Hyundai Veracruz Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 3, 2024
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Average insurance prices for a Hyundai Veracruz are $930 every 12 months for full coverage insurance. Comprehensive costs on average $170 a year, collision costs $222, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $1,998. 16-year-old drivers receive the highest rates at $3,664 a year or more.
Average premium for full coverage: $930
Rate estimates by individual coverage type:
Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Veracruz trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $446 for your basic liability-only policy to a high of $1,998 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. Rural areas tend to have more infrequent physical damage claims than congested cities.
The diagram below illustrates the difference location can make on car insurance rates.
These examples illustrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $561
- Choosing higher $1,000 deductibles can save around $840 each year
- The average price for a 40-year-old driver with $500 deductibles is $930
- Buying low $100 deductibles for comp and collision coverage increases the price to $1,100
- High-risk insureds with multiple tickets or accidents could pay upwards of $1,998 or more
- The cost to insure a teen driver may cost $3,664 each year
Insurance rates for a Hyundai Veracruz can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Veracruz.
Opting for high physical damage deductibles can save as much as $260 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $3,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates
Where you live plays a big part in determining prices for Hyundai Veracruz insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,250 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$88 | -9.5% |
| Alaska | $712 | -$218 | -23.4% |
| Arizona | $770 | -$160 | -17.2% |
| Arkansas | $930 | -$0 | 0.0% |
| California | $1,060 | $130 | 14.0% |
| Colorado | $886 | -$44 | -4.7% |
| Connecticut | $954 | $24 | 2.6% |
| Delaware | $1,050 | $120 | 12.9% |
| Florida | $1,160 | $230 | 24.7% |
| Georgia | $860 | -$70 | -7.5% |
| Hawaii | $668 | -$262 | -28.2% |
| Idaho | $628 | -$302 | -32.5% |
| Illinois | $692 | -$238 | -25.6% |
| Indiana | $702 | -$228 | -24.5% |
| Iowa | $626 | -$304 | -32.7% |
| Kansas | $882 | -$48 | -5.2% |
| Kentucky | $1,268 | $338 | 36.3% |
| Louisiana | $1,376 | $446 | 48.0% |
| Maine | $574 | -$356 | -38.3% |
| Maryland | $768 | -$162 | -17.4% |
| Massachusetts | $742 | -$188 | -20.2% |
| Michigan | $1,612 | $682 | 73.3% |
| Minnesota | $778 | -$152 | -16.3% |
| Mississippi | $1,114 | $184 | 19.8% |
| Missouri | $824 | -$106 | -11.4% |
| Montana | $998 | $68 | 7.3% |
| Nebraska | $732 | -$198 | -21.3% |
| Nevada | $1,114 | $184 | 19.8% |
| New Hampshire | $670 | -$260 | -28.0% |
| New Jersey | $1,040 | $110 | 11.8% |
| New Mexico | $822 | -$108 | -11.6% |
| New York | $978 | $48 | 5.2% |
| North Carolina | $536 | -$394 | -42.4% |
| North Dakota | $762 | -$168 | -18.1% |
| Ohio | $640 | -$290 | -31.2% |
| Oklahoma | $952 | $22 | 2.4% |
| Oregon | $852 | -$78 | -8.4% |
| Pennsylvania | $886 | -$44 | -4.7% |
| Rhode Island | $1,238 | $308 | 33.1% |
| South Carolina | $844 | -$86 | -9.2% |
| South Dakota | $786 | -$144 | -15.5% |
| Tennessee | $812 | -$118 | -12.7% |
| Texas | $1,120 | $190 | 20.4% |
| Utah | $688 | -$242 | -26.0% |
| Vermont | $634 | -$296 | -31.8% |
| Virginia | $558 | -$372 | -40.0% |
| Washington | $716 | -$214 | -23.0% |
| West Virginia | $852 | -$78 | -8.4% |
| Wisconsin | $642 | -$288 | -31.0% |
| Wyoming | $826 | -$104 | -11.2% |
With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $896 | $75 |
| Hyundai Veracruz GLS AWD | $918 | $77 |
| Hyundai Veracruz Limited 2WD | $950 | $79 |
| Hyundai Veracruz Limited AWD | $950 | $79 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2011 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2010 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2008 Hyundai Veracruz | $152 | $178 | $390 | $856 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Hyundai Veracruz Insurance
Saving money on Hyundai Veracruz insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Make time to compare rates at every policy renewal by getting price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a condensed summary of the data touched on in this article.
- Drivers who require higher levels of liability will pay around $440 annually to raise limits from a minimum limit to a 250/500 level
- It is possible to save as much as $110 per year simply by quoting early and online
- Increasing deductibles could save as much as $250 each year
- Teenage drivers pay the highest rates, costing up to $305 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,664 |
| 20 | $2,116 |
| 30 | $950 |
| 40 | $930 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,100 |
| $250 | $1,022 |
| $500 | $930 |
| $1,000 | $840 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $930 |
| 50/100 | $1,030 |
| 100/300 | $1,131 |
| 250/500 | $1,392 |
| 100 CSL | $1,071 |
| 300 CSL | $1,292 |
| 500 CSL | $1,453 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,176 |
| 20 | $3,368 |
| 30 | $2,020 |
| 40 | $1,998 |
| 50 | $1,904 |
| 60 | $1,886 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $35 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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