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2017 Chevrolet Bolt Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jan 6, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Average insurance rates for a 2017 Chevrolet Bolt are $1,416 a year with full coverage. Comprehensive insurance costs on average $298 each year, collision insurance costs $530, and liability coverage costs $430. Buying a liability-only policy costs as little as $486 a year, and high-risk insurance costs $3,062 or more. Teen drivers receive the highest rates at up to $5,298 a year.

Annual premium for full coverage: $1,416

Rate estimates for 2017 Chevrolet Bolt Insurance

Comprehensive $298
Collision $530
Liability $430

Rate data is compiled from all 50 U.S. states and averaged for all 2017 Chevrolet Bolt models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $486 for a discount liability-only rate to a high rate of $3,062 for high-risk insurance.

Liability Only $486
Full Coverage $1,416
High Risk $3,062

View Chart as Image

2017 Chevrolet Bolt insurance rates compared
Column chart showing 2017 Chevrolet Bolt insurance prices range from $815 to $5,298 for full coverage

These differences demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2017 Chevrolet Bolt Insurance

Searching Companies

Trying to find cheaper auto insurance rates for your Chevrolet Bolt? No one in their right mind looks forward to buying auto insurance, especially knowing they are paying too much.

Lots of car insurance companies contend to insure your vehicles, and it can be difficult to compare rates to get the lowest rate

If you have car insurance now, you will most likely be able to lower your premiums substantially using these tips. Finding affordable coverage is quite easy. Nevertheless, drivers do need to understand the way companies price online insurance because it can help you find the best coverage.

Auto insurance discounts are available to cut your rates

Companies don’t always publicize every discount very clearly, so the list below details some of the best known and the more hidden discounts that may be available.

  • Drive Less and Save – Fewer annual miles on your Chevy could be rewarded with cheaper premium rates.
  • Anti-lock Brakes – Cars, trucks, and SUVs that have anti-lock braking systems can reduce accidents and earn discounts up to 10%.
  • Passive Restraints and Air Bags – Vehicles equipped with air bags could see savings of up to 25% or more.
  • Save with a New Car – Adding a new car to your policy may earn a small discount due to better safety requirements for newer models.
  • Driving Data Discount – Drivers who agree to allow driving data collection to look at when and where they use their vehicle by installing a telematics device like Drivewise from Allstate or In-Drive from State Farm could see a rate decrease as long as they are good drivers.
  • Discount for Swiching Early – Some larger companies give discounts for signing up before your current expiration date. You can save around 10% with this discount.
  • Federal Employees – Federal government employees can earn a discount up to 10% for Bolt coverage with some auto insurance companies.
  • Clubs and Organizations – Affiliation with a qualifying organization may earn a discount on your policy.
  • Active Military Service – Being deployed with a military unit may lower your prices slightly.

Discounts lower rates, but some credits don’t apply to all coverage premiums. Most only cut individual premiums such as medical payments or collision. Just because you may think you can get free auto insurance, nobody gets a free ride.

Companies that possibly offer some of the discounts shown above include:

Before buying, ask every prospective company which discounts can lower your rates. A few discounts may not be available in your area. To see insurers who offer cheap auto insurance quotes, click here.

Finding insurance

There are several ways you can shop for insurance and some are easier and takes less work. You can spend your afternoon talking to insurance companies in your area, or you can stay home and use the web to achieve your goal.

The majority of car insurance companies belong to a marketplace where insurance shoppers submit one quote, and every company then gives them pricing for coverage. This eliminates the need for form submissions to each company.

To access this free quoting program, click here to start a free quote.

The only downside to pricing coverage this way is that you can’t choose which carriers you will receive quotes from. So if you prefer to pick specific providers to compare rates, we have assembled a list of the cheapest insurance companies in your area. Click to view list.

The approach you take is up to you, just be sure to compare nearly identical quote data on every quote. If your comparisons have higher or lower deductibles it will be next to impossible to truly determine the lowest rate. Slightly different insurance coverages could mean much higher rates. Just remember that comparing a wide range of rates helps increase your odds of locating better pricing. Some smaller insurers to not give prices over the internet, so it’s necessary to compare rates from the smaller companies as well.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Everyone needs different car insurance coverages

When choosing coverage for your vehicles, there really is no one size fits all plan. Coverage needs to be tailored to your specific needs and your policy should reflect that. These are some specific questions may help highlight if you would benefit from professional advice.

  • Am I covered when delivering products for my home-based business?
  • Should I buy only the required minimum liability coverage?
  • When should I remove comp and collision on my 2017 Chevy Bolt?
  • How much underlying liability do I need for an umbrella policy?
  • Is upholstery damage covered by car insurance?
  • Are my friends covered when driving my 2017 Chevy Bolt?
  • Should I sign the liability waiver when renting a car?
  • Do all my vehicles need collision coverage?
  • What can I do if my company denied a claim?
  • What is no-fault insurance?

