Scion xD Insurance Rates

Average auto insurance rates for a Scion xD are $962 annually including full coverage. Comprehensive costs approximately $134 a year, collision insurance costs $196, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,080. Teenage drivers receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and xD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Scion xD insurance rates for additional coverage and risk scenarios.

• The best discount rate is $585
• Raising to $1,000 deductibles will save $888 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $962
• Using low $100 deductibles will cost $1,104
• At-risk drivers who are prone to accidents and violations could pay around $2,080
• The cost with full coverage for a teen driver can cost $3,956

View Chart as Image

Insurance rates for a Scion xD can also vary considerably based on the trim level of your xD, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 139% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $220 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Scion xD insurance prices. A middle-age driver might find rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Low Cost Scion xD Insurance

Saving money on car insurance consists of being a good driver, having a good credit history, not filing small claims, and possibly raising deductibles. Take the time to compare rates at every other renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The following list is a review of the concepts that were covered in the above illustrations.

• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,120 more per year than a safer driver
• Drivers age 16 to 20 are expensive to insure, as much as $330 per month including comprehensive and collision insurance
• You may be able to save around $110 per year just by quoting early and online
• Increasing deductibles could save up to $225 each year
• You may be able to save around $110 per year just by quoting early and online