Cheapest 1997 Chevrolet Blazer Insurance Rates in 2023
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Feb 10, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Looking for cheaper auto insurance rates for your Chevrolet Blazer? Nobody enjoys paying for auto insurance, particularly when the price is too high.
With consumers having so many auto insurance companies to choose from, it can be hard to locate the most affordable company.
Consumers need to compare prices at least once a year since insurance rates go up and down regularly. Despite the fact that you may have had the lowest price on Blazer insurance two years ago there may be better deals available now. Starting right now, forget anything you know (or think you know) about auto insurance because I’m going to teach you one of the best ways to lower your annual insurance bill.
Finding affordable coverage is not rocket science. Basically, everyone who is shopping for insurance will most likely be able to save money. But vehicle owners must understand how insurance companies sell online and take advantage of how the system works.
Compare the Market for Insurance
Effectively comparing insurance prices can be a daunting task if you don’t know the most efficient way to do it. You could spend the better part of a day driving to insurance agencies in your area, or you could use online quoting to achieve your goal.
Many of the larger companies enroll in a system where insurance shoppers submit one quote, and at least one company can give them a price. This eliminates the need for form submissions for each company you want a rate for.
To enter your information into the quoting system, click here to start a free quote.
The one downside to using this type of form is you cannot specify the providers to receive prices from. So if you want to select specific providers to request quotes from, we have assembled a list of the cheapest insurance companies in your area. View list of insurance companies.
Which method you use is up to you, but double check that you are using exactly the same coverages with every price quote. If each company quotes different limits and deductibles on each one it will be impossible to make an equal comparison. Having just a slight variation in insurance coverages may result in a large different in cost. Just keep in mind that comparing more company’s prices helps you find better pricing.
Discounts are available to cut your rates
Auto insurance companies do not advertise every available discount in an easy-to-find place, so the following is a list of some of the best known and the more hidden ways to save on insurance.
- Anti-lock Brakes – Vehicles equipped with ABS or steering control can avoid accidents and qualify for as much as a 10% discount.
- Low Mileage – Keeping the miles down on your Chevy can qualify you for lower rates on the low mileage vehicles.
- Early Signing – Select companies give a discount for signing up before your current policy expires. This can save 10% or more.
- Organization Discounts – Belonging to certain professional organizations is a good way to get lower rates on insurance on Blazer insurance.
- Safety Course Discount – Taking a course in driver safety could save 5% or more if your company offers it.
- Claim Free – Drivers who don’t have accidents can save substantially when compared with frequent claim filers.
- Drive Safe and Save – Insureds without accidents may receive a discount up to 45% less on Blazer insurance than drivers with accidents.
- One Accident Forgiven – Certain companies will allow you to have one accident before your rates go up if you are claim-free prior to the accident.
- Multiple Policy Discount – If you insure your home and vehicles with the same company you could get a discount of 10% to 20% off each policy.
- Resident Student – Kids in college living away from home attending college and don’t have a car may be able to be covered for less.
Keep in mind that some credits don’t apply to the overall cost of the policy. Some only apply to specific coverage prices like liability, collision or medical payments. So despite the fact that it appears all the discounts add up to a free policy, companies wouldn’t make money that way.
To see a list of companies who offer insurance discounts, follow this link.
Everyone needs different coverages
When it comes to choosing coverage, there isn’t really a best way to insure your cars. Everyone’s situation is unique and a cookie cutter policy won’t apply. For instance, these questions might point out if you might need professional guidance.
- Does my personal policy cover me when driving out-of-state?
- I have a DUI can I still get coverage?
- Will filing a claim cost me more?
- Do all my vehicles need collision coverage?
- Should I waive the damage coverage when renting a car?
- Does my liability insurance cover pulling a trailer or camper?
If you don’t know the answers to these questions but one or more may apply to you, then you may want to think about talking to a licensed agent. If you don’t have a local agent, complete this form or you can also visit this page to select a carrier
Free Auto Insurance Comparison
Enter your zip code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Impacting insurance rates for a Chevy Blazer
Smart consumers have a good feel for the rating factors that come into play when calculating the price you pay for insurance coverage. Having a good understanding of what controls the rates you pay enables informed choices that could result in much lower annual insurance costs.
- Do you have a high stress job? – Occupations like real estate brokers, social workers and dentists are shown to have the highest average rates in part from stressful work requirements and long work days. Other professions such as scientists, historians and retirees pay the least on Blazer insurance.
