Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive costs approximately $270 a year, collision insurance costs $506, and liability costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs around $2,888. Teens cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Rates are based on $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $767
• Using higher $1,000 deductibles will save $1,156 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,332
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,674
• Drivers with serious driving violations could pay around $2,888
• Policy cost for full coverage for a teen driver can cost $5,022 or more

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see rates as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $520 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Chevrolet Express Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having a good credit history, being claim-free, and consideration of higher deductibles. Invest the time to shop around every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a quick review of the ideas that were illustrated above.

• Teens are the costliest to insure, possibly costing $419 each month including comprehensive and collision insurance
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,560 more per year for Express insurance
• Increasing comprehensive and collision deductibles can save around $525 each year
• It is possible to save around $160 per year just by quoting early and online