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2015 Mercedes-Benz E-Class Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 2015 Mercedes-Benz E300 are $1,478 a year including full coverage. Comprehensive insurance costs on average $334, collision costs $624, and liability insurance costs around $384. Buying a liability-only policy costs as low as $432 a year, with high-risk insurance costing $3,208 or more. Teen drivers receive the highest rates at $5,388 a year or more.

Annual premium for full coverage: $1,478

Rate estimates for 2015 Mercedes-Benz E300 Insurance

Comprehensive $334
Collision $624
Liability $384

Rate data is compiled from all 50 U.S. states and averaged for all 2015 Mercedes-Benz E300 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $432 for just liability insurance to a much higher rate of $3,208 for a high risk driver.

Liability Only $432
Full Coverage $1,478
High Risk $3,208

View Chart as Image

2015 Mercedes-Benz E300 insurance rates compared
Column chart showing 2015 Mercedes-Benz E300 insurance prices range from $833 to $5,388 for full coverage

These differences highlight why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2015 Mercedes-Benz E300 Insurance

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Trying to find cheaper car insurance rates for your Mercedes-Benz E-Class? I can’t think of a single person who likes paying for car insurance, in particular when the cost is too high. Multiple insurers compete to insure your vehicles, so it’s not easy to compare every company to discover the definitive lowest cost out there.

If you have a current insurance coverage policy or are just looking to switch companies, you can use this information to get lower rates while maintaining coverages. Finding the best rates is easy if you know what you’re doing. Drivers just need to learn the best way to compare prices over the internet.

Cut your premium with discounts

Car insurance can cost a lot, but you can get discounts that you may not even be aware of. Certain discounts will be applied when you purchase, but some may not be applied and must be specially asked for before you get the savings. If they aren’t giving you every credit possible, you are throwing money away.

  • Driver’s Ed – Have your child enroll in driver’s education in school.
  • Resident Student – Kids in college who attend school more than 100 miles from home and do not have a car can be insured at a reduced rate.
  • Seat Belts Save more than Lives – Drivers who require all occupants to buckle their seat belts can save 10% or more on the medical payments or PIP coverage costs.
  • Payment Method – By paying your policy upfront instead of paying each month you can actually save on your bill.
  • Anti-theft Discount – Vehicles with anti-theft systems can help prevent theft and qualify for as much as a 10% discount.
  • Air Bag Discount – Vehicles with factory air bags and/or automatic seat belt systems can get savings of up to 25% or more.
  • Defensive Driver – Completing a driver safety course could cut 5% off your bill and easily recoup the cost of the course.
  • Drive Safe and Save – Drivers who avoid accidents can pay as much as 50% less for E-Class coverage than less cautious drivers.
  • Own a Home – Owning a home can save you money because owning a home is proof that your finances are in order.

Consumers should know that most credits do not apply to the entire cost. Most only apply to the cost of specific coverages such as liability and collision coverage. So even though they make it sound like all those discounts means the company will pay you, car insurance companies aren’t that generous. Any amount of discount will reduce your premiums.

To see a list of providers with the best car insurance discounts, follow this link.

What is the best insurance coverage?

When it comes to buying coverage for your vehicles, there is no “best” method to buy coverage. Every situation is different so this has to be addressed. These are some specific questions could help you determine if your situation might need professional guidance.

  • Where can I find DUI or SR-22 insurance?
  • Do I need to file an SR-22 for a DUI in my state?
  • When would I need rental car insurance?
  • Is upholstery damage covered by car insurance?
  • Where can I get insurance after a DUI in my state?
  • Do I need added coverage for expensive stereo equipment?

If you’re not sure about those questions but a few of them apply, you may need to chat with an insurance agent. If you don’t have a local agent, fill out this quick form or go to this page to view a list of companies. It only takes a few minutes and can provide invaluable advice.

Auto insurance coverage options for a 2015 Mercedes-Benz E-Class

Having a good grasp of your auto insurance policy can be of help when determining which coverages you need at the best deductibles and correct limits. The terms used in a policy can be impossible to understand and reading a policy is terribly boring. Shown next are typical coverage types found on the average auto insurance policy.

Coverage for liability

Liability insurance can cover damage or injury you incur to other people or property by causing an accident. It protects you from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. Your policy might show limits of 25/50/25 which means $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and property damage coverage for $25,000. Alternatively, you may have a combined limit that pays claims from the same limit without having the split limit caps.

Liability insurance covers claims like court costs, structural damage and pain and suffering. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy as high a limit as you can afford.

Medical expense insurance

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for funeral costs, nursing services and prosthetic devices. The coverages can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Coverage applies to all vehicle occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage

Auto collision coverage

Collision coverage covers damage to your E-Class from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims such as colliding with another moving vehicle, crashing into a building, hitting a mailbox and backing into a parked car. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to increase the deductible in order to get cheaper collision rates.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage provides protection when the “other guys” do not carry enough liability coverage. This coverage pays for injuries to you and your family as well as damage to your Mercedes-Benz E-Class.

Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Most of the time these limits are set the same as your liablity limits.

Comprehensive (Other than Collision)

Comprehensive insurance covers damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims like rock chips in glass, hitting a bird, damage from flooding and hitting a deer. The maximum amount you’ll receive from a claim is the cash value of the vehicle, so if the vehicle’s value is low it’s not worth carrying full coverage.

Make a quick buck

While you’re price shopping online, you should never buy less coverage just to save a little money. There have been many situations where an accident victim reduced comprehensive coverage or liability limits to discover at claim time that the small savings ended up costing them much more. Your strategy should be to get the best coverage possible for the lowest price while still protecting your assets.

We covered a lot of tips how to shop for 2015 Mercedes-Benz E-Class insurance online. It’s most important to understand that the more you quote, the better likelihood of reducing your rate. You may even discover the lowest premiums are with an unexpected company. Regional companies can often provide lower rates in certain areas than the large multi-state companies such as Allstate, GEICO and Progressive.

To learn more, feel free to browse the articles below:

Rates by U.S. City

2015 Mercedes-Benz E300 Insurance Rates by City
City Premium
New York City, NY $2,331
Los Angeles, CA $2,523
Philadelphia, PA $1,968
Jacksonville, FL $2,141
Phoenix, AZ $1,716
Chicago, IL $1,980
Houston, TX $2,314
Seattle, WA $1,436
Columbus, OH $1,229
Indianapolis, IN $1,259

Rates by Driver Age

2015 Mercedes-Benz E300 Insurance Rates by Driver Age
Driver Age Premium
16 $5,388
20 $3,410
30 $1,550
40 $1,478
50 $1,348
60 $1,324

Full coverage, $500 deductibles

Rates by Deductible

2015 Mercedes-Benz E300 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,900
$250 $1,706
$500 $1,478
$1,000 $1,260

Full coverage, driver age 40

Rates by Liability Limit

Mercedes-Benz E300 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,478
50/100 $1,555
100/300 $1,651
250/500 $1,900
100 CSL $1,593
300 CSL $1,804
500 CSL $1,958

Full coverage, driver age 40

Rates for High Risk Drivers

2015 Mercedes-Benz E300 Insurance Rates for High Risk Drivers
Age Premium
16 $7,734
20 $5,434
30 $3,288
40 $3,208
50 $3,056
60 $3,030

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $78
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $76
Online Quote $107
Total Discounts $645
Rate after discounts $833

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2015 Mercedes-Benz E300 Insurance Rates by State
State Premium
Alabama $1,334
Alaska $1,132
Arizona $1,226
Arkansas $1,478
California $1,682
Colorado $1,410
Connecticut $1,516
Delaware $1,670
Florida $1,846
Georgia $1,364
Hawaii $1,062
Idaho $1,000
Illinois $1,100
Indiana $1,114
Iowa $998
Kansas $1,402
Kentucky $2,014
Louisiana $2,186
Maine $910
Maryland $1,218
Massachusetts $1,178
Michigan $2,562
Minnesota $1,238
Mississippi $1,768
Missouri $1,310
Montana $1,586
Nebraska $1,164
Nevada $1,770
New Hampshire $1,064
New Jersey $1,650
New Mexico $1,306
New York $1,554
North Carolina $848
North Dakota $1,210
Ohio $1,016
Oklahoma $1,514
Oregon $1,354
Pennsylvania $1,406
Rhode Island $1,970
South Carolina $1,338
South Dakota $1,246
Tennessee $1,292
Texas $1,780
Utah $1,094
Vermont $1,008
Virginia $884
Washington $1,140
West Virginia $1,354
Wisconsin $1,022
Wyoming $1,316

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