Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year with full coverage. Comprehensive costs on average $134, collision insurance costs $196, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,080. Teenage drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all xD models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Scion xD insurance rates for different risk profiles and scenarios.

• The best discount rate is $585
• Using higher $1,000 deductibles will save around $74 annually
• The average rate for the average middle-age driver with $500 deductibles is $962
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,104
• Drivers who are prone to accidents and violations could pay upwards of $2,080
• The price for full coverage for a teen driver for full coverage may cost $3,956 or more

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $3,900 a year. View Rates by Age

The state you live in has a huge impact on Scion xD insurance prices. A driver around age 40 might see prices as low as $690 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $220 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 additional each year, depending on your age. Scion xD insurance for high-risk drivers can be as much as 43% to 139% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Scion xD Insurance

Getting lower rates on car insurance requires being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at least every other year by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

Below you'll find a brief summary of the car insurance concepts presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,120 more each year than a low-risk driver
• You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $225 each year
• Policyholders who require more liability protection will pay an extra $520 every year to increase from a low limit to 250/500 limits