Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year for full coverage insurance. Comprehensive costs approximately $134, collision insurance costs $196, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,080. Teen drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all xD models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas. The example below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why everyone should get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Scion xD insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $585
• Choosing higher $1,000 deductibles can save $74 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $962
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,104
• Drivers with multiple violations and an at-fault accident could pay around $2,080
• The price that insures a teenage driver for full coverage can cost $3,956 each year

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on the model of your xD, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 additional each year, depending on your age. Scion xD insurance for high-risk drivers ranges around 43% to 139% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $220 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Scion xD Insurance

Getting lower rates on auto insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and consideration of higher deductibles. Shop around every year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a brief summary of the coverage data touched on in this article.

• It is possible to save around $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $225 each year
• Drivers under the age of 20 are the costliest to insure, as much as $330 a month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations could be charged and average of $1,120 more per year to insure a Scion xD