Hyundai Veracruz Insurance Rates

U.S. average auto insurance rates for a Hyundai Veracruz are $900 annually including full coverage. Comprehensive insurance costs on average $160 each year, collision costs $202, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $1,928 or more. Teen drivers pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Veracruz models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $546
• Using higher $1,000 deductibles will save around $82 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $900
• Choosing low deductibles for physical damage coverage costs an additional $154 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,928 or more
• The price with full coverage for a teenage driver may cost $3,568 or more

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Insurance prices for a Hyundai Veracruz are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $900 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $3,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers can be around 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $240 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Hyundai Veracruz insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,280 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Hyundai Veracruz Insurance

Getting lower rates on auto insurance requires being a good driver, having good credit, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the coverage data covered in the above illustrations.

• You may be able to save as much as $100 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $225 each year
• Drivers age 16 to 20 pay higher prices, possibly costing $297 a month if they have full coverage
• Drivers who tend to receive serious violations pay on average $1,030 more each year than a safer driver