Hyundai Veracruz Insurance Rates

Estimated insurance rates for a Hyundai Veracruz are $900 a year for full coverage. Comprehensive costs on average $160 a year, collision costs $202, and liability is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing around $1,928. Teen drivers pay the most at $3,568 a year or more.

Average premium for full coverage: $900

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Veracruz trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $546
• Raising to $1,000 deductibles will save around $818 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $900
• Choosing low $100 deductibles will increase the cost to $1,054
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,928 or more
• An auto insurance policy for full coverage for a teen driver may cost $3,568

View Chart as Image

Auto insurance prices for a Hyundai Veracruz also have a wide range based on your driving characteristics, the trim level of your Veracruz, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $3,500 a year. View Rates by Age

Where you choose to live also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find prices as low as $590 a year in states like Idaho, Maine, and Iowa, or as much as $1,280 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $240 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,100 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 136% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Hyundai Veracruz Insurance

Finding better rates on car insurance consists of being a good driver, having good credit, not filing small claims, and taking advantage of discounts. Make time to compare rates every couple of years by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The following list is a summary of the material that was touched on in this article.

• Policyholders who require an increased level of liability coverage will pay about $440 each year to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are charged the highest prices, as much as $297 per month if they have full coverage
• Higher risk drivers who have multiple accidents or major violations will pay on average $1,030 more each year than a safer driver
• Increasing policy deductibles can save around $225 each year