Scion xD Insurance Rates

Average insurance prices for a Scion xD are $962 every 12 months including full coverage. Comprehensive insurance costs approximately $134 a year, collision insurance costs $196, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,080 or more. Teens receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and xD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance prices.

These examples highlight why it is important to compare rates quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Scion xD insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $585
• Raising to $1,000 deductibles will save $888 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $962
• Selecting low $100 deductibles costs an extra $142 each year
• Unlucky drivers with serious driving violations could pay around $2,080
• The cost to insure a teenage driver can cost $3,956

View Chart as Image

Insurance rates for a Scion xD can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your xD.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 139% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Scion xD insurance rates. A middle-age driver might find rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Scion xD Insurance

Saving money on auto insurance consists of having a good driving record, having good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The next list is a brief recap of the material that was touched on in the above illustrations.

• Consumers who purchase increased levels of liability coverage will pay approximately $520 per year to raise from a minimum limit to a 250/500 level
• Drivers age 20 and younger are expensive to insure, as much as $330 per month if they have full coverage
• Drivers who tend to receive serious violations could be charged and average of $1,120 more per year to buy Scion xD insurance
• Increasing deductibles could save as much as $225 each year