Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year including full coverage. Comprehensive costs around $134, collision insurance costs $196, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,080. Teenage drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates for individual coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different xD trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Scion xD insurance rates for additional coverage choices and driver risks.

• The best discount rate is $585
• Choosing higher $1,000 deductibles can save about $74 every year
• The estimated price for the average middle-age driver using $500 deductibles is $962
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,104
• Unlucky drivers who are prone to accidents and violations could pay at least $2,080
• The price that insures a teen driver with full coverage can be $3,956 each year

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Insurance prices for a Scion xD are also quite variable based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance ranges as much as 43% to 139% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Scion xD insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,370 on average in Michigan, New York, and Louisiana.

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Using high physical damage deductibles can save as much as $220 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Scion xD Insurance

Getting lower rates on car insurance takes being a good driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare prices at least once a year by requesting rates from direct car insurance companies, and also from local insurance agencies.

The following list is a recap of the primary concepts that were illustrated above.

• You may be able to save up to $110 per year just by shopping early and online
• Higher risk drivers that have major violations or accidents may have to pay on average $1,120 more every year than a safer driver
• Increasing physical damage deductibles can save approximately $225 each year
• Drivers age 16 to 20 pay higher prices, possibly costing $330 a month if full coverage is included