Hyundai Veracruz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
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U.S. average insurance prices for a Hyundai Veracruz are $900 every 12 months for full coverage. Comprehensive costs an estimated $160, collision insurance costs $202, and liability insurance is estimated at $402. A policy with just liability insurance costs approximately $446 a year, and coverage for high-risk drivers costs around $1,928. 16-year-old drivers pay the highest rates at up to $3,568 a year.
Average premium for full coverage: $900
Price estimates broken down by individual coverage:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for all Veracruz models.
Price Range from Low to High
Using a 40-year-old driver as an example, Hyundai Veracruz insurance prices range from the cheapest price of $446 for basic liability insurance to the much higher price of $1,928 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city has a significant impact on insurance rates. More rural locations have more infrequent accident claims than congested cities. The example below illustrates how rural and urban location affects insurance prices.
The ranges above show why everyone should get quotes for a targeted area and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Hyundai Veracruz insurance rates for other coverage scenarios.
- The best full coverage rate is $546
- Choosing higher $1,000 deductibles can save approximately $82 a year
- The average price for the average middle-age driver who has $500 deductibles is $900
- Buying pricier low deductibles for comp and collision coverage increases the price to $1,054
- High-risk insureds with multiple tickets or accidents could pay up to $1,928
- The price to insure a teen driver for full coverage can cost as much as $3,568 each year
Insurance prices for a Hyundai Veracruz are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.
Opting for high physical damage deductibles can save as much as $240 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles could pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $3,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $1,100 to $1,500 extra each year, depending on your age. Hyundai Veracruz insurance for high-risk drivers ranges anywhere from 42% to 136% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Hyundai Veracruz insurance rates. A good driver about age 40 could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or at least $1,280 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $812 | -$88 | -9.8% |
| Alaska | $688 | -$212 | -23.6% |
| Arizona | $746 | -$154 | -17.1% |
| Arkansas | $900 | -$0 | 0.0% |
| California | $1,024 | $124 | 13.8% |
| Colorado | $856 | -$44 | -4.9% |
| Connecticut | $924 | $24 | 2.7% |
| Delaware | $1,014 | $114 | 12.7% |
| Florida | $1,122 | $222 | 24.7% |
| Georgia | $832 | -$68 | -7.6% |
| Hawaii | $646 | -$254 | -28.2% |
| Idaho | $608 | -$292 | -32.4% |
| Illinois | $668 | -$232 | -25.8% |
| Indiana | $678 | -$222 | -24.7% |
| Iowa | $606 | -$294 | -32.7% |
| Kansas | $854 | -$46 | -5.1% |
| Kentucky | $1,226 | $326 | 36.2% |
| Louisiana | $1,332 | $432 | 48.0% |
| Maine | $554 | -$346 | -38.4% |
| Maryland | $742 | -$158 | -17.6% |
| Massachusetts | $718 | -$182 | -20.2% |
| Michigan | $1,560 | $660 | 73.3% |
| Minnesota | $754 | -$146 | -16.2% |
| Mississippi | $1,078 | $178 | 19.8% |
| Missouri | $798 | -$102 | -11.3% |
| Montana | $966 | $66 | 7.3% |
| Nebraska | $708 | -$192 | -21.3% |
| Nevada | $1,078 | $178 | 19.8% |
| New Hampshire | $648 | -$252 | -28.0% |
| New Jersey | $1,006 | $106 | 11.8% |
| New Mexico | $794 | -$106 | -11.8% |
| New York | $946 | $46 | 5.1% |
| North Carolina | $518 | -$382 | -42.4% |
| North Dakota | $738 | -$162 | -18.0% |
| Ohio | $620 | -$280 | -31.1% |
| Oklahoma | $922 | $22 | 2.4% |
| Oregon | $824 | -$76 | -8.4% |
| Pennsylvania | $856 | -$44 | -4.9% |
| Rhode Island | $1,198 | $298 | 33.1% |
| South Carolina | $814 | -$86 | -9.6% |
| South Dakota | $758 | -$142 | -15.8% |
| Tennessee | $786 | -$114 | -12.7% |
| Texas | $1,084 | $184 | 20.4% |
| Utah | $666 | -$234 | -26.0% |
| Vermont | $614 | -$286 | -31.8% |
| Virginia | $540 | -$360 | -40.0% |
| Washington | $694 | -$206 | -22.9% |
| West Virginia | $824 | -$76 | -8.4% |
| Wisconsin | $620 | -$280 | -31.1% |
| Wyoming | $800 | -$100 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $868 | $72 |
| Hyundai Veracruz GLS AWD | $888 | $74 |
| Hyundai Veracruz Limited 2WD | $918 | $77 |
| Hyundai Veracruz Limited AWD | $918 | $77 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2011 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2010 Hyundai Veracruz | $154 | $182 | $398 | $870 |
| 2008 Hyundai Veracruz | $150 | $168 | $384 | $838 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Hyundai Veracruz Insurance
Getting lower rates on Hyundai Veracruz insurance takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a review of the ideas that were raised in the charts and tables above.
- Drivers under the age of 20 are charged the highest prices, with premiums as much as $297 a month if they have full coverage
- High-risk drivers who have several accidents or serious violations pay on average $1,030 more annually to insure a Hyundai Veracruz
- Increasing physical damage deductibles could save as much as $225 each year
- Drivers can save approximately $100 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,568 |
| 20 | $2,044 |
| 30 | $918 |
| 40 | $900 |
| 50 | $824 |
| 60 | $808 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,054 |
| $250 | $984 |
| $500 | $900 |
| $1,000 | $818 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $900 |
| 50/100 | $998 |
| 100/300 | $1,099 |
| 250/500 | $1,360 |
| 100 CSL | $1,039 |
| 300 CSL | $1,260 |
| 500 CSL | $1,421 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,034 |
| 20 | $3,256 |
| 30 | $1,948 |
| 40 | $1,928 |
| 50 | $1,840 |
| 60 | $1,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $354 |
Discounts are estimated and may not be available from every company or in every state.
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