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2000 Chevrolet Corvette Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Sep 20, 2017

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Average insurance rates for a 2000 Chevrolet Corvette are $902 a year with full coverage. Comprehensive costs around $222, collision insurance costs $278, and liability insurance costs around $292. Buying a liability-only policy costs as low as $336 a year, and high-risk insurance costs around $1,908. Teen drivers receive the highest rates at up to $3,296 a year.

Annual premium for full coverage: $902

Rate estimates for 2000 Chevrolet Corvette Insurance

Comprehensive $222
Collision $278
Liability $292

Rate data is compiled from all 50 U.S. states and averaged for all 2000 Chevrolet Corvette models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $336 for just liability coverage to a much higher rate of $1,908 for a high risk driver.

Liability Only $336
Full Coverage $902
High Risk $1,908

View Chart as Image

2000 Chevrolet Corvette insurance rates compared
Column chart showing 2000 Chevrolet Corvette insurance prices range from $536 to $3,296 for full coverage

These differences demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2000 Chevrolet Corvette Insurance

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Want better auto insurance rates for your Chevrolet Corvette? Expensive auto insurance can dwindle your checking account and force you to prioritize other expenses. Comparison shopping is a great way to cut your insurance bill. Multiple insurers compete for your hard-earned dollar, so it can be very hard to choose a company and get the best coverage at the cheapest price

Consumers should take time to get comparison quotes once or twice a year due to the fact that insurance rates change regularly. Even if you think you had the best rates for Corvette coverage a couple years back you may be paying too much now. So forget all the misinformation about auto insurance because I’m going to teach you the proper way to remove unneeded coverages and save money.

If you have insurance now or are looking for a new policy, you will benefit by learning to shop for the lowest rates and possibly find even better coverage. Finding the best rates is not that difficult. Drivers just need to understand the proper methods to shop over the internet.

Auto Insurance Quote Comparison

Performing a rate comparison can be exhausting if you aren’t aware of the most efficient way. You could spend the better part of a day talking to insurance companies in your area, or you could save time and use the web to maximize your effort.

Many insurance companies belong to a marketplace where prospective buyers complete one form, and at least one company can provide price quotes for coverage. This system prevents you from having to do repetitive form submissions to every company.

To fill out one form to compare multiple rates now click here (opens in new window).

The only downside to pricing coverage this way is you cannot specify which carriers you want pricing from. So if you want to select individual companies to compare rates, we have a listing of low cost auto insurance companies in your area. View list of insurance companies.

It’s up to you how you get prices quotes, just make absolute certain that you use apples-to-apples coverage limits and deductibles for every quote you compare. If you have unequal deductibles or liability limits it will be next to impossible to determine the best price for your Chevy Corvette.

Pay less for Chevy Corvette insurance

The price of auto insurance can be rather high, but there could be available discounts to reduce the price significantly. Most are applied when you complete an application, but less common discounts must be specifically requested prior to receiving the credit. If you don’t get every credit available, you are throwing money away.

  • Life Insurance Discount – Some companies give a discount if you purchase life insurance from them.
  • Safety Course Discount – Successfully completing a driver safety course could save 5% or more if your company offers it.
  • Distant Student – Kids in college who live away from home and do not have access to a covered vehicle can receive lower rates.
  • No Accidents – Good drivers with no accidents can earn big discounts as compared to bad drivers.
  • Payment Method – By paying your policy upfront instead of paying each month you can actually save on your bill.
  • Military Discounts – Having a family member in the military may qualify for rate reductions.
  • Sign Online – Certain companies will discount your bill up to fifty bucks just for signing your application over the internet.

It’s important to understand that most credits do not apply to the entire cost. Some only apply to the cost of specific coverages such as medical payments or collision. So even though it sounds like all those discounts means the company will pay you, companies don’t profit that way. Any amount of discount will cut the cost of coverage.

Companies who might offer some of the above discounts may include but are not limited to:

Before buying, ask all companies you are considering what discounts are available to you. Discounts may not apply everywhere.

Tailor your coverage to you

When choosing the best insurance coverage coverage, there isn’t really a cookie cutter policy. Everyone’s situation is unique and a cookie cutter policy won’t apply. Here are some questions about coverages that might point out whether your personal situation would benefit from an agent’s advice.

  • Can I pay claims out-of-pocket if I buy high deductibles?
  • Is other people’s property covered if stolen from my vehicle?
  • Why does it cost so much to insure a teen driver?
  • What is UM/UIM insurance?
  • Am I covered if I drive in a foreign country?
  • Can I afford low physical damage deductibles?

If you can’t answer these questions, you might consider talking to a licensed agent. If you don’t have a local agent, take a second and complete this form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and may give you better protection.

Auto insurance specifics

Understanding the coverages of your auto insurance policy helps when choosing the best coverages and proper limits and deductibles. The terms used in a policy can be difficult to understand and nobody wants to actually read their policy. Shown next are the normal coverages found on the average auto insurance policy.

