2014 Chevrolet Suburban Insurance Rates
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UPDATED: Jun 12, 2015
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Average insurance rates for a 2014 Chevrolet Suburban are $1,264 a year with full coverage. Comprehensive insurance costs approximately $250 each year, collision insurance costs $400, and liability costs $456. Buying a liability-only policy costs as little as $508 a year, and high-risk insurance costs $2,726 or more. Teen drivers receive the highest rates at up to $4,844 a year.
Annual premium for full coverage: $1,264
Rate estimates for 2014 Chevrolet Suburban Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2014 Chevrolet Suburban models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range range from as low as $508 for just liability insurance to a high rate of $2,726 for a high risk driver.
These differences demonstrate why all drivers should compare rates using their specific location and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2014 Chevrolet Suburban Insurance
Trying to find cheaper auto insurance rates for your Chevrolet Suburban? Searching for cheaper insurance for your Chevy Suburban can be a lot of work, but you can learn these tips to find lower rates.
There are both good and bad ways to shop for auto insurance so we’re going to tell you the proper way to quote coverages for a Chevy and find the lowest price either online or from local insurance agents.
Shopping for the cheapest insurance coverage coverage can be fairly easy. If you are insured now or are shopping for new coverage, you can use this information to cut your premiums while maintaining coverages. Drivers just need to learn the proper methods to shop their coverage around over the internet.
Lots of discounts mean lots of savings
Insuring your vehicles can cost a lot, but discounts can save money and there are some available to cut the cost considerably. Some trigger automatically at the time of purchase, but some may not be applied and must be specifically requested before you will receive the discount. If you don’t get every credit you deserve, you’re just leaving money on the table.
- Military Rewards – Having a deployed family member can result in better rates.
- Defensive Driver – Taking part in a course in driver safety could possibly earn you a 5% discount if you qualify.
- Good Student Discount – Performing well in school can get you a discount of up to 25%. The discount lasts until age 25.
- Paperwork-free – Some insurance companies give back up to $50 for buying your policy online.
- More Vehicles More Savings – Buying coverage for multiple cars or trucks with the same company may reduce the rate for each vehicle.
- Organization Discounts – Being a member of a professional or civic organization may earn a discount when shopping for insurance for Suburban insurance.
Keep in mind that most of the big mark downs will not be given the whole policy. Most cut specific coverage prices like liability, collision or medical payments. So despite the fact that it appears it’s possible to get free car insurance, companies don’t profit that way. But any discount will reduce your premiums.
To see a list of providers with the best insurance discounts, click here to view.
Quick Auto Insurance Quotes
Performing a rate comparison can be challenging if you aren’t aware of the best way to get rate quotes. You could waste time driving to insurance companies in your area, or you can utilize the internet to accomplish the same thing much quicker.
Most car insurance companies participate in a marketplace where prospective buyers submit their information once, and every company provides a quote based on the submitted data. This saves time by eliminating quote forms for each company.
To find out what other companies charge for 2014 Chevy Suburban insurance click here (opens in new window).
The only downside to doing it this way is that consumers can’t choose which providers to receive prices from. If you wish to select specific insurance companies to compare, we have a listing of the cheapest auto insurance companies in your area. Click here for list of insurance companies.
However you get your quotes, make sure you use apples-to-apples coverages and limits for each comparison quote. If you have higher or lower deductibles you can’t possibly determine the best price for your Chevy Suburban.
Situations that might require an agent
When it comes to buying adequate coverage, there isn’t really a one size fits all plan. Your needs are not the same as everyone else’s.
For instance, these questions may help highlight if your insurance needs could use an agent’s help.
- Is my 2014 Chevy Suburban covered for flood damage?
- How high should my medical payments coverage be?
- Can I get a multi-policy discount?
- Am I covered by my spouse’s policy after a separation?
- Is other people’s property covered if stolen from my vehicle?
- Do I need replacement cost coverage?
If you don’t know the answers to these questions, you might consider talking to a licensed insurance agent. To find an agent in your area, take a second and complete this form. It is quick, free and you can get the answers you need.
Car insurance coverage information
Understanding the coverages of your insurance policy can be of help when determining appropriate coverage at the best deductibles and correct limits. Policy terminology can be difficult to understand and even agents have difficulty translating policy wording.
Comprehensive (Other than Collision) – This coverage covers damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive can pay for claims such as vandalism, a tree branch falling on your vehicle and rock chips in glass. The maximum payout a insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.
Collision – This coverage pays for damage to your Suburban resulting from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in.
Collision insurance covers things like backing into a parked car, driving through your garage door and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider removing coverage from vehicles that are older. You can also raise the deductible to save money on collision insurance.
Protection from uninsured/underinsured drivers – Your UM/UIM coverage gives you protection when the “other guys” do not carry enough liability coverage. It can pay for injuries to you and your family as well as damage to your Chevy Suburban.
Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Most of the time these coverages are set the same as your liablity limits.
Medical expense insurance – Med pay and PIP coverage pay for immediate expenses for things like prosthetic devices, dental work, nursing services, doctor visits and pain medications. They are often utilized in addition to your health insurance policy or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay
Liability auto insurance – This protects you from damages or injuries you inflict on other people or property by causing an accident. This insurance protects YOU against other people’s claims, and does not provide coverage for damage sustained by your vehicle in an accident.
Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You might see liability limits of 100/300/100 which stand for a $100,000 limit per person for injuries, $300,000 for the entire accident, and a total limit of $100,000 for damage to vehicles and property. Another option is one limit called combined single limit (CSL) which limits claims to one amount and claims can be made without the split limit restrictions.
Liability insurance covers things such as loss of income, court costs, repair bills for other people’s vehicles, funeral expenses and attorney fees. How much coverage you buy is up to you, but buy higher limits if possible.
Summing up your car insurance search
Consumers change insurance companies for a number of reasons such as denial of a claim, questionable increases in premium, extreme rates for teen drivers and delays in responding to claim requests. Whatever your reason, finding the right car insurance provider is less work than it seems.
We just presented quite a bit of information on how to save on 2014 Chevy Suburban insurance. It’s most important to understand that the more rate quotes you have, the better likelihood of reducing your rate. Consumers could even find that the lowest priced car insurance comes from a small local company.
When buying insurance coverage, never reduce needed coverages to save money. There are many occasions where an accident victim reduced collision coverage and learned later that the few dollars in savings costed them thousands. Your strategy should be to get the best coverage possible at the best price.
For more information, link through to the following helpful articles:
Rates by U.S. City
|New York City, NY||$1,995|
|Los Angeles, CA||$2,160|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$87|
|5-yr Claim Free||$81|
|Paid in Full/EFT||$53|
Discounts are estimated and may not be available from every company or in every state.