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2015 Jeep Wrangler Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Dec 3, 2021

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Average insurance rates for a 2015 Jeep Wrangler are $1,208 a year including full coverage. Comprehensive insurance costs an estimated $218, collision insurance costs $300, and liability costs $510. Buying a liability-only policy costs as little as $568 a year, and high-risk insurance costs $2,592 or more. Teenage drivers receive the highest rates at up to $4,758 a year.

Annual premium for full coverage: $1,208

Rate estimates for 2015 Jeep Wrangler Insurance

Comprehensive $218
Collision $300
Liability $510

Rate data is compiled from all 50 U.S. states and averaged for all 2015 Jeep Wrangler models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $568 for a discount liability-only rate to the much higher price of $2,592 for high-risk insurance.

Liability Only $568
Full Coverage $1,208
High Risk $2,592

View Chart as Image

2015 Jeep Wrangler insurance rates compared
Column chart showing 2015 Jeep Wrangler insurance prices range from $728 to $4,758 for full coverage

These differences highlight why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2015 Jeep Wrangler Insurance

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Finding the cheapest insurance for a Jeep Wrangler can turn out to be an all-consuming task, but you can learn our insurance buying tips to save time.

There are more efficient ways to buy insurance and we’ll show you the absolute fastest way to price shop coverage for your Jeep and obtain the cheapest rates from both online companies and local agents.

Consumers should take time to price shop coverage every six months since insurance rates are constantly changing. Just because you found the lowest rates on Wrangler insurance two years ago you can probably find a better price now. Block out anything you think you know about insurance because we’re going to demonstrate the quickest way to reduce your cost while improving coverage.

Do you qualify for discounts?

Car insurance is not cheap, but you may find discounts to cut the cost considerably. Some trigger automatically at quote time, but some must be requested specifically prior to receiving the credit. If you’re not getting every credit available, you are throwing money away.

  • Air Bag Discount – Vehicles equipped with air bags or motorized seat belts can get savings of 20% or more.
  • Safe Drivers – Drivers who don’t get into accidents may save up to 50% more on Wrangler insurance than drivers with accident claims.
  • Driver Safety – Taking a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Life Insurance – Companies who offer life insurance give a discount if you purchase auto and life insurance together.
  • Anti-lock Brake System – Anti-lock brake equipped vehicles can avoid accidents and therefore earn up to a 10% discount.
  • Senior Discount – Mature drivers can possibly qualify for a discount up to 10% on Wrangler insurance.
  • One Accident Forgiven – Some insurance companies allow you one accident without raising rates as long as you don’t have any claims for a certain period of time.
  • Discount for Swiching Early – A few companies offer discounts for buying a policy before your current policy expires. The savings is around 10%.
  • Multiple Cars – Insuring all your vehicles on one policy can get a discount on all vehicles.

Keep in mind that some of the credits will not apply to the overall cost of the policy. Most only reduce individual premiums such as liability and collision coverage. Just because you may think all those discounts means the company will pay you, companies don’t profit that way. But all discounts will cut your overall premium however.

To see a list of companies with discount insurance coverage rates, click here to view.

The fastest way that we advise to compare rates is to realize most larger insurance companies provide online access to give rate comparisons. To begin a comparison, all you need to do is provide a small amount of information like what you do for a living, whether you have decent credit, if you went to college, and daily mileage. Your rating data is instantly submitted to insurance companies and they return cost estimate quickly.

Don’t assume everyone needs the same coverage

When it comes to choosing coverage for your personal vehicles, there really is no “perfect” insurance plan. Every insured’s situation is different.

For example, these questions might help in determining if your insurance needs would benefit from professional advice.

  • What is roadside assistance coverage?
  • When should I drop full coverage on my 2015 Jeep Wrangler?
  • Can I afford to buy a different vehicle if my 2015 Jeep Wrangler is totaled?
  • Is my 2015 Jeep Wrangler covered for smoke damage?
  • When does my teenage driver need to be added to my policy?
  • What is the rate difference between pleasure use and commuting?
  • Is borrowed equipment or tools covered if stolen or damaged?
  • If my pet gets injured in an accident are they covered?
  • Are my friends covered when driving my car?

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If you don’t know the answers to these questions but one or more may apply to you, then you may want to think about talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It’s fast, free and may give you better protection.

Auto insurance policy coverages for a 2015 Jeep Wrangler

Understanding the coverages of a auto insurance policy can help you determine appropriate coverage and proper limits and deductibles. The terms used in a policy can be ambiguous and coverage can change by endorsement.

Comprehensive protection

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive can pay for claims such as a broken windshield, hitting a bird, damage from a tornado or hurricane, damage from getting keyed and fire damage. The most you’ll receive from a claim is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other motorists when they are uninsured or don’t have enough coverage. This coverage pays for injuries sustained by your vehicle’s occupants and damage to your Jeep Wrangler.

Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important. Usually the UM/UIM limits are similar to your liability insurance amounts.

Medical expense coverage

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses like doctor visits, funeral costs, chiropractic care and ambulance fees. They are often used in conjunction with a health insurance plan or if you lack health insurance entirely. They cover you and your occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay

Auto liability insurance

Liability insurance can cover damages or injuries you inflict on other’s property or people. It protects you from claims by other people, and does not provide coverage for damage sustained by your vehicle in an accident.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. You might see limits of 25/50/25 which means a $25,000 limit per person for injuries, a per accident bodily injury limit of $50,000, and property damage coverage for $25,000. Alternatively, you may have a combined limit which limits claims to one amount rather than limiting it on a per person basis.

Liability coverage protects against things such as structural damage, legal defense fees, loss of income and emergency aid. The amount of liability coverage you purchase is up to you, but buy higher limits if possible.

Collision coverage

Collision coverage covers damage to your Wrangler resulting from a collision with an object or car. You first must pay a deductible and then insurance will cover the remainder.

Collision insurance covers things like sustaining damage from a pot hole, rolling your car and crashing into a building. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. You can also choose a higher deductible in order to get cheaper collision rates.

Get your money’s worth

Cost effective 2015 Jeep Wrangler insurance can be found both online and also from your neighborhood agents, and you should be comparing both in order to have the best chance of saving money. A few companies may not provide you the ability to get quotes online and these small insurance companies work with independent agents.

We just covered many tips how you can compare insurance prices online. The key thing to remember is the more companies you get rates for, the better chance you’ll have of finding lower rates. Consumers could even find that the most savings is with the least-expected company.

Drivers switch companies for a variety of reasons including questionable increases in premium, denial of a claim, policy cancellation or even extreme rates for teen drivers. Whatever your reason, switching companies can be pretty painless.

Other information

  • Anti-Lock Brake FAQ (iihs.org)
  • Collision Insurance Coverage (Nationwide)
  • How to Avoid Common Accidents (State Farm)
  • Vehicle Insurance (Wikipedia)
  • Prom Night Tips for Teen Drivers (State Farm)
  • Get the Right Protection (InsureUonline.org)

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2015 Jeep Wrangler Insurance Rates by City
City Premium
New York City, NY $1,905
Los Angeles, CA $2,064
Philadelphia, PA $1,610
Jacksonville, FL $1,754
Phoenix, AZ $1,406
Chicago, IL $1,616
Houston, TX $1,890
Seattle, WA $1,174
Columbus, OH $1,009
Indianapolis, IN $1,028

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2015 Jeep Wrangler Insurance Rates by Driver Age
Driver Age Premium
16 $4,758
20 $2,754
30 $1,234
40 $1,208
50 $1,108
60 $1,084

Full coverage, $500 deductibles

Rates by Deductible

2015 Jeep Wrangler Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,432
$250 $1,330
$500 $1,208
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wrangler Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,208
50/100 $1,310
100/300 $1,438
250/500 $1,769
100 CSL $1,361
300 CSL $1,642
500 CSL $1,846

Full coverage, driver age 40

Rates for High Risk Drivers

2015 Jeep Wrangler Insurance Rates for High Risk Drivers
Age Premium
16 $6,720
20 $4,382
30 $2,620
40 $2,592
50 $2,478
60 $2,452

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $76
5-yr Claim Free $76
Paid in Full/EFT $46
Advance Quote $54
Online Quote $82
Total Discounts $480
Rate after discounts $728

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2015 Jeep Wrangler Insurance Rates by State
State Premium
Alabama $1,090
Alaska $924
Arizona $1,004
Arkansas $1,208
California $1,376
Colorado $1,150
Connecticut $1,240
Delaware $1,366
Florida $1,512
Georgia $1,114
Hawaii $866
Idaho $820
Illinois $898
Indiana $910
Iowa $812
Kansas $1,144
Kentucky $1,646
Louisiana $1,786
Maine $746
Maryland $996
Massachusetts $964
Michigan $2,096
Minnesota $1,010
Mississippi $1,446
Missouri $1,070
Montana $1,296
Nebraska $952
Nevada $1,448
New Hampshire $870
New Jersey $1,350
New Mexico $1,068
New York $1,270
North Carolina $696
North Dakota $990
Ohio $834
Oklahoma $1,240
Oregon $1,108
Pennsylvania $1,150
Rhode Island $1,610
South Carolina $1,094
South Dakota $1,020
Tennessee $1,054
Texas $1,454
Utah $892
Vermont $826
Virginia $722
Washington $932
West Virginia $1,108
Wisconsin $834
Wyoming $1,076

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