Honda Insight Insurance Rates

Estimated insurance rates for a Honda Insight are $1,246 a year for full coverage insurance. Comprehensive insurance costs approximately $208, collision insurance costs $424, and liability costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs $2,718 or more. Teenage drivers pay the most at up to $4,874 a year.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Insight trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Honda Insight insurance rates for additional coverage and risk scenarios.

• The best discount rate is $721
• Using higher $1,000 deductibles will save $144 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,246
• Using more expensive low deductibles for physical damage coverage will cost an additional $280 every year
• Drivers who are prone to accidents and violations could pay around $2,718
• An auto insurance policy that insures a teen driver with full coverage can cost $4,874 or more

View Chart as Image

Insurance prices for a Honda Insight also have a wide range based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Honda Insight insurance prices. A driver around age 40 might see prices as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,680 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $430 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Honda Insight Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices at least once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a review of the primary concepts that were touched on in this article.

• It is possible to save around $150 per year just by shopping early and online
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,470 more per year to insure a Honda Insight
• Increasing policy deductibles can save approximately $425 each year
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $406 per month if comprehensive and collision insurance is included