Scion xD Insurance Rates

Average insurance prices for a Scion xD are $962 every 12 months for full coverage. Comprehensive costs an estimated $134, collision insurance costs $196, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,080. Teenage drivers receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all xD models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

These examples show why everyone should compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Scion xD insurance rates for other coverage scenarios.

• The best discount rate is $585
• Using higher $1,000 deductibles will save approximately $74 a year
• The average price for a 40-year-old driver who has $500 deductibles is $962
• Using pricier low deductibles for physical damage coverage increases the price to $1,104
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,080
• The cost to insure a teenage driver for full coverage can cost as much as $3,956 or more

View Chart as Image

Auto insurance rates for a Scion xD can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $220 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,200 to $1,700 in extra premium per year, depending on your age. Scion xD insurance for high-risk drivers can be around 43% to 139% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Scion xD insurance rates. A driver around age 40 might see rates as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Scion xD Insurance

Saving money on auto insurance requires being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief recap of the information covered in the above illustrations.

• Drivers can save approximately $110 per year just by quoting online well ahead of the renewal date
• Teenage drivers are the costliest to insure, costing as high as $330 per month if comprehensive and collision insurance is included
• Increasing deductibles could save as much as $225 each year
• Drivers who tend to receive serious violations pay on average $1,120 more annually for auto insurance
• Consumers who want higher levels of liability will pay an extra $520 each year to increase from a minimum limit to a 250/500 level