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2006 Honda CR-V Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 30, 2021

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Average insurance rates for a 2006 Honda CR-V are $832 a year for full coverage insurance. Comprehensive costs on average $140, collision costs $154, and liability coverage costs $402. Buying a liability-only policy costs as little as $446 a year, with high-risk insurance costing around $1,780. Teen drivers receive the highest rates at $3,352 a year or more.

Annual premium for full coverage: $832

Rate estimates for 2006 Honda CR-V Insurance

Comprehensive $140
Collision $154
Liability $402

Rate data is compiled from all 50 U.S. states and averaged for all 2006 Honda CR-V models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $446 for the bare minimum liability coverage to a much higher rate of $1,780 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $832
High Risk $1,780

View Chart as Image

2006 Honda CR-V insurance rates compared
Column chart showing 2006 Honda CR-V insurance prices range from $512 to $3,352 for full coverage

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2006 Honda CR-V Insurance

Searching Companies

I can’t think of a single person who likes having to buy insurance, especially knowing their premiums are through the roof.

With so many online and local companies to choose from, it can be hard to find the lowest cost insurance company.

You need to check insurance prices once or twice a year since insurance rates trend upward over time. If you had the lowest price on CR-V insurance a few years ago the chances are good that you can find a lower rate today. Starting now, forget anything you know (or think you know) about insurance because you’re about to learn the best way to reduce your cost while increasing coverage.

The purpose of this post is to instruct you on how car insurance quotes work and some money-saving tips. If you are paying for car insurance now, you will be able to lower your premiums substantially using these methods. But drivers must know how companies determine prices because it can help you find the best coverage.

The most recommended method to compare rates is to know the trick most of the larger companies pay for the opportunity to give rate comparisons. To start a quote, the only thing you need to do is give the companies some data including how you use your vehicles, types of safety features, what you do for a living, and if you went to college. Your information is submitted instantly to multiple different insurance companies and they return rate quotes almost instantly.

How much can you save with these seven discounts?

The cost of insuring your cars can be expensive, but there could be available discounts that can drop the cost substantially. Larger premium reductions will be automatically applied at the time of purchase, but less common discounts must be inquired about in order for you to get them.

  • Homeowners Discount – Owning a house can save you money due to the fact that maintaining a home is proof that your finances are in order.
  • Low Mileage – Fewer annual miles on your Honda can earn a substantially lower rate.
  • Air Bag Discount – Factory air bags and/or automatic seat belt systems can get savings up to 30%.
  • Anti-theft Discount – Vehicles with anti-theft systems prevent vehicle theft and qualify for as much as a 10% discount.
  • Safe Drivers – Safe drivers may receive a discount up to 45% less on CR-V insurance than drivers with accident claims.
  • Bundle and Save – If you have multiple policies with one insurance company you may earn approximately 10% to 15%.
  • Club Memberships – Belonging to a professional or civic organization could trigger savings on your policy on CR-V insurance.

As a disclaimer on discounts, most of the big mark downs will not be given to all coverage premiums. Some only apply to the cost of specific coverages such as medical payments or collision. So despite the fact that it appears having all the discounts means you get insurance for free, it doesn’t quite work that way. Any qualifying discounts will bring down your premiums.

A partial list of companies that possibly offer these money-saving discounts include:

  • GEICO
  • Mercury Insurance
  • Farmers Insurance
  • Auto-Owners Insurance
  • Liberty Mutual
  • SAFECO
  • Progressive
  • USAA

It’s a good idea to ask all companies you are considering how you can save money. Discounts might not be offered in your state.

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How much car insurance do I need?

When choosing the right insurance coverage for your personal vehicles, there isn’t really a perfect coverage plan. Every insured’s situation is different so this has to be addressed. For example, these questions might point out if your situation might need an agent’s assistance.

  • What are the financial responsibility laws in my state?
  • What should my uninsured motorist coverage limits be in my state?
  • Should I buy more coverage than the required minimum liability coverage?
  • Am I covered when pulling a rental trailer?
  • Is upholstery damage covered by car insurance?
  • Do I pay less for low miles?

If you’re not sure about those questions, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form or you can go here for a list of companies in your area.

