Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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Estimated insurance rates for a Chevrolet Express are $1,340 a year with full coverage. Comprehensive costs an estimated $280 each year, collision costs $512, and liability insurance costs around $390. A liability-only policy costs as low as $452 a year, with high-risk insurance costing around $2,896. Teenage drivers pay the most at $5,012 a year or more.

Average premium for full coverage: $1,340

Premium estimates broken down by type of coverage:

Comprehensive $280
Collision $512
Liability $390

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Express models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Chevrolet Express go from the low end price of $452 for a discount liability-only rate to a high rate of $2,896 for a driver who has had serious violations or accidents.

Liability Only $452
Full Coverage $1,340
High Risk $2,896

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

These rate differences demonstrate why all drivers should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Chevrolet Express insurance rates for other coverage scenarios.

  • The best discount rate is $773
  • Using higher $1,000 deductibles will save approximately $180 annually
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,340
  • Using low deductibles for physical damage coverage bumps up the cost to $1,688
  • Drivers who are prone to accidents and violations could pay up to $2,896 or more
  • An auto insurance policy that insures a teen driver can cost as much as $5,012 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing full coverage Chevrolet Express insurance rates range from $773 to $5,012

Auto insurance prices for a Chevrolet Express also have a wide range based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,518 $178 13.3%
Florida $1,676 $336 25.1%
Georgia $1,238 -$102 -7.6%
Hawaii $962 -$378 -28.2%
Idaho $906 -$434 -32.4%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $906 -$434 -32.4%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,120 -$220 -16.4%
Mississippi $1,604 $264 19.7%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,606 $266 19.9%
New Hampshire $964 -$376 -28.1%
New Jersey $1,500 $160 11.9%
New Mexico $1,186 -$154 -11.5%
New York $1,412 $72 5.4%
North Carolina $772 -$568 -42.4%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,376 $36 2.7%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,280 -$60 -4.5%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,176 -$164 -12.2%
Texas $1,616 $276 20.6%
Utah $992 -$348 -26.0%
Vermont $918 -$422 -31.5%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,228 -$112 -8.4%
Wisconsin $928 -$412 -30.7%
Wyoming $1,196 -$144 -10.7%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $530 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $280 $512 $390 $1,340
2023 Chevrolet Express $270 $506 $398 $1,332
2022 Chevrolet Express $260 $494 $416 $1,328
2021 Chevrolet Express $250 $474 $430 $1,312
2020 Chevrolet Express $238 $458 $442 $1,296
2019 Chevrolet Express $228 $424 $452 $1,262
2018 Chevrolet Express $218 $400 $456 $1,232
2017 Chevrolet Express $210 $358 $460 $1,186
2016 Chevrolet Express $196 $330 $460 $1,144
2015 Chevrolet Express $190 $310 $464 $1,122
2014 Chevrolet Express $184 $288 $474 $1,104
2013 Chevrolet Express $172 $268 $474 $1,072
2012 Chevrolet Express $166 $244 $478 $1,046
2011 Chevrolet Express $156 $222 $474 $1,010
2010 Chevrolet Express $146 $202 $474 $980
2008 Chevrolet Express $140 $178 $460 $936

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Express Insurance

Finding better rates on Chevrolet Express insurance requires being a safe and courteous driver, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices every other policy renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below is a brief recap of the ideas that were touched on in the above illustrations.

  • Teenage drivers are the costliest to insure, possibly costing $418 per month if the policy includes full coverage
  • High-risk drivers who tend to receive serious violations could be forced to pay on average $1,560 more annually for auto insurance
  • Increasing policy deductibles can save approximately $525 each year
  • You may be able to save approximately $160 per year simply by quoting online in advance

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,012
20 $3,094
30 $1,396
40 $1,340
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,340
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,516
250/500 $1,769
100 CSL $1,457
300 CSL $1,672
500 CSL $1,828

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,922
30 $2,958
40 $2,896
50 $2,764
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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