GMC Canyon Insurance Rates

U.S. average auto insurance rates for a GMC Canyon are $968 annually including full coverage. Comprehensive insurance costs an estimated $146, collision costs $190, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,084 or more. Teenage drivers pay the highest rates at $3,952 a year or more.

Average premium for full coverage: $968

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all Canyon models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

The ranges above highlight why everyone should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Canyon insurance rates for other coverage scenarios.

• The best discount rate is $589
• Choosing higher $1,000 deductibles can save approximately $78 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $968
• Using pricier low deductibles for comp and collision coverage costs an additional $146 each year
• Drivers who are prone to accidents and violations could pay up to $2,084 or more
• The price with full coverage for a teenage driver for full coverage can cost as much as $3,952 each year

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Insurance prices for a GMC Canyon are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,200 to $1,700 additional each year, depending on your age. GMC Canyon insurance for high-risk drivers ranges around 43% to 138% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $230 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Canyon insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,380 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Canyon Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having good credit, being claim-free, and maximizing policy discounts. Spend time shopping around at least every other year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a brief review of the car insurance concepts touched on above.

• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,120 more annually to insure their Canyon
• You may be able to save approximately $110 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $225 each year
• Consumers who want more liability coverage will pay an extra $520 per year to raise limits from a low limit to higher 250/500 limits