Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $960 a year for full coverage insurance. Comprehensive insurance costs approximately $162, collision costs $188, and liability costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing $2,056 or more. Teenage drivers cost the most to insure at $3,866 a year or more.

Average premium for full coverage: $960

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all Eos models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why everyone should compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.

• The best discount rate is $591
• Drivers who choose higher $1,000 deductibles will pay $78 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $960
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $152 annually
• Drivers who are prone to accidents and violations could pay around $2,056 or more
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost $3,866 a year

View Chart as Image

Car insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $3,800 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Eos insurance prices. A 40-year-old driver could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $230 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Volkswagen Eos insurance for high-risk drivers can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and avoiding coverage lapses. Make time to compare rates at least once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a quick review of the primary concepts that were touched on in this article.

• It is possible to save around $110 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,100 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save around $225 each year
• Teenage drivers pay the highest auto insurance rates, possibly costing $322 each month if full coverage is included