GMC Canyon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 17, 2024
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Average insurance rates for a GMC Canyon are $998 a year with full coverage. Comprehensive costs on average $156, collision insurance costs $210, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,148. Teens receive the highest rates at up to $4,040 a year.
Average premium for full coverage: $998
Rate estimates by individual coverage type:
Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all Canyon models.
Price Range by Coverage and Risk
For an average driver, prices range range from the low end price of $522 for just the minimum liability insurance to the much higher price of $2,148 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on auto insurance rates. Rural areas tend to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on car insurance rates.
These examples demonstrate why everyone should get quotes based on a specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average GMC Canyon insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $606
- Choosing higher $1,000 deductibles can save around $84 annually
- The estimated price for a 40-year-old driver with $500 deductibles is $998
- Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,154
- Drivers with serious driving violations could pay upwards of $2,148
- The cost that insures a teenage driver for full coverage may cost $4,040 each year
Car insurance rates for a GMC Canyon can also vary considerably based on the model of your Canyon, your age and driving habits, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 extra per year, depending on your age. GMC Canyon insurance for high-risk drivers ranges around 42% to 134% more than the average policy. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $4,000 a year. View Rates by Age
Where you live plays a big part in determining prices for GMC Canyon insurance rates. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,350 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $902 | -$96 | -9.6% |
| Alaska | $762 | -$236 | -23.6% |
| Arizona | $826 | -$172 | -17.2% |
| Arkansas | $998 | -$0 | 0.0% |
| California | $1,134 | $136 | 13.6% |
| Colorado | $952 | -$46 | -4.6% |
| Connecticut | $1,026 | $28 | 2.8% |
| Delaware | $1,130 | $132 | 13.2% |
| Florida | $1,248 | $250 | 25.1% |
| Georgia | $920 | -$78 | -7.8% |
| Hawaii | $716 | -$282 | -28.3% |
| Idaho | $674 | -$324 | -32.5% |
| Illinois | $742 | -$256 | -25.7% |
| Indiana | $748 | -$250 | -25.1% |
| Iowa | $672 | -$326 | -32.7% |
| Kansas | $948 | -$50 | -5.0% |
| Kentucky | $1,360 | $362 | 36.3% |
| Louisiana | $1,474 | $476 | 47.7% |
| Maine | $616 | -$382 | -38.3% |
| Maryland | $820 | -$178 | -17.8% |
| Massachusetts | $798 | -$200 | -20.0% |
| Michigan | $1,732 | $734 | 73.5% |
| Minnesota | $834 | -$164 | -16.4% |
| Mississippi | $1,192 | $194 | 19.4% |
| Missouri | $884 | -$114 | -11.4% |
| Montana | $1,070 | $72 | 7.2% |
| Nebraska | $786 | -$212 | -21.2% |
| Nevada | $1,196 | $198 | 19.8% |
| New Hampshire | $716 | -$282 | -28.3% |
| New Jersey | $1,114 | $116 | 11.6% |
| New Mexico | $884 | -$114 | -11.4% |
| New York | $1,050 | $52 | 5.2% |
| North Carolina | $574 | -$424 | -42.5% |
| North Dakota | $816 | -$182 | -18.2% |
| Ohio | $688 | -$310 | -31.1% |
| Oklahoma | $1,024 | $26 | 2.6% |
| Oregon | $912 | -$86 | -8.6% |
| Pennsylvania | $952 | -$46 | -4.6% |
| Rhode Island | $1,328 | $330 | 33.1% |
| South Carolina | $902 | -$96 | -9.6% |
| South Dakota | $840 | -$158 | -15.8% |
| Tennessee | $874 | -$124 | -12.4% |
| Texas | $1,200 | $202 | 20.2% |
| Utah | $738 | -$260 | -26.1% |
| Vermont | $684 | -$314 | -31.5% |
| Virginia | $596 | -$402 | -40.3% |
| Washington | $772 | -$226 | -22.6% |
| West Virginia | $912 | -$86 | -8.6% |
| Wisconsin | $690 | -$308 | -30.9% |
| Wyoming | $888 | -$110 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $240 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $942 | $79 |
| GMC Canyon SLE Ext Cab 2WD | $962 | $80 |
| GMC Canyon SLE Ext Cab Z71 2WD | $962 | $80 |
| GMC Canyon SLE Crew Cab 2WD | $982 | $82 |
| GMC Canyon SLE Crew Cab Z71 2WD | $1,002 | $84 |
| GMC Canyon SLE Regular Cab 4WD | $950 | $79 |
| GMC Canyon SLT Ext Cab 2WD | $1,002 | $84 |
| GMC Canyon SLE Ext Cab 4WD | $972 | $81 |
| GMC Canyon SLT Crew Cab 2WD | $1,024 | $85 |
| GMC Canyon SLE Ext Cab Z71 4WD | $990 | $83 |
| GMC Canyon SLE Crew Cab 4WD | $1,012 | $84 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,030 | $86 |
| GMC Canyon SLT Crew Cab 4WD | $1,030 | $86 |
| GMC Canyon SLT Ext Cab 4WD | $1,030 | $86 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $280 | $482 | $390 | $1,310 |
| 2023 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2022 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2021 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2020 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2019 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2018 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2017 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2016 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2015 GMC Canyon | $190 | $292 | $464 | $1,104 |
| 2012 GMC Canyon | $166 | $228 | $478 | $1,030 |
| 2011 GMC Canyon | $156 | $210 | $474 | $998 |
| 2010 GMC Canyon | $146 | $190 | $474 | $968 |
| 2006 GMC Canyon | $126 | $152 | $446 | $882 |
| 2005 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper GMC Canyon Insurance
Saving money on auto insurance takes being a safe and courteous driver, having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below is a condensed summary of the data covered in the above illustrations.
- Consumers who require higher levels of liability will pay approximately $520 every year to raise limits from a minimum limit to the 250/500 level
- You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $250 each year
- Teenage drivers are expensive to insure, with premiums as much as $337 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,040 |
| 20 | $2,282 |
| 30 | $1,012 |
| 40 | $998 |
| 50 | $914 |
| 60 | $896 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,154 |
| $250 | $1,082 |
| $500 | $998 |
| $1,000 | $914 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $998 |
| 50/100 | $1,125 |
| 100/300 | $1,243 |
| 250/500 | $1,551 |
| 100 CSL | $1,172 |
| 300 CSL | $1,433 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,640 |
| 30 | $2,162 |
| 40 | $2,148 |
| 50 | $2,054 |
| 60 | $2,032 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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