If you’re not sure about those questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, simply complete this short form or go to this page to view a list of companies.

Insurance coverage specifics

Having a good grasp of insurance can be of help when determining appropriate coverage at the best deductibles and correct limits. The coverage terms in a policy can be confusing and reading a policy is terribly boring. Below you’ll find the normal coverages offered by insurance companies.

Comprehensive auto coverage – This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive insurance covers things like a broken windshield, hail damage, rock chips in glass and theft. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Medical payments and PIP coverage – Personal Injury Protection (PIP) and medical payments coverage pay for bills such as chiropractic care, surgery and prosthetic devices. They are often used to cover expenses not covered by your health insurance program or if you do not have health coverage. They cover you and your occupants and will also cover being hit by a car walking across the street. PIP is only offered in select states and gives slightly broader coverage than med pay

Liability insurance – Liability insurance protects you from injuries or damage you cause to other’s property or people in an accident. It protects YOU against other people’s claims. It does not cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 50/100/50 which means a $50,000 limit per person for injuries, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage protects against things such as repair costs for stationary objects, medical services, repair bills for other people’s vehicles, medical expenses and loss of income. How much liability coverage do you need? That is a decision to put some thought into, but you should buy as high a limit as you can afford.

UM/UIM (Uninsured/Underinsured Motorist) coverage – This provides protection when the “other guys” do not carry enough liability coverage. This coverage pays for hospital bills for your injuries as well as your vehicle’s damage.

Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Collision coverages – Collision coverage pays for damage to your Bolt resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things like sustaining damage from a pot hole, crashing into a ditch, damaging your car on a curb and driving through your garage door. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also bump up the deductible to get cheaper collision coverage.

Do the work, save more money

While you’re price shopping online, never reduce coverage to reduce premium. In too many instances, drivers have reduced comprehensive coverage or liability limits and learned later that a couple dollars of savings turned into a financial nightmare. Your aim should be to buy a smart amount of coverage at the best price but still have enough coverage for asset protection.

You just learned many ways to save on 2017 Chevy Bolt insurance. The key thing to remember is the more companies you get rates for, the higher the chance of saving money. You may even discover the lowest prices are with some of the lesser-known companies. These smaller insurers can often provide lower rates in certain areas as compared to the big name companies such as State Farm, GEICO and Nationwide.

Some companies may not offer the ability to get quotes online and these small, regional companies only sell through independent agencies. Low-cost 2017 Chevy Bolt insurance can be purchased on the web and also from your neighborhood agents, so you should be comparing quotes from both in order to have the best chance of saving money.

Much more information about car insurance is available below:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2017 Chevrolet Bolt Insurance Rates by City
City Premium
New York City, NY $2,238
Los Angeles, CA $2,421
Philadelphia, PA $1,890
Jacksonville, FL $2,053
Phoenix, AZ $1,644
Chicago, IL $1,897
Houston, TX $2,218
Seattle, WA $1,378
Columbus, OH $1,183
Indianapolis, IN $1,205

Rates by Driver Age

2017 Chevrolet Bolt Insurance Rates by Driver Age
Driver Age Premium
16 $5,298
20 $3,264
30 $1,474
40 $1,416
50 $1,294
60 $1,268

Full coverage, $500 deductibles

Rates by Deductible

2017 Chevrolet Bolt Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,780
$250 $1,610
$500 $1,416
$1,000 $1,228

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,502
100/300 $1,610
250/500 $1,889
100 CSL $1,545
300 CSL $1,782
500 CSL $1,954

Full coverage, driver age 40

Rates for High Risk Drivers

2017 Chevrolet Bolt Insurance Rates for High Risk Drivers
Age Premium
16 $7,558
20 $5,196
30 $3,126
40 $3,062
50 $2,924
60 $2,898

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $198

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $64
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2017 Chevrolet Bolt Insurance Rates by State
State Premium
Alabama $1,278
Alaska $1,086
Arizona $1,174
Arkansas $1,416
California $1,614
Colorado $1,352
Connecticut $1,456
Delaware $1,602
Florida $1,770
Georgia $1,306
Hawaii $1,016
Idaho $956
Illinois $1,054
Indiana $1,066
Iowa $954
Kansas $1,344
Kentucky $1,930
Louisiana $2,094
Maine $872
Maryland $1,166
Massachusetts $1,134
Michigan $2,458
Minnesota $1,186
Mississippi $1,694
Missouri $1,256
Montana $1,522
Nebraska $1,116
Nevada $1,694
New Hampshire $1,020
New Jersey $1,582
New Mexico $1,254
New York $1,492
North Carolina $816
North Dakota $1,160
Ohio $978
Oklahoma $1,454
Oregon $1,296
Pennsylvania $1,350
Rhode Island $1,886
South Carolina $1,282
South Dakota $1,194
Tennessee $1,240
Texas $1,706
Utah $1,048
Vermont $970
Virginia $848
Washington $1,094
West Virginia $1,296
Wisconsin $980
Wyoming $1,260

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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