1. Vehicles
  2. Chevrolet
  3. Express
  4. 2014 Model Year

2014 Chevrolet Express Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Apr 2, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2014 Chevrolet Express are $1,186 a year for full coverage. Comprehensive costs around $210, collision insurance costs $358, and liability costs $460. Buying a liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,570. Teen drivers receive the highest rates at up to $4,644 a year.

Annual premium for full coverage: $1,186

Rate estimates for 2014 Chevrolet Express Insurance

Comprehensive $210
Collision $358
Liability $460

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Chevrolet Express models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $510 for the bare minimum liability coverage to the much higher price of $2,570 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,186
High Risk $2,570

View Chart as Image

2014 Chevrolet Express insurance rates compared
Column chart showing 2014 Chevrolet Express insurance prices range from $698 to $4,644 for full coverage

These differences show why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Chevrolet Express Insurance

Searching Companies

Looking for lower auto insurance rates for your Chevrolet Express? Are you a victim of overpriced auto insurance? Trust us, you’re not alone. There is such a variety of insurance companies to buy insurance from, and although it’s nice to have a selection, it can be more challenging to compare rates and find the lowest cost auto insurance.

It’s a great practice to take a look at other company’s rates every six months because insurance rates are usually higher with each renewal. Just because you found the best deal on Express insurance six months ago a different company probably has better rates today. You’ll find quite a bit of inaccurate information about auto insurance on the internet, so with this article, you’re going to get some proven techniques to quit paying high auto insurance rates.

Chevy Express rates are in the details

Smart consumers have a good feel for the factors that go into determining insurance coverage rates. Knowing what influences your rates helps enable you to make changes that may reward you with better insurance coverage rates.

  • Rates may be higher depending on your occupation – Did you know that where you work can have an impact on rates? Occupations such as real estate brokers, executives and financial analysts tend to have higher average rates in part from job stress and lots of time spent at work. Conversely, jobs such as scientists, engineers and performers receive lower rates on Express insurance.
  • Cautious drivers pay less – Whether or not you get tickets has a huge affect on how much you pay. Only having one moving violation may increase your cost by twenty percent. Drivers with clean records tend to pay less for car insurance than bad drivers. Drivers with serious tickets like hit and run, DWI or reckless driving convictions are required to file a SR-22 with their state DMV in order to continue driving.
  • You might want pay the small claims yourself – If you tend to file frequent claims, you can expect either higher rates or even cancellation. Auto insurance companies award lower rates to drivers who are claim-free. Car insurance is meant to be used in the event of the bigger claims that can’t be paid out-of-pocket.
  • More miles equals more premium – The more you drive each year the higher your rates will be. Almost all companies price each vehicle’s coverage determined by how the vehicle is used. Autos that are left in the garage can get a lower rate than vehicles that are driven to work every day. If your policy improperly rates your Express may be wasting your money. Verify your insurance coverage policy is showing the correct driver usage, because it can save money.

Take discounts and save

The price of auto insurance can be rather high, but you can get discounts to help bring down the price. Certain discounts will be applied at the time of purchase, but lesser-known reductions have to be specifically requested prior to getting the savings. If you’re not getting every credit you qualify for, you’re just leaving money on the table.

  • Accident Forgiveness – Some insurance companies allow you one accident before your rates go up so long as you haven’t had any claims for a certain period of time.
  • Seat Belt Usage – Drivers who require all occupants to buckle their seat belts could save 15% on the medical payments or PIP coverage costs.
  • Multi-policy Discount – When you have multiple policies with the same company you will save 10% to 20% off each policy.
  • Passive Restraints and Air Bags – Cars that have air bags or automatic seat belts can receive discounts up to 30%.
  • Resident Student – Youth drivers who live away from home and don’t have a car may be able to be covered for less.
  • No Claims – Drivers with accident-free driving histories pay much less as compared to drivers who are more careless.
  • Discount for Swiching Early – Select companies give a discount for signing up before your current expiration date. The savings is around 10%.

It’s important to understand that many deductions do not apply to the entire cost. Most cut individual premiums such as comprehensive or collision. So when it seems like all those discounts means the company will pay you, car insurance companies aren’t that generous. But all discounts will cut the amount you have to pay.

To see a list of insurance companies offering car insurance discounts, click here to view.

Which policy gives me the best coverage?

When it comes to buying coverage, there really is no single plan that fits everyone. Everyone’s situation is a little different so your insurance should reflect that For instance, these questions can help discover if you would benefit from professional advice.

  • Does my personal policy cover me when driving out-of-state?
  • What are the financial responsibility laws in my state?
  • Do I need added coverage for expensive stereo equipment?
  • How does medical payments coverage work?
  • What exactly is covered by my policy?
  • Should I have combined single limit or split liability limits?
  • Can I afford low physical damage deductibles?
  • How do I file an SR-22 for a DUI in my state?
  • Am I covered when delivering products for my home-based business?