Coverages available on your policy

Knowing the specifics of your policy aids in choosing appropriate coverage at the best deductibles and correct limits. The terms used in a policy can be ambiguous and reading a policy is terribly boring. Listed below are typical coverages offered by insurance companies.

Uninsured or underinsured coverage

This protects you and your vehicle’s occupants from other drivers when they either are underinsured or have no liability coverage at all. This coverage pays for injuries to you and your family as well as your vehicle’s damage.

Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Frequently the UM/UIM limits are identical to your policy’s liability coverage.

Collision protection

This coverage covers damage to your CR-V resulting from a collision with an object or car. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage protects against claims like scraping a guard rail, crashing into a ditch, rolling your car, backing into a parked car and crashing into a building. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are older. Drivers also have the option to raise the deductible to bring the cost down.

Medical expense coverage

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for rehabilitation expenses, ambulance fees, EMT expenses, hospital visits and X-ray expenses. They are used in conjunction with a health insurance plan or if you are not covered by health insurance. Coverage applies to all vehicle occupants and will also cover getting struck while a pedestrian. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage

Liability

This can cover injuries or damage you cause to people or other property by causing an accident. It protects you against claims from other people. It does not cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 100/300/100 which stand for $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property. Alternatively, you may have a combined limit which combines the three limits into one amount with no separate limits for injury or property damage.

Liability coverage pays for claims such as court costs, structural damage, medical expenses and loss of income. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy as much as you can afford.

Comprehensive protection

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims like damage from getting keyed, rock chips in glass, theft, hail damage and a tree branch falling on your vehicle. The maximum payout a insurance company will pay at claim time is the actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2006 Honda CR-V Insurance Rates by City
City Premium
New York City, NY $1,311
Los Angeles, CA $1,419
Philadelphia, PA $1,109
Jacksonville, FL $1,204
Phoenix, AZ $966
Chicago, IL $1,116
Houston, TX $1,303
Seattle, WA $809
Columbus, OH $692
Indianapolis, IN $707

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2006 Honda CR-V Insurance Rates by Driver Age
Driver Age Premium
16 $3,352
20 $1,886
30 $842
40 $832
50 $764
60 $748

Full coverage, $500 deductibles

Rates by Deductible

2006 Honda CR-V Insurance Rates with Different Deductibles
Deductible Premium
$100 $956
$250 $902
$500 $832
$1,000 $764

Full coverage, driver age 40

Rates by Liability Limit

Honda CR-V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $832
50/100 $912
100/300 $1,013
250/500 $1,274
100 CSL $953
300 CSL $1,174
500 CSL $1,335

Full coverage, driver age 40

Rates for High Risk Drivers

2006 Honda CR-V Insurance Rates for High Risk Drivers
Age Premium
16 $4,714
20 $3,002
30 $1,792
40 $1,780
50 $1,698
60 $1,680

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $109

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $44
Homeowner $15
5-yr Accident Free $48
5-yr Claim Free $51
Paid in Full/EFT $29
Advance Quote $35
Online Quote $56
Total Discounts $320
Rate after discounts $512

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2006 Honda CR-V Insurance Rates by State
State Premium
Alabama $752
Alaska $636
Arizona $690
Arkansas $832
California $946
Colorado $792
Connecticut $852
Delaware $938
Florida $1,038
Georgia $768
Hawaii $598
Idaho $562
Illinois $620
Indiana $626
Iowa $560
Kansas $788
Kentucky $1,132
Louisiana $1,230
Maine $514
Maryland $686
Massachusetts $664
Michigan $1,442
Minnesota $696
Mississippi $996
Missouri $738
Montana $892
Nebraska $654
Nevada $996
New Hampshire $600
New Jersey $930
New Mexico $734
New York $874
North Carolina $478
North Dakota $682
Ohio $572
Oklahoma $850
Oregon $762
Pennsylvania $792
Rhode Island $1,108
South Carolina $754
South Dakota $702
Tennessee $728
Texas $1,002
Utah $614
Vermont $568
Virginia $498
Washington $642
West Virginia $762
Wisconsin $574
Wyoming $740

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