GMC Canyon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 17, 2024
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U.S. average insurance prices for a GMC Canyon are $968 every 12 months with full coverage. Comprehensive costs around $146, collision costs $190, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,084. Teens pay the highest rates at $3,952 a year or more.
Average premium for full coverage: $968
Price estimates for individual coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Canyon models.
Price Range from Low to High
For a driver in their 40's, GMC Canyon insurance prices go from the cheapest price of $522 for the bare minimum liability coverage to the much higher price of $2,084 for a policy for a high-risk driver.
Geographic Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than cities with more traffic congestion.
The example below illustrates how location helps determine auto insurance rates.
The ranges above demonstrate why everyone should compare prices for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated GMC Canyon insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $589
- Using higher $1,000 deductibles will save about $78 annually
- The average price for the average middle-age driver using $500 deductibles is $968
- Selecting pricier low deductibles for physical damage coverage increases the price to $1,114
- Drivers with serious driving violations could pay at least $2,084 or more
- The price to insure a teen driver for full coverage can be $3,952 or more
Insurance prices for a GMC Canyon are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $230 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $3,900 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,200 to $1,700 additional each year, depending on your age. GMC Canyon insurance for high-risk drivers can be as much as 43% to 138% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on GMC Canyon insurance prices. A driver around age 40 might see prices as low as $700 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,310 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $876 | -$92 | -9.5% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $804 | -$164 | -16.9% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,102 | $134 | 13.8% |
| Colorado | $926 | -$42 | -4.3% |
| Connecticut | $996 | $28 | 2.9% |
| Delaware | $1,098 | $130 | 13.4% |
| Florida | $1,212 | $244 | 25.2% |
| Georgia | $892 | -$76 | -7.9% |
| Hawaii | $694 | -$274 | -28.3% |
| Idaho | $652 | -$316 | -32.6% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $728 | -$240 | -24.8% |
| Iowa | $652 | -$316 | -32.6% |
| Kansas | $920 | -$48 | -5.0% |
| Kentucky | $1,322 | $354 | 36.6% |
| Louisiana | $1,432 | $464 | 47.9% |
| Maine | $598 | -$370 | -38.2% |
| Maryland | $796 | -$172 | -17.8% |
| Massachusetts | $774 | -$194 | -20.0% |
| Michigan | $1,682 | $714 | 73.8% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,158 | $190 | 19.6% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,038 | $70 | 7.2% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,162 | $194 | 20.0% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,082 | $114 | 11.8% |
| New Mexico | $858 | -$110 | -11.4% |
| New York | $1,020 | $52 | 5.4% |
| North Carolina | $558 | -$410 | -42.4% |
| North Dakota | $794 | -$174 | -18.0% |
| Ohio | $668 | -$300 | -31.0% |
| Oklahoma | $996 | $28 | 2.9% |
| Oregon | $886 | -$82 | -8.5% |
| Pennsylvania | $926 | -$42 | -4.3% |
| Rhode Island | $1,290 | $322 | 33.3% |
| South Carolina | $876 | -$92 | -9.5% |
| South Dakota | $818 | -$150 | -15.5% |
| Tennessee | $848 | -$120 | -12.4% |
| Texas | $1,166 | $198 | 20.5% |
| Utah | $716 | -$252 | -26.0% |
| Vermont | $664 | -$304 | -31.4% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $748 | -$220 | -22.7% |
| West Virginia | $886 | -$82 | -8.5% |
| Wisconsin | $672 | -$296 | -30.6% |
| Wyoming | $864 | -$104 | -10.7% |
Since prices can be so different, the best way to find out your exact price is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $916 | $76 |
| GMC Canyon SLE Ext Cab 2WD | $936 | $78 |
| GMC Canyon SLE Ext Cab Z71 2WD | $936 | $78 |
| GMC Canyon SLE Crew Cab 2WD | $954 | $80 |
| GMC Canyon SLE Crew Cab Z71 2WD | $974 | $81 |
| GMC Canyon SLE Regular Cab 4WD | $926 | $77 |
| GMC Canyon SLT Ext Cab 2WD | $974 | $81 |
| GMC Canyon SLE Ext Cab 4WD | $944 | $79 |
| GMC Canyon SLT Crew Cab 2WD | $992 | $83 |
| GMC Canyon SLE Ext Cab Z71 4WD | $962 | $80 |
| GMC Canyon SLE Crew Cab 4WD | $982 | $82 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,000 | $83 |
| GMC Canyon SLT Crew Cab 4WD | $1,000 | $83 |
| GMC Canyon SLT Ext Cab 4WD | $1,000 | $83 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2023 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2022 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2021 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2020 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2019 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2018 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2017 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2016 GMC Canyon | $190 | $292 | $464 | $1,104 |
| 2015 GMC Canyon | $184 | $272 | $474 | $1,088 |
| 2012 GMC Canyon | $156 | $210 | $474 | $998 |
| 2011 GMC Canyon | $146 | $190 | $474 | $968 |
| 2010 GMC Canyon | $142 | $170 | $468 | $938 |
| 2006 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best GMC Canyon Insurance
Getting lower rates on car insurance requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a brief recap of the coverage data covered in the charts and tables above.
- You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $225 each year
- 16 to 18-year-old drivers are charged the highest prices, costing up to $329 a month if full coverage is included
- Higher risk drivers who tend to receive serious violations pay on average $1,120 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,952 |
| 20 | $2,216 |
| 30 | $980 |
| 40 | $968 |
| 50 | $890 |
| 60 | $870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,114 |
| $250 | $1,048 |
| $500 | $968 |
| $1,000 | $890 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,095 |
| 100/300 | $1,213 |
| 250/500 | $1,521 |
| 100 CSL | $1,142 |
| 300 CSL | $1,403 |
| 500 CSL | $1,593 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,556 |
| 20 | $3,536 |
| 30 | $2,096 |
| 40 | $2,084 |
| 50 | $1,994 |
| 60 | $1,972 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $65 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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