Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $994 a year including full coverage. Comprehensive insurance costs approximately $144, collision insurance costs $214, and liability coverage costs $478. Liability-only coverage costs as little as $526 a year, and high-risk coverage costs $2,150 or more. Teens pay the highest rates at up to $4,062 a year.

Average premium for full coverage: $994

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for all xD models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance prices.

The ranges above highlight why everyone should compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Scion xD insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $600
• Drivers who choose higher $1,000 deductibles will pay $82 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $994
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $156 each year
• High-risk insureds with serious driving violations could pay around $2,150
• The price for full coverage for a teenage driver for full coverage can cost $4,062 a year

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Auto insurance prices for a Scion xD are also quite variable based on your driving record, the model of your xD, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may only pay around $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in makes a big difference in Scion xD insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,420 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $240 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. Scion xD insurance for high-risk drivers can cost around 42% to 134% more than the average policy. View High Risk Driver Rates

How to Find the Right Scion xD Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, being claim-free, and possibly higher deductibles. Invest the time to shop around at least every other year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a quick rundown of the car insurance concepts illustrated above.

• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,160 more per year than a safer driver
• You may be able to save around $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $250 each year
• Consumers who purchase an increased level of liability coverage will pay approximately $530 per year to go from a low limit to 250/500 limits