Scion xD Insurance Rates

Average insurance rates for a Scion xD are $962 a year for full coverage. Comprehensive costs around $134, collision insurance costs $196, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs around $2,080. Teenage drivers receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates for individual coverage type:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all xD models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities. The example below illustrates how geographic area affects auto insurance rates.

These examples show why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Scion xD insurance rates for additional coverage choices and driver risks.

• The best discount rate is $585
• Drivers who choose higher $1,000 deductibles will pay about $74 a year
• The average rate for a 40-year-old driver using $500 deductibles is $962
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,104
• Drivers who are prone to accidents and violations could pay at least $2,080
• The cost for full coverage for a 16-year-old driver for full coverage can be $3,956 a year

View Chart as Image

Auto insurance rates for a Scion xD can also vary considerably based on your driver profile, the trim level of your xD, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as low as $900 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $3,900 a year. View Rates by Age

Where you live makes a big difference in Scion xD insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $220 annually, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,200 to $1,700 in extra premium per year, depending on your age. Scion xD insurance for high-risk drivers can cost from 43% to 139% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Scion xD Insurance

Saving money on insurance for a Scion xD not only requires being a safe and courteous driver, but also having good credit, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

Below is a quick review of the data presented in the illustrations above.

• Insureds who may need higher levels of liability will pay an extra $520 each year to go from a minimum limit to 250/500 limits
• Drivers can save up to $110 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $225 each year
• Teenage drivers are expensive to insure, costing as high as $330 per month if they have full coverage