Chevrolet Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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Estimated auto insurance rates for a Chevrolet Express are $872 annually including full coverage. Comprehensive costs an estimated $120 a year, collision insurance costs $152, and liability coverage costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $1,878. Teenage drivers pay the most at up to $3,622 a year.

Average premium for full coverage: $872

Premium estimates broken down by type of coverage:

Comprehensive $120
Collision $152
Liability $442

Prices include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Express trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Chevrolet Express range from as cheap as $496 for liability-only coverage to a high of $1,878 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $872
High Risk $1,878

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

Rural Areas $654
Small Cities $916
Large Cities $1,177

These rate differences highlight why it is important to compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Chevrolet Express insurance rates for other coverage scenarios.

  • The best discount rate is $539
  • Using higher $1,000 deductibles will save approximately $810 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $872
  • Using low $100 deductibles for physical damage coverage will cost $992
  • Higher-risk drivers who are prone to accidents and violations could pay up to $1,878
  • An auto insurance policy with full coverage for a teenage driver can cost as much as $3,622 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $539 to $3,622 for full coverage

Insurance prices for a Chevrolet Express also have a wide range based on the model of your Express, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,000 to $1,500 extra annually, depending on your age. A high-risk auto insurance policy can be around 41% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $190 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see prices as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,250 on average in Louisiana, New York, and Michigan.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$80 -9.2%
Alaska $670 -$202 -23.2%
Arizona $726 -$146 -16.7%
Arkansas $872 -$0 0.0%
California $996 $124 14.2%
Colorado $836 -$36 -4.1%
Connecticut $898 $26 3.0%
Delaware $988 $116 13.3%
Florida $1,094 $222 25.5%
Georgia $806 -$66 -7.6%
Hawaii $628 -$244 -28.0%
Idaho $592 -$280 -32.1%
Illinois $652 -$220 -25.2%
Indiana $658 -$214 -24.5%
Iowa $588 -$284 -32.6%
Kansas $830 -$42 -4.8%
Kentucky $1,192 $320 36.7%
Louisiana $1,294 $422 48.4%
Maine $538 -$334 -38.3%
Maryland $722 -$150 -17.2%
Massachusetts $700 -$172 -19.7%
Michigan $1,518 $646 74.1%
Minnesota $732 -$140 -16.1%
Mississippi $1,046 $174 20.0%
Missouri $776 -$96 -11.0%
Montana $940 $68 7.8%
Nebraska $690 -$182 -20.9%
Nevada $1,046 $174 20.0%
New Hampshire $630 -$242 -27.8%
New Jersey $978 $106 12.2%
New Mexico $776 -$96 -11.0%
New York $922 $50 5.7%
North Carolina $504 -$368 -42.2%
North Dakota $714 -$158 -18.1%
Ohio $606 -$266 -30.5%
Oklahoma $898 $26 3.0%
Oregon $800 -$72 -8.3%
Pennsylvania $836 -$36 -4.1%
Rhode Island $1,168 $296 33.9%
South Carolina $792 -$80 -9.2%
South Dakota $738 -$134 -15.4%
Tennessee $768 -$104 -11.9%
Texas $1,054 $182 20.9%
Utah $648 -$224 -25.7%
Vermont $598 -$274 -31.4%
Virginia $524 -$348 -39.9%
Washington $678 -$194 -22.2%
West Virginia $800 -$72 -8.3%
Wisconsin $606 -$266 -30.5%
Wyoming $780 -$92 -10.6%

View Chart as Image

Chevrolet Express insurance rates by U.S. city
Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Express $196 $330 $460 $1,144
2014 Chevrolet Express $190 $310 $464 $1,122
2008 Chevrolet Express $142 $182 $468 $950

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Chevrolet Express Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit history, refrain from filing small claims, and deciding if full coverage is necessary. Set aside time to shop around once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a quick rundown of the data that was raised in the charts and tables above.

  • You may be able to save approximately $90 per year just by quoting early and online
  • Consumers who want an increased level of liability coverage will pay an extra $490 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers age 16 to 20 are charged the highest prices, with the cost nearing $302 per month including comprehensive and collision insurance
  • Drivers with reckless driving or DUI convictions could be forced to pay on average $1,010 more annually than a safer driver

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $3,622
20 $2,006
30 $882
40 $872
50 $804
60 $786

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $992
$250 $938
$500 $872
$1,000 $810

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $872
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $5,074
20 $3,192
30 $1,884
40 $1,878
50 $1,798
60 $1,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $539

Discounts are estimated and may not be available from every company or in every state.

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