GMC Canyon Insurance Rates

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UPDATED: May 17, 2024

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Average insurance rates for a GMC Canyon are $968 a year including full coverage. Comprehensive insurance costs approximately $146, collision insurance costs $190, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,084 or more. Teenage drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $968

Rate estimates by individual coverage type:

Comprehensive $146
Collision $190
Liability $474

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Canyon models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $522 for just the minimum liability insurance to the much higher price of $2,084 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $968
High Risk $2,084

Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

Rural Areas $726
Small Cities $1,016
Large Cities $1,307

These examples highlight why everyone should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average GMC Canyon insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $589
  • Using higher $1,000 deductibles will save $78 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $968
  • Using pricier low deductibles for physical damage coverage will cost an additional $146 annually
  • High-risk insureds who are prone to accidents and violations could pay around $2,084
  • The cost that insures a 16-year-old driver for full coverage can cost $3,952 or more

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing GMC Canyon insurance prices range from $589 to $3,952 for full coverage

Auto insurance rates for a GMC Canyon can also vary considerably based on the model of your Canyon, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 in extra premium per year, depending on your age. GMC Canyon insurance for high-risk drivers can be from 43% to 138% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,900 a year. View Rates by Age

Where you live has a huge impact on GMC Canyon insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,380 on average in Louisiana, New York, and Michigan.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $876 -$92 -9.5%
Alaska $742 -$226 -23.3%
Arizona $804 -$164 -16.9%
Arkansas $968 -$0 0.0%
California $1,102 $134 13.8%
Colorado $926 -$42 -4.3%
Connecticut $996 $28 2.9%
Delaware $1,098 $130 13.4%
Florida $1,212 $244 25.2%
Georgia $892 -$76 -7.9%
Hawaii $694 -$274 -28.3%
Idaho $652 -$316 -32.6%
Illinois $720 -$248 -25.6%
Indiana $728 -$240 -24.8%
Iowa $652 -$316 -32.6%
Kansas $920 -$48 -5.0%
Kentucky $1,322 $354 36.6%
Louisiana $1,432 $464 47.9%
Maine $598 -$370 -38.2%
Maryland $796 -$172 -17.8%
Massachusetts $774 -$194 -20.0%
Michigan $1,682 $714 73.8%
Minnesota $810 -$158 -16.3%
Mississippi $1,158 $190 19.6%
Missouri $858 -$110 -11.4%
Montana $1,038 $70 7.2%
Nebraska $762 -$206 -21.3%
Nevada $1,162 $194 20.0%
New Hampshire $698 -$270 -27.9%
New Jersey $1,082 $114 11.8%
New Mexico $858 -$110 -11.4%
New York $1,020 $52 5.4%
North Carolina $558 -$410 -42.4%
North Dakota $794 -$174 -18.0%
Ohio $668 -$300 -31.0%
Oklahoma $996 $28 2.9%
Oregon $886 -$82 -8.5%
Pennsylvania $926 -$42 -4.3%
Rhode Island $1,290 $322 33.3%
South Carolina $876 -$92 -9.5%
South Dakota $818 -$150 -15.5%
Tennessee $848 -$120 -12.4%
Texas $1,166 $198 20.5%
Utah $716 -$252 -26.0%
Vermont $664 -$304 -31.4%
Virginia $580 -$388 -40.1%
Washington $748 -$220 -22.7%
West Virginia $886 -$82 -8.5%
Wisconsin $672 -$296 -30.6%
Wyoming $864 -$104 -10.7%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $230 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Canyon $270 $478 $398 $1,304
2023 GMC Canyon $260 $466 $416 $1,300
2022 GMC Canyon $250 $446 $430 $1,284
2021 GMC Canyon $238 $430 $442 $1,268
2020 GMC Canyon $228 $400 $452 $1,238
2019 GMC Canyon $218 $376 $456 $1,208
2018 GMC Canyon $210 $338 $460 $1,166
2017 GMC Canyon $196 $310 $460 $1,124
2016 GMC Canyon $190 $292 $464 $1,104
2015 GMC Canyon $184 $272 $474 $1,088
2012 GMC Canyon $156 $210 $474 $998
2011 GMC Canyon $146 $190 $474 $968
2010 GMC Canyon $142 $170 $468 $938
2006 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right GMC Canyon Insurance

Saving money on insurance for a GMC Canyon requires being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below you'll find a quick rundown of the ideas that were touched on in the above illustrations.

  • Youthful drivers have the highest car insurance rates, as much as $329 per month if the policy includes full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions will likely pay on average $1,120 more per year than a low-risk driver
  • Increasing deductibles can save approximately $225 each year
  • You may be able to save around $110 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $3,952
20 $2,216
30 $980
40 $968
50 $890
60 $870

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,114
$250 $1,048
$500 $968
$1,000 $890

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $968
50/100 $1,095
100/300 $1,213
250/500 $1,521
100 CSL $1,142
300 CSL $1,403
500 CSL $1,593

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $5,556
20 $3,536
30 $2,096
40 $2,084
50 $1,994
60 $1,972

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $130

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $58
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $42
Online Quote $65
Total Discounts $379
Rate after discounts $589

Discounts are estimated and may not be available from every company or in every state.

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