2013 Audi S6 Insurance Rates

Average insurance rates for an 2013 Audi S6 are $1,596 a year for full coverage insurance. Comprehensive insurance costs an estimated $346 a year, collision insurance costs $632, and liability coverage costs $460. Buying a liability-only policy costs as little as $510 a year, and high-risk insurance costs $3,466 or more. Teenage drivers receive the highest rates at up to $5,916 a year.

Annual premium for full coverage: $1,596

Rate estimates for 2013 Audi S6 Insurance

Rate data is compiled from all 50 U.S. states and averaged for all 2013 Audi S6 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

View Chart as Image

These differences illustrate why it is important for drivers to compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Trying to find lower insurance coverage rates for your Audi S6? Are you a victim of high-priced insurance coverage? Believe me when I say there are many consumers feeling the pinch from expensive insurance coverage. Many auto insurance companies vie for your business, and it can be difficult to compare rates to find the absolute lowest rate

Consumers need to compare prices yearly because rates fluctuate regularly. Just because you found the best price for S6 insurance on your last policy you will most likely find a better rate today. Block out anything you think you know about insurance coverage because I’m going to let you in on the secrets to the fastest way to find better coverage at a better price.

If you are insured now or are shopping for new coverage, you can use these tips to find the best rates while maintaining coverages. Choosing the best insurance company for you is quite easy. Consumers only need to know the most effective way to get comparison rates online.

How to Compare Insurance Rates

Effectively comparing insurance prices can be a lot of work if you don’t understand the most efficient way. You can waste a few hours (or days) driving to insurance agencies in your area, or you can utilize the internet for quick rates.

Most of the larger companies are enrolled in a marketplace where prospective buyers send in one quote, and every company provides a quote. This prevents consumers from doing quote forms for each company you want a rate for. To find out how much you can save on insurance click here (opens in new window).

The only drawback to using this type of system is you are unable to specify the insurers you want pricing from. If you would rather choose specific insurance companies to compare prices, we have a page of companies who write insurance in your area. Click here for list of insurance companies.

Whichever method you choose, ensure you’re using exactly the same coverage limits and deductibles for every quote you compare. If you use different values for each quote it will be very difficult to make a fair comparison for your Audi S6.

You probably qualify for some discounts

Car insurance companies don’t necessarily list all available discounts very clearly, so we researched both the well known and also the lesser-known discounts you could be receiving. If you’re not getting every credit available, you are paying more than you should be.

• Paperless Signup – Some insurance companies give back up to $50 just for signing your application digitally online.
• Low Mileage Discounts – Low mileage vehicles could qualify for better rates on cars that stay parked.
• Memberships – Participating in a qualifying organization could qualify you for a break when buying auto insurance for S6 insurance.
• Homeowners Pay Less – Simply owning a home can help you save on auto insurance because maintaining a house shows financial diligence.
• Pay Now and Pay Less – If paying your policy premium upfront instead of monthly or quarterly installments you can actually save on your bill.
• Driver’s Ed – Make teen driver coverage more affordable by requiring them to successfully complete driver’s ed class if offered at their school.
• Anti-theft System – Vehicles equipped with anti-theft or alarm systems are stolen less frequently and qualify for as much as a 10% discount.
• Driver Safety – Successfully completing a defensive driving course could save 5% or more and easily recoup the cost of the course.
• Life Insurance Discount – Some companies give a discount if you purchase a life insurance policy as well.
• Bundle and Save – When you combine your home and auto insurance with one company you will save 10% to 20% off each policy.

Consumers should know that most discounts do not apply to the entire cost. The majority will only reduce specific coverage prices like medical payments or collision. So even though they make it sound like you would end up receiving a 100% discount, it just doesn’t work that way.

For a list of insurance companies offering auto insurance discounts, follow this link.

There’s no such thing as the perfect policy

When it comes to choosing the right insurance coverage, there really is not a best way to insure your cars. Everyone’s needs are different so your insurance needs to address that. For instance, these questions may help you determine if your situation will benefit from professional help.

• When does my teenage driver need to be added to my policy?
• Why am I be forced to buy a membership to get insurance from some companies?
• Should I carry comprehensive and collision coverage?
• Am I covered by my spouse’s policy after a separation?
• Am I covered when pulling a rental trailer?
• When would I need rental car insurance?
• Does my insurance cover a custom paint job?
• Do all my vehicles need collision coverage?
• If my pet gets injured in an accident are they covered?

If you can’t answer these questions, then you may want to think about talking to a licensed agent. To find an agent in your area, simply complete this short form or you can also visit this page to select a carrier It is quick, free and can provide invaluable advice.

Insurance coverage considerations

Knowing the specifics of your insurance policy can be of help when determining appropriate coverage and proper limits and deductibles. The coverage terms in a policy can be ambiguous and nobody wants to actually read their policy. These are typical coverages found on the average insurance policy.

Medical costs insurance – Coverage for medical payments and/or PIP pay for immediate expenses for things like doctor visits, surgery, funeral costs and dental work. They are utilized in addition to your health insurance plan or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants in addition to getting struck while a pedestrian. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage

Liability coverages – This will cover injuries or damage you cause to people or other property in an accident. This coverage protects you from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see liability limits of 100/300/100 that translate to a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability can pay for claims such as legal defense fees, medical services, bail bonds and repair costs for stationary objects. How much liability should you purchase? That is a personal decision, but consider buying as large an amount as possible.

Comprehensive or Other Than Collision – Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like a tree branch falling on your vehicle, a broken windshield, damage from getting keyed and vandalism. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Collision coverages – Collision insurance covers damage to your S6 caused by collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like hitting a parking meter, backing into a parked car, crashing into a ditch, sideswiping another vehicle and colliding with a tree. Collision is rather expensive coverage, so you might think about dropping it from lower value vehicles. Another option is to choose a higher deductible to get cheaper collision coverage.

UM/UIM Coverage – Your UM/UIM coverage gives you protection from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your Audi S6.

Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked.