GMC Canyon Insurance Rates

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UPDATED: May 17, 2024

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Estimated insurance rates for a GMC Canyon are $998 a year including full coverage. Comprehensive insurance costs around $156 a year, collision costs $210, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,148 or more. 16-year-old drivers pay the most at $4,040 a year or more.

Average premium for full coverage: $998

Premium estimates for type of coverage:

Comprehensive $156
Collision $210
Liability $474

Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Canyon trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a GMC Canyon go from the low end price of $522 for just liability insurance to a high of $2,148 for a high-risk driver policy.

Liability Only $522
Full Coverage $998
High Risk $2,148

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $749
Small Cities $1,048
Large Cities $1,347

These rate differences highlight why it is important to compare prices for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated GMC Canyon insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $606
  • Using higher $1,000 deductibles will save about $914 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $998
  • Buying low $100 deductibles for physical damage coverage will cost an additional $156 every year
  • Drivers with multiple tickets or accidents could pay at least $2,148 or more
  • An auto insurance policy that insures a teen driver can be $4,040 or more

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing full coverage GMC Canyon insurance prices range from $606 to $4,040

Auto insurance prices for a GMC Canyon also have a wide range based on the trim level of your Canyon, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Canyon insurance prices. A driver around age 40 might see prices as low as $770 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,420 on average in Michigan, New York, and Louisiana.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $902 -$96 -9.6%
Alaska $762 -$236 -23.6%
Arizona $826 -$172 -17.2%
Arkansas $998 -$0 0.0%
California $1,134 $136 13.6%
Colorado $952 -$46 -4.6%
Connecticut $1,026 $28 2.8%
Delaware $1,130 $132 13.2%
Florida $1,248 $250 25.1%
Georgia $920 -$78 -7.8%
Hawaii $716 -$282 -28.3%
Idaho $674 -$324 -32.5%
Illinois $742 -$256 -25.7%
Indiana $748 -$250 -25.1%
Iowa $672 -$326 -32.7%
Kansas $948 -$50 -5.0%
Kentucky $1,360 $362 36.3%
Louisiana $1,474 $476 47.7%
Maine $616 -$382 -38.3%
Maryland $820 -$178 -17.8%
Massachusetts $798 -$200 -20.0%
Michigan $1,732 $734 73.5%
Minnesota $834 -$164 -16.4%
Mississippi $1,192 $194 19.4%
Missouri $884 -$114 -11.4%
Montana $1,070 $72 7.2%
Nebraska $786 -$212 -21.2%
Nevada $1,196 $198 19.8%
New Hampshire $716 -$282 -28.3%
New Jersey $1,114 $116 11.6%
New Mexico $884 -$114 -11.4%
New York $1,050 $52 5.2%
North Carolina $574 -$424 -42.5%
North Dakota $816 -$182 -18.2%
Ohio $688 -$310 -31.1%
Oklahoma $1,024 $26 2.6%
Oregon $912 -$86 -8.6%
Pennsylvania $952 -$46 -4.6%
Rhode Island $1,328 $330 33.1%
South Carolina $902 -$96 -9.6%
South Dakota $840 -$158 -15.8%
Tennessee $874 -$124 -12.4%
Texas $1,200 $202 20.2%
Utah $738 -$260 -26.1%
Vermont $684 -$314 -31.5%
Virginia $596 -$402 -40.3%
Washington $772 -$226 -22.6%
West Virginia $912 -$86 -8.6%
Wisconsin $690 -$308 -30.9%
Wyoming $888 -$110 -11.0%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $240 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Canyon $280 $482 $390 $1,310
2023 GMC Canyon $270 $478 $398 $1,304
2022 GMC Canyon $260 $466 $416 $1,300
2021 GMC Canyon $250 $446 $430 $1,284
2020 GMC Canyon $238 $430 $442 $1,268
2019 GMC Canyon $228 $400 $452 $1,238
2018 GMC Canyon $218 $376 $456 $1,208
2017 GMC Canyon $210 $338 $460 $1,166
2016 GMC Canyon $196 $310 $460 $1,124
2015 GMC Canyon $190 $292 $464 $1,104
2012 GMC Canyon $166 $228 $478 $1,030
2011 GMC Canyon $156 $210 $474 $998
2010 GMC Canyon $146 $190 $474 $968
2006 GMC Canyon $126 $152 $446 $882
2005 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper GMC Canyon Insurance

Finding better rates on car insurance requires being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Comparison shop every time your policy renews by requesting rates from direct car insurance companies, and also from local insurance agencies.

The items below are a condensed summary of the information touched on in this article.

  • You may be able to save up to $110 per year simply by quoting early and online
  • Teen drivers are expensive to insure, with the cost nearing $337 per month if the policy includes full coverage
  • Increasing policy deductibles can save approximately $250 each year
  • Higher risk drivers with multiple at-fault accidents may have to pay on average $1,150 more every year to insure their Canyon
  • Policyholders who may need more liability coverage will pay around $520 per year to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $4,040
20 $2,282
30 $1,012
40 $998
50 $914
60 $896

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,154
$250 $1,082
$500 $998
$1,000 $914

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $998
50/100 $1,125
100/300 $1,243
250/500 $1,551
100 CSL $1,172
300 CSL $1,433
500 CSL $1,623

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $5,688
20 $3,640
30 $2,162
40 $2,148
50 $2,054
60 $2,032

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $67
Total Discounts $392
Rate after discounts $606

Discounts are estimated and may not be available from every company or in every state.

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