GMC Canyon Insurance Rates

U.S. average insurance rates for a GMC Canyon are $968 a year with full coverage. Comprehensive costs approximately $146 a year, collision costs $190, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,084. Teenage drivers pay the highest rates at $3,952 a year or more.

Average premium for full coverage: $968

Price estimates by individual coverage:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Canyon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why it is important to get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Canyon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $589
• Choosing higher $1,000 deductibles can save $890 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $968
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,114
• Unlucky drivers who are prone to accidents and violations could pay around $2,084 or more
• The price that insures a teen driver can cost $3,952 each year

View Chart as Image

Car insurance prices for a GMC Canyon are also quite variable based on the trim level of your Canyon, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 138% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Canyon insurance prices. A good driver about age 40 could pay as low as $700 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,310 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $230 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Canyon Insurance

Getting lower rates on car insurance takes being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Compare prices every time your policy renews by requesting quotes from direct companies, and also from local insurance agencies.

Below you'll find a recap of the information raised in the charts and tables above.

• You may be able to save around $110 per year simply by quoting early and online
• Youthful drivers pay the highest auto insurance prices, costing up to $329 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $225 each year
• Higher risk drivers that have major violations or accidents may have to pay on average $1,120 more per year than a low-risk driver
• Policyholders who purchase more liability protection will pay an extra $520 every year to raise limits from a low limit to the 250/500 level