- Liability insurance protects assets – Liability coverage will protect you when a court rules you are at fault for damages from an accident. Liability provides legal defense up to the limits shown on your policy. Liability insurance is quite affordable when compared with rates for comp and collision, so do not cut corners here.
- Cautious drivers pay less – Even a single speeding ticket may increase your cost forty percent or more. Drivers with clean records tend to pay less for car insurance than their less careful counterparts. Drivers who get dangerous violations such as hit and run, DWI or reckless driving convictions may be required to file a proof of financial responsibility form (SR-22) with the DMV in their state in order to prevent a license revocation.
- Better crash test results mean better rates – Vehicles with high crash test scores tend to have better insurance rates. The safest vehicles have better occupant injury protection and better occupant protection translates into savings for insurance companies and lower rates for you. If your Chevy has ratings of a minimum four stars on Safercar.gov it is probably cheaper to insure.
- Claim-free discounts can add up – If you frequently file small claims, you can pretty much guarantee either higher rates or even cancellation. Insurance companies provide cheaper rates to insureds who do not file claims often. Car insurance is intended for the large, substantial claims.
- Proper usage rating affects rates – The more miles you rack up on your Chevy in a year the more you will pay for insurance coverage. Most insurance companies charge to insure your cars determined by how the vehicle is used. Cars and trucks that are left in the garage can get a lower rate than vehicles that are driven to work every day. Improper usage on your Blazer can result in significantly higher rates. Verify your insurance coverage policy is rated on how each vehicle is driven, because it can save money.
Coverages available on your insurance policy
Knowing the specifics of your policy can be of help when determining which coverages you need and proper limits and deductibles. Policy terminology can be difficult to understand and reading a policy is terribly boring. Listed below are typical coverages offered by insurance companies.
Liability car insurance
Liability insurance can cover damages or injuries you inflict on other’s property or people in an accident. This insurance protects YOU against other people’s claims. It does not cover damage to your own property or vehicle.
It consists of three limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show limits of 100/300/100 which means $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000.
Liability coverage pays for things such as court costs, medical services, emergency aid and repair costs for stationary objects. How much coverage you buy is a decision to put some thought into, but you should buy as much as you can afford.
Medical expense coverage
Coverage for medical payments and/or PIP pay for immediate expenses such as doctor visits, dental work, EMT expenses and X-ray expenses. They are often used in conjunction with a health insurance policy or if you are not covered by health insurance. It covers all vehicle occupants and will also cover getting struck while a pedestrian. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay
This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company.
Collision can pay for claims like sustaining damage from a pot hole, crashing into a building, backing into a parked car, hitting a parking meter and colliding with a tree. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are 8 years or older. It’s also possible to bump up the deductible to bring the cost down.
This will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.
Comprehensive coverage pays for things such as damage from getting keyed, hitting a bird, theft, rock chips in glass and fire damage. The highest amount your insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.
Uninsured or underinsured coverage
Your UM/UIM coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Covered losses include injuries to you and your family as well as your vehicle’s damage.
Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.
In the end, you save
In this article, we presented some good ideas how to shop for 1997 Chevy Blazer insurance online. It’s most important to understand that the more quotes you get, the higher the chance of saving money. You may be surprised to find that the lowest premiums are with a lesser-known regional company. Some small companies may have significantly lower rates on certain market segments than their larger competitors like State Farm and Allstate.
Cost effective insurance can be purchased online and also from your neighborhood agents, and you need to price shop both so you have a total pricing picture. Some companies may not provide the ability to get a quote online and most of the time these small, regional companies sell through independent agents.
More tips and info about car insurance is available in the articles below:
- Airbag FAQ (iihs.org)
- If I File a Claim will My Insurance Go Up? (Insurance Information Insitute)
- When is the Right Time to Switch Car Insurance Companies? (Allstate)
- Get the Right Protection (InsureUonline.org)
- Preventing Carjacking and Theft (Insurance Information Insitute)
Frequently Asked Questions
- What is a named operator policy?
- Will GEICO insure a car not in my name?
- What is covered in a Jeep powertrain warranty?
- Cheapest Jeep Insurance Rates in 2023
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Chevrolet Equinox Insurance
- Toyota Prius Insurance
- Honda Accord Insurance
- Dodge Ram Insurance
- Honda CR-V Insurance
- Honda Civic Insurance
- Ford Escape Insurance
- Toyota Sienna Insurance
- Hyundai Elantra Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area