Hyundai Veracruz Insurance Rates

The average auto insurance rates for a Hyundai Veracruz are $900 annually including full coverage. Comprehensive insurance costs approximately $160 each year, collision costs $202, and liability costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $1,928 or more. Teenage drivers cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Veracruz models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The examples above highlight why all drivers should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save $82 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $900
• Using low deductibles for physical damage coverage costs an additional $154 every year
• Drivers who are prone to accidents and violations could pay around $1,928 or more
• Policy cost with full coverage for a teen driver can cost $3,568 or more

View Chart as Image

Insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $240 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Hyundai Veracruz insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Hyundai Veracruz Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a quick review of the ideas that were illustrated above.

• Drivers under the age of 20 are expensive to insure, with premiums being up to $297 each month including comprehensive and collision insurance
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,030 more per year to insure a Hyundai Veracruz
• Increasing comprehensive and collision deductibles could save up to $225 each year
• You may be able to save around $100 per year simply by quoting online in advance