Volkswagen Eos Insurance Rates

The average insurance prices for a Volkswagen Eos are $932 every 12 months with full coverage. Comprehensive costs around $148, collision costs $180, and liability costs around $446. Liability-only insurance costs as low as $500 a year, with high-risk driver insurance costing around $2,002. Teenage drivers cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.

• The best discount rate is $573
• Using higher $1,000 deductibles will save about $74 annually
• The average price for a good driver age 40 using $500 deductibles is $932
• Using more expensive low deductibles for physical damage coverage increases the price to $1,074
• High-risk insureds who are prone to accidents and violations could pay at least $2,002 or more
• Policy cost to insure a 16-year-old driver with full coverage can be $3,790 or more

View Chart as Image

Auto insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $220 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 in extra premium every year, depending on your age. High-risk driver insurance can be from 42% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $670 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,260 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos requires having a decent driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct companies, and also from several local insurance agents.

The following items are a condensed summary of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are expensive to insure, as much as $316 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,070 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• You may be able to save up to $100 per year simply by shopping early and online