Liability

Liability coverage will cover damage that occurs to a person or their property that is your fault. It protects YOU from legal claims by others, and doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see policy limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and a limit of $100,000 paid for damaged property. Some companies may use one number which is a combined single limit which provides one coverage limit without having the split limit caps.

Liability can pay for things like structural damage, loss of income, repair bills for other people’s vehicles, attorney fees and legal defense fees. How much liability coverage do you need? That is up to you, but buy as high a limit as you can afford.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage reimburse you for bills for things like dental work, hospital visits, chiropractic care and surgery. The coverages can be utilized in addition to your health insurance policy or if you do not have health coverage. Medical payments and PIP cover you and your occupants and also covers if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage

Uninsured/Underinsured Motorist (UM/UIM)

This coverage protects you and your vehicle from other motorists when they do not carry enough liability coverage. This coverage pays for hospital bills for your injuries as well as damage to your Chevy Corvette.

Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked. Normally your uninsured/underinsured motorist coverages are set the same as your liablity limits.

Comprehensive insurance

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as fire damage, vandalism, theft, damage from flooding and hitting a bird. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value consider removing comprehensive coverage.

Collision protection

Collision coverage covers damage to your Corvette from colliding with an object or car. You have to pay a deductible and then insurance will cover the remainder.

Collision insurance covers claims such as crashing into a building, sustaining damage from a pot hole and colliding with a tree. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. You can also raise the deductible to save money on collision insurance.

Smart consumers save more

As you restructure your insurance plan, it’s very important that you do not buy lower coverage limits just to save a few bucks. Too many times, consumers will sacrifice liability coverage limits only to regret that a couple dollars of savings turned into a financial nightmare. The aim is to purchase a proper amount of coverage at a price you can afford, not the least amount of coverage.

In this article, we covered a lot of tips how to lower your 2000 Chevy Corvette insurance rates. The most important thing to understand is the more quotes you get, the better likelihood of reducing your rate. You may even find the lowest premiums are with a smaller regional carrier. Regional companies may cover specific market segments cheaper as compared to the big name companies such as State Farm, GEICO and Nationwide.

Budget-conscious insurance is definitely available both online and with local insurance agents, so you should be comparing quotes from both so you have a total pricing picture. Some companies do not offer online price quotes and many times these small insurance companies only sell through independent insurance agents.

Additional insurance information can be read at these links:

Rates by U.S. City

2000 Chevrolet Corvette Insurance Rates by City
City Premium
New York City, NY $1,425
Los Angeles, CA $1,539
Philadelphia, PA $1,201
Jacksonville, FL $1,304
Phoenix, AZ $1,047
Chicago, IL $1,210
Houston, TX $1,412
Seattle, WA $877
Columbus, OH $755
Indianapolis, IN $768

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2000 Chevrolet Corvette Insurance Rates by Driver Age
Driver Age Premium
16 $3,296
20 $2,010
30 $938
40 $902
50 $822
60 $804

Full coverage, $500 deductibles

Rates by Deductible

2000 Chevrolet Corvette Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,116
$250 $1,020
$500 $902
$1,000 $786

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Corvette Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $902
50/100 $960
100/300 $1,033
250/500 $1,223
100 CSL $990
300 CSL $1,150
500 CSL $1,267

Full coverage, driver age 40

Rates for High Risk Drivers

2000 Chevrolet Corvette Insurance Rates for High Risk Drivers
Age Premium
16 $4,688
20 $3,192
30 $1,946
40 $1,908
50 $1,816
60 $1,798

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $118

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $45
Homeowner $14
5-yr Accident Free $60
5-yr Claim Free $57
Paid in Full/EFT $38
Advance Quote $41
Online Quote $63
Total Discounts $366
Rate after discounts $536

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2000 Chevrolet Corvette Insurance Rates by State
State Premium
Alabama $814
Alaska $690
Arizona $748
Arkansas $902
California $1,026
Colorado $860
Connecticut $926
Delaware $1,020
Florida $1,124
Georgia $834
Hawaii $650
Idaho $610
Illinois $672
Indiana $680
Iowa $610
Kansas $856
Kentucky $1,228
Louisiana $1,334
Maine $556
Maryland $744
Massachusetts $720
Michigan $1,566
Minnesota $754
Mississippi $1,080
Missouri $800
Montana $968
Nebraska $710
Nevada $1,080
New Hampshire $650
New Jersey $1,006
New Mexico $796
New York $950
North Carolina $518
North Dakota $738
Ohio $624
Oklahoma $924
Oregon $828
Pennsylvania $858
Rhode Island $1,202
South Carolina $818
South Dakota $760
Tennessee $788
Texas $1,086
Utah $668
Vermont $616
Virginia $542
Washington $696
West Virginia $828
Wisconsin $624
Wyoming $802

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