Scion xD Insurance Rates

Estimated insurance prices for a Scion xD are $962 every 12 months for full coverage. Comprehensive costs around $134 each year, collision insurance costs $196, and liability coverage costs around $474. A policy with only liability insurance costs as low as $522 a year, and a high-risk policy costs around $2,080. Teens pay the most at up to $3,956 a year.

Average premium for full coverage: $962

Premium estimates for type of coverage:

These estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and xD models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why all drivers should compare prices for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Scion xD insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $585
• Using higher $1,000 deductibles will save about $74 a year
• The average price for a 40-year-old good driver using $500 deductibles is $962
• Selecting low deductibles for physical damage coverage increases the price to $1,104
• Higher-risk drivers with serious driving violations could pay at least $2,080
• An auto insurance policy to insure a teenage driver can be $3,956 or more

View Chart as Image

Car insurance prices for a Scion xD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $220 a year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers can be around 43% to 139% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Scion xD insurance rates. A driver around age 40 might see prices as low as $640 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Scion xD Insurance

Finding better rates on auto insurance requires having a good driving record, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates at least every other year by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a brief summary of the car insurance concepts covered above.

• Drivers that tend to have accidents or serious violations may pay on average $1,120 more every year to buy Scion xD insurance
• Drivers can save up to $110 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $225 each year
• Consumers who may need increased levels of liability coverage will pay approximately $520 each year to increase from 30/60 bodily injury limits to a 250/500 level