Ford Bronco Insurance Rates

The average insurance rates for a Ford Bronco are $1,374 a year with full coverage. Comprehensive insurance costs an estimated $270 each year, collision insurance costs $592, and liability costs around $376. Liability-only coverage costs as low as $426 a year, and high-risk coverage costs $3,006 or more. Teenage drivers cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Bronco models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

The examples above demonstrate why all drivers should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Ford Bronco insurance rates for other coverage scenarios.

• The best discount rate is $769
• Using higher $1,000 deductibles will save approximately $194 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,374
• Using low deductibles for physical damage coverage will cost an additional $384 every year
• Drivers who are prone to accidents and violations could pay up to $3,006
• Policy cost that insures a teen driver can cost as much as $5,134 or more

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 138% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

Your home state has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see rates as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $580 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Ford Bronco Insurance

Finding cheaper rates on car insurance requires having a good driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Compare prices at every policy renewal by getting quotes from direct companies, and also from insurance agencies where you live.

The next list is a review of the data covered in the charts and tables above.

• Policyholders who want increased levels of liability coverage will pay an extra $410 every year to increase from a 30/60 limit to the 250/500 level
• You may be able to save approximately $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Drivers age 20 and younger are expensive to insure, as much as $428 each month if comprehensive and collision insurance is included