Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year for full coverage. Comprehensive costs around $134, collision insurance costs $196, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,080. Teens pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates for individual coverage:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all xD models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects auto insurance rates.

The ranges above show why everyone should compare rates for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Scion xD insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $585
• Drivers who choose higher $1,000 deductibles will pay about $74 a year
• The average rate for the average middle-age driver using $500 deductibles is $962
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,104
• Higher-risk drivers with serious driving violations could pay at least $2,080
• The price for full coverage for a teen driver for full coverage can be $3,956 a year

View Chart as Image

Auto insurance prices for a Scion xD are also quite variable based on your driving record, the trim level of your xD, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $3,900 a year. View Rates by Age

The state you live in makes a big difference in Scion xD insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 every year, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,200 to $1,700 in extra premium each year, depending on your age. Scion xD insurance for high-risk drivers can cost as much as 43% to 139% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Scion xD Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below is a condensed summary of the data raised in the charts and tables above.

• Policyholders who may need higher levels of liability will pay approximately $520 each year to go from a low limit to 250/500 limits
• Drivers can save up to $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $225 each year
• Teenage drivers are expensive to insure, with premiums as much as $330 a month if they have full coverage