Hyundai Veracruz Insurance Rates

Average insurance rates for a Hyundai Veracruz are $900 a year for full coverage insurance. Comprehensive insurance costs approximately $160 each year, collision costs $202, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $1,928 or more. Teenage drivers receive the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Veracruz models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

These examples illustrate why all drivers should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save $82 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $900
• Using low deductibles for physical damage coverage will cost an additional $154 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,928 or more
• The cost that insures a teenage driver can cost $3,568 or more

View Chart as Image

Insurance rates for a Hyundai Veracruz can also vary considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,100 to $1,500 extra per year, depending on your age. Insurance for high-risk drivers can be around 42% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,500 a year. View Rates by Age

Where you live has a huge impact on Hyundai Veracruz insurance rates. A driver around age 40 might see rates as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,210 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $240 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Hyundai Veracruz Insurance

Saving money on auto insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below you'll find a quick rundown of the data that was covered in the charts and tables above.

• It is possible to save around $100 per year simply by quoting online in advance
• Consumers who purchase more liability protection will pay an extra $440 annually to increase from a minimum limit to the 250/500 level
• Youthful drivers are expensive to insure, costing up to $297 per month if full coverage is included
• Drivers with reckless driving or DUI convictions could be charged and average of $1,030 more per year than a low-risk driver