Ford Bronco Insurance Rates

Estimated auto insurance rates for a Ford Bronco are $1,374 annually with full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $592, and liability costs around $376. Liability-only insurance costs as low as $426 a year, and high-risk driver insurance costs $3,006 or more. Teenage drivers pay the most at up to $5,134 a year.

Average premium for full coverage: $1,374

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Bronco trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why it is important to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Ford Bronco insurance rates for other coverage scenarios.

• The best discount rate is $769
• Using higher $1,000 deductibles will save approximately $1,180 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,374
• Using low $100 deductibles for physical damage coverage costs an additional $384 annually
• High-risk insureds who are prone to accidents and violations could pay up to $3,006
• An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $5,134 or more

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Insurance prices for a Ford Bronco also have a wide range based on the model of your Bronco, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can be from 45% to 138% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $580 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see prices as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

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How to Buy the Cheapest Ford Bronco Insurance

Finding better rates on insurance for a Ford Bronco requires being safe and accident-free, having good credit, being claim-free, and possibly raising deductibles. Make time to compare rates at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.

Below you'll find a recap of the data touched on in this article.

• Insureds who want more liability protection will pay an extra $410 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save approximately $170 per year just by quoting early and online
• Increasing policy deductibles could save up to $575 each year
• Youthful drivers are expensive to insure, possibly costing $428 per month if they have full coverage