Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year with full coverage. Comprehensive insurance costs on average $270 a year, collision insurance costs $506, and liability coverage costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs $2,888 or more. 16-year-old drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities. The diagram below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay around $1,156 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,332
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $342 each year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,888
• Policy cost that insures a teenage driver may cost $5,022 a year

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the trim level of your Express, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $960 a year in states like New Hampshire, Ohio, and Utah, or at least $1,800 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $520 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Chevrolet Express Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop every other policy renewal by getting price quotes from direct companies, and also from several local insurance agents.

Below is a quick rundown of the ideas that were presented in the illustrations above.

• Teenage drivers pay the highest rates, as much as $419 each month if full coverage is included
• Drivers with reckless driving or DUI convictions pay on average $1,560 more each year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• You may be able to save as much as $160 per year just by quoting early and online