Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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Average auto insurance rates for a Volkswagen Eos are $960 annually with full coverage. Comprehensive costs on average $162 a year, collision costs $188, and liability costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing around $2,056. Teenage drivers receive the highest rates at $3,866 a year or more.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Comprehensive $162
Collision $188
Liability $452

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Eos trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as cheap as $504 for your basic liability-only policy to a high of $2,056 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $960
High Risk $2,056

Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

These examples demonstrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Volkswagen Eos insurance rates for different risk profiles and scenarios.

  • The best discount rate is $591
  • Using higher $1,000 deductibles will save around $882 annually
  • The estimated rate for a 40-year-old driver with $500 deductibles is $960
  • Using low $100 deductibles for physical damage coverage will cost $1,112
  • High-risk insureds who are prone to accidents and violations could pay upwards of $2,056 or more
  • The cost with full coverage for a 16-year-old driver may cost $3,866 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance rates range from $591 to $3,866

Car insurance rates for a Volkswagen Eos can also vary considerably based on the trim level of your Eos, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $900 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $3,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $230 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $690 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $868 -$92 -9.6%
Alaska $736 -$224 -23.3%
Arizona $796 -$164 -17.1%
Arkansas $960 -$0 0.0%
California $1,096 $136 14.2%
Colorado $916 -$44 -4.6%
Connecticut $988 $28 2.9%
Delaware $1,088 $128 13.3%
Florida $1,202 $242 25.2%
Georgia $886 -$74 -7.7%
Hawaii $690 -$270 -28.1%
Idaho $650 -$310 -32.3%
Illinois $714 -$246 -25.6%
Indiana $722 -$238 -24.8%
Iowa $648 -$312 -32.5%
Kansas $914 -$46 -4.8%
Kentucky $1,312 $352 36.7%
Louisiana $1,422 $462 48.1%
Maine $592 -$368 -38.3%
Maryland $792 -$168 -17.5%
Massachusetts $768 -$192 -20.0%
Michigan $1,670 $710 74.0%
Minnesota $804 -$156 -16.3%
Mississippi $1,150 $190 19.8%
Missouri $852 -$108 -11.3%
Montana $1,030 $70 7.3%
Nebraska $758 -$202 -21.0%
Nevada $1,152 $192 20.0%
New Hampshire $692 -$268 -27.9%
New Jersey $1,074 $114 11.9%
New Mexico $852 -$108 -11.3%
New York $1,010 $50 5.2%
North Carolina $554 -$406 -42.3%
North Dakota $786 -$174 -18.1%
Ohio $664 -$296 -30.8%
Oklahoma $986 $26 2.7%
Oregon $878 -$82 -8.5%
Pennsylvania $916 -$44 -4.6%
Rhode Island $1,282 $322 33.5%
South Carolina $870 -$90 -9.4%
South Dakota $810 -$150 -15.6%
Tennessee $842 -$118 -12.3%
Texas $1,160 $200 20.8%
Utah $712 -$248 -25.8%
Vermont $658 -$302 -31.5%
Virginia $576 -$384 -40.0%
Washington $744 -$216 -22.5%
West Virginia $880 -$80 -8.3%
Wisconsin $664 -$296 -30.8%
Wyoming $856 -$104 -10.8%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $944 $79
Volkswagen EOS Luxury Turbo 2-Dr Convertible $960 $80

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $232 $368 $460 $1,218
2009 Volkswagen Eos $168 $202 $468 $996
2008 Volkswagen Eos $166 $198 $460 $982
2007 Volkswagen Eos $162 $188 $452 $960

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Volkswagen Eos Insurance

Saving money on insurance for a Volkswagen Eos requires having a decent driving record, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every other policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a brief summary of the ideas that were raised in the charts and tables above.

  • 16 to 18-year-old drivers are expensive to insure, with premiums as much as $322 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,100 more each year than a driver with a clean driving record
  • Increasing deductibles could save up to $225 each year
  • You may be able to save as much as $110 per year simply by quoting early and online

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,866
20 $2,184
30 $976
40 $960
50 $882
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,112
$250 $1,044
$500 $960
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,050
100/300 $1,163
250/500 $1,457
100 CSL $1,096
300 CSL $1,344
500 CSL $1,525

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,436
20 $3,476
30 $2,070
40 $2,056
50 $1,966
60 $1,946

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

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