Hyundai Veracruz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
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U.S. average insurance prices for a Hyundai Veracruz are $900 every 12 months with full coverage. Comprehensive costs around $160, collision insurance costs $202, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $1,928. 16-year-old drivers pay the highest rates at up to $3,568 a year.
Average premium for full coverage: $900
Price estimates for individual coverage:
Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Veracruz models.
Price Range from Low to High
For an average driver, Hyundai Veracruz insurance prices range from the cheapest price of $446 for just liability coverage to the much higher price of $1,928 for a high-risk insurance policy.
Geographic Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities. The example below illustrates the effect of geographic area on auto insurance rates.
The ranges above demonstrate why everyone should compare prices for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Hyundai Veracruz insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $546
- Using higher $1,000 deductibles will save about $82 annually
- The average price for the average middle-age driver using $500 deductibles is $900
- Buying pricier low deductibles for physical damage coverage increases the price to $1,054
- Drivers with multiple tickets or accidents could pay at least $1,928
- The price to insure a teen driver for full coverage can be $3,568 or more
Auto insurance prices for a Hyundai Veracruz are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles could cut prices by as much as $240 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $3,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,100 to $1,500 in extra premium each year, depending on your age. Hyundai Veracruz insurance for high-risk drivers can be as much as 42% to 136% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Hyundai Veracruz insurance prices. A driver around age 40 might see prices as low as $650 a year in states like New Hampshire, Ohio, and Utah, or at least $1,210 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $812 | -$88 | -9.8% |
| Alaska | $688 | -$212 | -23.6% |
| Arizona | $746 | -$154 | -17.1% |
| Arkansas | $900 | -$0 | 0.0% |
| California | $1,024 | $124 | 13.8% |
| Colorado | $856 | -$44 | -4.9% |
| Connecticut | $924 | $24 | 2.7% |
| Delaware | $1,014 | $114 | 12.7% |
| Florida | $1,122 | $222 | 24.7% |
| Georgia | $832 | -$68 | -7.6% |
| Hawaii | $646 | -$254 | -28.2% |
| Idaho | $608 | -$292 | -32.4% |
| Illinois | $668 | -$232 | -25.8% |
| Indiana | $678 | -$222 | -24.7% |
| Iowa | $606 | -$294 | -32.7% |
| Kansas | $854 | -$46 | -5.1% |
| Kentucky | $1,226 | $326 | 36.2% |
| Louisiana | $1,332 | $432 | 48.0% |
| Maine | $554 | -$346 | -38.4% |
| Maryland | $742 | -$158 | -17.6% |
| Massachusetts | $718 | -$182 | -20.2% |
| Michigan | $1,560 | $660 | 73.3% |
| Minnesota | $754 | -$146 | -16.2% |
| Mississippi | $1,078 | $178 | 19.8% |
| Missouri | $798 | -$102 | -11.3% |
| Montana | $966 | $66 | 7.3% |
| Nebraska | $708 | -$192 | -21.3% |
| Nevada | $1,078 | $178 | 19.8% |
| New Hampshire | $648 | -$252 | -28.0% |
| New Jersey | $1,006 | $106 | 11.8% |
| New Mexico | $794 | -$106 | -11.8% |
| New York | $946 | $46 | 5.1% |
| North Carolina | $518 | -$382 | -42.4% |
| North Dakota | $738 | -$162 | -18.0% |
| Ohio | $620 | -$280 | -31.1% |
| Oklahoma | $922 | $22 | 2.4% |
| Oregon | $824 | -$76 | -8.4% |
| Pennsylvania | $856 | -$44 | -4.9% |
| Rhode Island | $1,198 | $298 | 33.1% |
| South Carolina | $814 | -$86 | -9.6% |
| South Dakota | $758 | -$142 | -15.8% |
| Tennessee | $786 | -$114 | -12.7% |
| Texas | $1,084 | $184 | 20.4% |
| Utah | $666 | -$234 | -26.0% |
| Vermont | $614 | -$286 | -31.8% |
| Virginia | $540 | -$360 | -40.0% |
| Washington | $694 | -$206 | -22.9% |
| West Virginia | $824 | -$76 | -8.4% |
| Wisconsin | $620 | -$280 | -31.1% |
| Wyoming | $800 | -$100 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $868 | $72 |
| Hyundai Veracruz GLS AWD | $888 | $74 |
| Hyundai Veracruz Limited 2WD | $918 | $77 |
| Hyundai Veracruz Limited AWD | $918 | $77 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2011 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2010 Hyundai Veracruz | $154 | $182 | $398 | $870 |
| 2008 Hyundai Veracruz | $150 | $168 | $384 | $838 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Hyundai Veracruz Insurance
Getting lower rates on car insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a condensed summary of the car insurance concepts covered in the above illustrations.
- Higher risk drivers with multiple at-fault accidents pay on average $1,030 more every year to buy Hyundai Veracruz insurance
- You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $225 each year
- Policyholders who may need increased levels of liability coverage will pay around $440 every year to increase from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,568 |
| 20 | $2,044 |
| 30 | $918 |
| 40 | $900 |
| 50 | $824 |
| 60 | $808 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,054 |
| $250 | $984 |
| $500 | $900 |
| $1,000 | $818 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $900 |
| 50/100 | $998 |
| 100/300 | $1,099 |
| 250/500 | $1,360 |
| 100 CSL | $1,039 |
| 300 CSL | $1,260 |
| 500 CSL | $1,421 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,034 |
| 20 | $3,256 |
| 30 | $1,948 |
| 40 | $1,928 |
| 50 | $1,840 |
| 60 | $1,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $354 |
Discounts are estimated and may not be available from every company or in every state.
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