1. Vehicles
  2. Kia
  3. Sorento
  4. 2014 Model Year

2014 Kia Sorento Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Feb 26, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2014 Kia Sorento are $1,278 a year including full coverage. Comprehensive costs approximately $240 a year, collision insurance costs $424, and liability coverage costs around $456. Buying a liability-only policy costs as low as $508 a year, and high-risk insurance costs around $2,768. Teenage drivers receive the highest rates at up to $4,920 a year.

Annual premium for full coverage: $1,278

Rate estimates for 2014 Kia Sorento Insurance

Comprehensive $240
Collision $424
Liability $456

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Kia Sorento models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $508 for the bare minimum liability coverage to a high of $2,768 for a driver that may need high-risk insurance.

Liability Only $508
Full Coverage $1,278
High Risk $2,768

View Chart as Image

2014 Kia Sorento insurance rates compared
Column chart showing 2014 Kia Sorento insurance prices range from $743 to $4,920 for full coverage

These differences highlight why it is important for drivers to compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Kia Sorento Insurance

Searching Companies

Buyers have lots of choices when searching for the lowest priced Kia Sorento insurance. You can either spend your time driving around to compare prices or save time using the internet to find the lowest rates.

There is a better way to shop for insurance so we’re going to tell you the absolute fastest way to get price quotes for your Kia and locate the lowest possible price from local insurance agents and online providers.

It’s important to compare rates every six months because prices fluctuate regularly. Despite the fact that you may have had the lowest rates for Sorento coverage two years ago you can probably find a lower rate today. Ignore everything you know about insurance because you’re about to learn the best way to find the best coverage while lowering your premiums.

Which Car Insurance is Cheapest?

Most companies quote pricing on their websites. This process is pretty painless as you simply enter your coverage information into the quote form. Upon sending the form, the company’s rating system makes automated requests for credit information and your driving record and returns a price quote based on these and other factors.

Online quotes makes it a lot easier to compare rates but the time required to go to many different websites and type in the same information can get tiresome after awhile. Unfortunately, it is important to perform this step if you want to find the lowest possible prices on car insurance.

The preferred way to locate the lowest prices requires only one form that gets prices from a bunch of companies at once. It saves time, reduces the work, and makes online shopping much more efficient. Immediately after you send the form, it gets priced with multiple companies and you can pick any one of the quote results.

If one or more price quotes are lower than your current rates, it’s easy to complete the application and buy the new coverage. This process can be completed in a matter of minutes and you’ll know if lower rates are available.

In order to use this form to compare rates, click here to open in new window and enter your information. If you have your current policy handy, we recommend you input the coverage information exactly as they are listed on your policy. This makes sure you will have rate comparison quotes for the exact same coverage.

Tailor your coverage to you

When buying adequate coverage, there really is not a cookie cutter policy. Your needs are not the same as everyone else’s.

For instance, these questions can aid in determining if your situation may require specific advice.

  • Do I have coverage for damage caused while driving under the influence?
  • Is my ex-spouse still covered by my policy?
  • Do I benefit by insuring my home with the same company?
  • Do I need roadside assistance coverage?
  • Is my custom paint covered by insurance?
  • Which companies will insure high-risk drivers?
  • Does my car insurance cover rental cars?
  • Why does it cost so much to insure a teen driver?
  • Do I need more liability coverage?

If it’s difficult to answer those questions but one or more may apply to you then you might want to talk to a licensed agent. To find lower rates from a local agent, take a second and complete this form. It’s fast, free and can provide invaluable advice.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Insurance coverages and their meanings

Understanding the coverages of your insurance policy can help you determine appropriate coverage and proper limits and deductibles. The coverage terms in a policy can be confusing and coverage can change by endorsement.

Uninsured/Underinsured Motorist (UM/UIM)

This coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family. Normally your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

Collision coverage

Collision insurance will pay to fix damage to your Sorento resulting from colliding with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.

Collision insurance covers things like rolling your car, colliding with a tree, colliding with another moving vehicle and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider dropping it from vehicles that are older. You can also increase the deductible to bring the cost down.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage reimburse you for bills like dental work, doctor visits, rehabilitation expenses and pain medications. The coverages can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. They cover you and your occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage

Comprehensive insurance

This coverage covers damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as rock chips in glass, damage from flooding, damage from a tornado or hurricane, theft and damage from getting keyed. The most your insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Auto liability insurance

This coverage will cover damages or injuries you inflict on people or other property by causing an accident. This coverage protects you against other people’s claims, and doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 100/300/100 that means you have $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and $100,000 of coverage for damaged property. Occasionally you may see one number which is a combined single limit which limits claims to one amount and claims can be made without the split limit restrictions.

Liability can pay for things such as structural damage, legal defense fees, medical expenses, funeral expenses and medical services. How much liability should you purchase? That is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2014 Kia Sorento Insurance Rates by City
City Premium
New York City, NY $2,019
Los Angeles, CA $2,181
Philadelphia, PA $1,705
Jacksonville, FL $1,854
Phoenix, AZ $1,484
Chicago, IL $1,714
Houston, TX $1,999
Seattle, WA $1,242
Columbus, OH $1,067
Indianapolis, IN $1,087

Rates by Driver Age

2014 Kia Sorento Insurance Rates by Driver Age
Driver Age Premium
16 $4,920
20 $2,952
30 $1,318
40 $1,278
50 $1,170
60 $1,146

Full coverage, $500 deductibles

Rates by Deductible

2014 Kia Sorento Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,568
$250 $1,432
$500 $1,278
$1,000 $1,126

Full coverage, driver age 40

Rates by Liability Limit

Kia Sorento Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,369
100/300 $1,483
250/500 $1,780
100 CSL $1,415
300 CSL $1,666
500 CSL $1,848

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Kia Sorento Insurance Rates for High Risk Drivers
Age Premium
16 $6,992
20 $4,704
30 $2,814
40 $2,768
50 $2,646
60 $2,622

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $90
5-yr Claim Free $82
Paid in Full/EFT $55
Advance Quote $62
Online Quote $90
Total Discounts $535
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Kia Sorento Insurance Rates by State
State Premium
Alabama $1,154
Alaska $980
Arizona $1,060
Arkansas $1,278
California $1,454
Colorado $1,220
Connecticut $1,312
Delaware $1,444
Florida $1,598
Georgia $1,178
Hawaii $918
Idaho $862
Illinois $952
Indiana $962
Iowa $862
Kansas $1,214
Kentucky $1,742
Louisiana $1,888
Maine $790
Maryland $1,054
Massachusetts $1,022
Michigan $2,220
Minnesota $1,068
Mississippi $1,528
Missouri $1,132
Montana $1,372
Nebraska $1,006
Nevada $1,530
New Hampshire $920
New Jersey $1,426
New Mexico $1,130
New York $1,346
North Carolina $736
North Dakota $1,044
Ohio $882
Oklahoma $1,312
Oregon $1,170
Pennsylvania $1,218
Rhode Island $1,704
South Carolina $1,156
South Dakota $1,078
Tennessee $1,118
Texas $1,538
Utah $948
Vermont $876
Virginia $766
Washington $986
West Virginia $1,170
Wisconsin $884
Wyoming $1,138

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles