100/300 $1,543
250/500 $1,788
100 CSL $1,487
300 CSL $1,694
500 CSL $1,844

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Bronco Insurance Rates for High Risk Drivers
Age Premium
16 $7,354
20 $5,128
30 $3,078
40 $3,006
50 $2,870
60 $2,844

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $20
5-yr Accident Free $108
5-yr Claim Free $91
Paid in Full/EFT $67
Advance Quote $72
Online Quote $99
Total Discounts $605
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles