Scion xD Insurance Rates

U.S. average insurance prices for a Scion xD are $962 every 12 months including full coverage. Comprehensive insurance costs an estimated $134 a year, collision insurance costs $196, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,080 or more. 16-year-old drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates broken down by individual coverage:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and xD trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Scion xD insurance rates for other coverage scenarios.

• The best full coverage rate is $585
• Using higher $1,000 deductibles will save approximately $888 every year
• The average price for the average middle-age driver who has $500 deductibles is $962
• Buying low $100 deductibles for physical damage coverage costs an extra $142 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,080
• The price to insure a teenage driver can cost as much as $3,956 or more

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $220 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $900 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can be around 43% to 139% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Scion xD insurance rates. A driver around age 40 might see prices as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Scion xD Insurance

Getting lower rates on auto insurance requires having a good driving record, having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to shop around at every other renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief recap of the concepts that were illustrated above.

• Drivers who tend to receive serious violations may have to pay on average $1,120 more annually to buy Scion xD insurance
• Drivers age 20 and younger are expensive to insure, possibly costing $330 a month if full coverage is included
• You may be able to save approximately $110 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $225 each year
• You may be able to save approximately $110 per year just by quoting early and online