If you’re not sure about those questions but one or more may apply to you, you might consider talking to an agent. To find an agent in your area, fill out this quick form or click here for a list of insurance companies in your area. It is quick, free and can provide invaluable advice.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Car insurance 101

Knowing the specifics of a insurance policy aids in choosing the best coverages for your vehicles. The coverage terms in a policy can be impossible to understand and reading a policy is terribly boring. Below you’ll find typical coverages found on the average insurance policy.

Uninsured/Underinsured Motorist (UM/UIM) – This coverage provides protection from other motorists when they do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants as well as damage to your 2014 Chevy Express.

Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family. Normally these limits are set the same as your liablity limits.

Liability – This coverage protects you from damages or injuries you inflict on people or other property. It protects YOU from claims by other people, and does not provide coverage for damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 100/300/100 which means a $100,000 limit per person for injuries, $300,000 for the entire accident, and $100,000 of coverage for damaged property. Some companies may use one limit called combined single limit (CSL) which limits claims to one amount rather than limiting it on a per person basis.

Liability can pay for things such as medical expenses, loss of income, legal defense fees, attorney fees and funeral expenses. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

Collision coverages – Collision coverage will pay to fix damage to your Express caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like crashing into a ditch, scraping a guard rail, hitting a parking meter, damaging your car on a curb and hitting a mailbox. Collision is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. Another option is to bump up the deductible to save money on collision insurance.

Med pay and Personal Injury Protection (PIP) – Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses such as rehabilitation expenses, chiropractic care, funeral costs and doctor visits. They are used in conjunction with a health insurance program or if there is no health insurance coverage. It covers both the driver and occupants and will also cover being hit by a car walking across the street. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage

Comprehensive insurance – This coverage covers damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things such as a tree branch falling on your vehicle, damage from flooding and damage from getting keyed. The most you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

A fool and his money are soon parted

As you go through the steps to switch your coverage, you should never reduce needed coverages to save money. There are many occasions where drivers have reduced liability coverage limits only to regret that the small savings ended up costing them much more. Your strategy should be to buy a smart amount of coverage at an affordable rate.

Cheaper 2014 Chevy Express insurance can be purchased both online and also from your neighborhood agents, and you need to price shop both in order to have the best price selection to choose from. There are still a few companies who may not provide the ability to get a quote online and usually these small insurance companies provide coverage only through local independent agents.

Even more information can be found in these articles:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2014 Chevrolet Express Insurance Rates by City
City Premium
New York City, NY $1,875
Los Angeles, CA $2,028
Philadelphia, PA $1,585
Jacksonville, FL $1,721
Phoenix, AZ $1,380
Chicago, IL $1,591
Houston, TX $1,859
Seattle, WA $1,157
Columbus, OH $992
Indianapolis, IN $1,008

Rates by Driver Age

2014 Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $4,644
20 $2,740
30 $1,220
40 $1,186
50 $1,088
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

2014 Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,436
$250 $1,320
$500 $1,186
$1,000 $1,058

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,278
100/300 $1,393
250/500 $1,692
100 CSL $1,324
300 CSL $1,577
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $6,580
20 $4,370
30 $2,610
40 $2,570
50 $2,458
60 $2,436

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $80
5-yr Claim Free $76
Paid in Full/EFT $49
Advance Quote $56
Online Quote $82
Total Discounts $488
Rate after discounts $698

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Chevrolet Express Insurance Rates by State
State Premium
Alabama $1,074
Alaska $908
Arizona $986
Arkansas $1,186
California $1,352
Colorado $1,134
Connecticut $1,220
Delaware $1,344
Florida $1,484
Georgia $1,096
Hawaii $852
Idaho $802
Illinois $884
Indiana $892
Iowa $800
Kansas $1,128
Kentucky $1,620
Louisiana $1,754
Maine $734
Maryland $980
Massachusetts $950
Michigan $2,060
Minnesota $994
Mississippi $1,422
Missouri $1,052
Montana $1,276
Nebraska $936
Nevada $1,424
New Hampshire $856
New Jersey $1,326
New Mexico $1,052
New York $1,250
North Carolina $682
North Dakota $972
Ohio $820
Oklahoma $1,220
Oregon $1,086
Pennsylvania $1,132
Rhode Island $1,584
South Carolina $1,074
South Dakota $1,002
Tennessee $1,040
Texas $1,430
Utah $880
Vermont $814
Virginia $710
Washington $918
West Virginia $1,086
Wisconsin $822
Wyoming $1,058

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles