1. Vehicles
  2. Chevrolet
  3. Suburban
  4. 2014 Model Year

2014 Chevrolet Suburban Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Jun 12, 2015

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2014 Chevrolet Suburban are $1,264 a year with full coverage. Comprehensive insurance costs approximately $250 each year, collision insurance costs $400, and liability costs $456. Buying a liability-only policy costs as little as $508 a year, and high-risk insurance costs $2,726 or more. Teen drivers receive the highest rates at up to $4,844 a year.

Annual premium for full coverage: $1,264

Rate estimates for 2014 Chevrolet Suburban Insurance

Comprehensive $250
Collision $400
Liability $456

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Chevrolet Suburban models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $508 for just liability insurance to a high rate of $2,726 for a high risk driver.

Liability Only $508
Full Coverage $1,264
High Risk $2,726

View Chart as Image

2014 Chevrolet Suburban insurance rates compared
Column chart showing 2014 Chevrolet Suburban insurance prices range from $742 to $4,844 for full coverage

These differences demonstrate why all drivers should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Chevrolet Suburban Insurance

Searching Companies

Trying to find cheaper auto insurance rates for your Chevrolet Suburban? Searching for cheaper insurance for your Chevy Suburban can be a lot of work, but you can learn these tips to find lower rates.

There are both good and bad ways to shop for auto insurance so we’re going to tell you the proper way to quote coverages for a Chevy and find the lowest price either online or from local insurance agents.

Shopping for the cheapest insurance coverage coverage can be fairly easy. If you are insured now or are shopping for new coverage, you can use this information to cut your premiums while maintaining coverages. Drivers just need to learn the proper methods to shop their coverage around over the internet.

Lots of discounts mean lots of savings

Insuring your vehicles can cost a lot, but discounts can save money and there are some available to cut the cost considerably. Some trigger automatically at the time of purchase, but some may not be applied and must be specifically requested before you will receive the discount. If you don’t get every credit you deserve, you’re just leaving money on the table.

  • Military Rewards – Having a deployed family member can result in better rates.
  • Defensive Driver – Taking part in a course in driver safety could possibly earn you a 5% discount if you qualify.
  • Good Student Discount – Performing well in school can get you a discount of up to 25%. The discount lasts until age 25.
  • Paperwork-free – Some insurance companies give back up to $50 for buying your policy online.
  • More Vehicles More Savings – Buying coverage for multiple cars or trucks with the same company may reduce the rate for each vehicle.
  • Organization Discounts – Being a member of a professional or civic organization may earn a discount when shopping for insurance for Suburban insurance.

Keep in mind that most of the big mark downs will not be given the whole policy. Most cut specific coverage prices like liability, collision or medical payments. So despite the fact that it appears it’s possible to get free car insurance, companies don’t profit that way. But any discount will reduce your premiums.

To see a list of providers with the best insurance discounts, click here to view.

Quick Auto Insurance Quotes

Performing a rate comparison can be challenging if you aren’t aware of the best way to get rate quotes. You could waste time driving to insurance companies in your area, or you can utilize the internet to accomplish the same thing much quicker.

Most car insurance companies participate in a marketplace where prospective buyers submit their information once, and every company provides a quote based on the submitted data. This saves time by eliminating quote forms for each company.

To find out what other companies charge for 2014 Chevy Suburban insurance click here (opens in new window).

The only downside to doing it this way is that consumers can’t choose which providers to receive prices from. If you wish to select specific insurance companies to compare, we have a listing of the cheapest auto insurance companies in your area. Click here for list of insurance companies.

However you get your quotes, make sure you use apples-to-apples coverages and limits for each comparison quote. If you have higher or lower deductibles you can’t possibly determine the best price for your Chevy Suburban.

Situations that might require an agent

When it comes to buying adequate coverage, there isn’t really a one size fits all plan. Your needs are not the same as everyone else’s.

For instance, these questions may help highlight if your insurance needs could use an agent’s help.

  • Is my 2014 Chevy Suburban covered for flood damage?
  • How high should my medical payments coverage be?
  • Can I get a multi-policy discount?
  • Am I covered by my spouse’s policy after a separation?
  • Is other people’s property covered if stolen from my vehicle?
  • Do I need replacement cost coverage?

If you don’t know the answers to these questions, you might consider talking to a licensed insurance agent. To find an agent in your area, take a second and complete this form. It is quick, free and you can get the answers you need.

Car insurance coverage information

Understanding the coverages of your insurance policy can be of help when determining appropriate coverage at the best deductibles and correct limits. Policy terminology can be difficult to understand and even agents have difficulty translating policy wording.

Comprehensive (Other than Collision) – This coverage covers damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for claims such as vandalism, a tree branch falling on your vehicle and rock chips in glass. The maximum payout a insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Collision – This coverage pays for damage to your Suburban resulting from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers things like backing into a parked car, driving through your garage door and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider removing coverage from vehicles that are older. You can also raise the deductible to save money on collision insurance.

Protection from uninsured/underinsured drivers – Your UM/UIM coverage gives you protection when the “other guys” do not carry enough liability coverage. It can pay for injuries to you and your family as well as damage to your Chevy Suburban.

Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Most of the time these coverages are set the same as your liablity limits.

Medical expense insurance – Med pay and PIP coverage pay for immediate expenses for things like prosthetic devices, dental work, nursing services, doctor visits and pain medications. They are often utilized in addition to your health insurance policy or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay

Liability auto insurance – This protects you from damages or injuries you inflict on other people or property by causing an accident. This insurance protects YOU against other people’s claims, and does not provide coverage for damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You might see liability limits of 100/300/100 which stand for a $100,000 limit per person for injuries, $300,000 for the entire accident, and a total limit of $100,000 for damage to vehicles and property. Another option is one limit called combined single limit (CSL) which limits claims to one amount and claims can be made without the split limit restrictions.

Liability insurance covers things such as loss of income, court costs, repair bills for other people’s vehicles, funeral expenses and attorney fees. How much coverage you buy is up to you, but buy higher limits if possible.

Summing up your car insurance search

Consumers change insurance companies for a number of reasons such as denial of a claim, questionable increases in premium, extreme rates for teen drivers and delays in responding to claim requests. Whatever your reason, finding the right car insurance provider is less work than it seems.

We just presented quite a bit of information on how to save on 2014 Chevy Suburban insurance. It’s most important to understand that the more rate quotes you have, the better likelihood of reducing your rate. Consumers could even find that the lowest priced car insurance comes from a small local company.

When buying insurance coverage, never reduce needed coverages to save money. There are many occasions where an accident victim reduced collision coverage and learned later that the few dollars in savings costed them thousands. Your strategy should be to get the best coverage possible at the best price.

For more information, link through to the following helpful articles:

Rates by U.S. City

2014 Chevrolet Suburban Insurance Rates by City
City Premium
New York City, NY $1,995
Los Angeles, CA $2,160
Philadelphia, PA $1,688
Jacksonville, FL $1,835
Phoenix, AZ $1,470
Chicago, IL $1,696
Houston, TX $1,979
Seattle, WA $1,230
Columbus, OH $1,055
Indianapolis, IN $1,076

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2014 Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $4,844
20 $2,900
30 $1,304
40 $1,264
50 $1,156
60 $1,132

Full coverage, $500 deductibles

Rates by Deductible

2014 Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,548
$250 $1,416
$500 $1,264
$1,000 $1,116

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,264
50/100 $1,355
100/300 $1,469
250/500 $1,766
100 CSL $1,401
300 CSL $1,652
500 CSL $1,834

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $6,878
20 $4,618
30 $2,770
40 $2,726
50 $2,604
60 $2,580

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $88
Total Discounts $522
Rate after discounts $742

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Chevrolet Suburban Insurance Rates by State
State Premium
Alabama $1,144
Alaska $970
Arizona $1,050
Arkansas $1,264
California $1,440
Colorado $1,208
Connecticut $1,298
Delaware $1,430
Florida $1,582
Georgia $1,166
Hawaii $910
Idaho $854
Illinois $942
Indiana $952
Iowa $852
Kansas $1,200
Kentucky $1,724
Louisiana $1,870
Maine $780
Maryland $1,042
Massachusetts $1,012
Michigan $2,196
Minnesota $1,056
Mississippi $1,512
Missouri $1,120
Montana $1,358
Nebraska $994
Nevada $1,516
New Hampshire $910
New Jersey $1,410
New Mexico $1,118
New York $1,330
North Carolina $728
North Dakota $1,034
Ohio $872
Oklahoma $1,298
Oregon $1,156
Pennsylvania $1,206
Rhode Island $1,686
South Carolina $1,144
South Dakota $1,066
Tennessee $1,106
Texas $1,522
Utah $936
Vermont $866
Virginia $758
Washington $976
West Virginia $1,156
Wisconsin $874
Wyoming $1,126

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles