Scion xD Insurance Rates

Average insurance prices for a Scion xD are $994 every 12 months for full coverage. Comprehensive insurance costs on average $144 a year, collision insurance costs $214, and liability costs around $478. Buying just liability costs as low as $526 a year, and insurance for high-risk drivers costs $2,150 or more. Teens receive the highest rates at up to $4,062 a year.

Average premium for full coverage: $994

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and xD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

These examples show why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Scion xD insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $600
• Using higher $1,000 deductibles will save around $912 a year
• The average price for a 40-year-old driver with $500 deductibles is $994
• Selecting low $100 deductibles for physical damage coverage costs an extra $156 annually
• High-risk insureds with serious driving violations could pay upwards of $2,150
• The cost to insure a 16-year-old driver may cost $4,062 or more

View Chart as Image

Auto insurance rates for a Scion xD can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your xD.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $240 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $430 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $900 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 42% to 134% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on Scion xD insurance prices. A driver around age 40 might see rates as low as $660 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,420 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Best Cheap Scion xD Insurance

Saving money on insurance for a Scion xD requires having a decent driving record, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Make time to compare rates at every policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a quick review of the data touched on in this article.

• Insureds who require additional liability coverage will pay approximately $530 each year to increase from a minimum limit to a 250/500 level
• Drivers can save as much as $110 per year just by quoting early and online
• Increasing deductibles could save as much as $250 each year
• 16 to 18-year-old drivers are charged the highest rates, costing as high as $339 per month if comprehensive and collision insurance is included