GMC Canyon Insurance Rates

Estimated insurance rates for a GMC Canyon are $968 a year for full coverage. Comprehensive costs an estimated $146, collision insurance costs $190, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs around $2,084. Teens pay the most at up to $3,952 a year.

Average premium for full coverage: $968

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Canyon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average GMC Canyon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $589
• Choosing higher $1,000 deductibles can save approximately $78 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $968
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,114
• Unlucky drivers with serious driving violations could pay up to $2,084
• An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $3,952 each year

View Chart as Image

Car insurance prices for a GMC Canyon also have a wide range based on your driving characteristics, the trim level of your Canyon, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $3,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Canyon insurance prices. A good driver about age 40 could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,380 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $230 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance ranges as much as 43% to 138% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Canyon Insurance

Finding better rates on car insurance takes being a good driver, having above-average credit, not filing small claims, and possibly higher deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a brief summary of the information touched on in the above illustrations.

• Drivers can save approximately $110 per year just by shopping early and online
• Drivers age 16 to 20 have the highest car insurance prices, as much as $329 per month if full coverage is included
• Increasing policy deductibles can save around $225 each year
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,120 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay approximately $520 each year to raise limits from 30/60 bodily injury limits to 250/500 limits